ASSUMABLE 2.5% VA LOAN for eligible buyers!  Avoid the headaches of living in a construction zone and settle right into this gorgeous 2022-built home situated on a spacious, fully-fenced 1/3 acre lot in the construction-complete neighborhood of The Trails at Hammock Bay. The popular Claudet III G floor plan offers 4 bedrooms, 3 full baths, a flexible office/formal dining space, and an open concept living, kitchen, and dining area with soaring 10 foot ceilings. Unexpected extras include a walk-in pantry, separate laundry room, built-in drop zone, covered rear patio, an oversized courtyard entry garage, and tons of storage! Discover quality finishes like quartz counters and wood-look tile, as well as a tankless water heater, bronze plumbing fixtures, and natural gas cooktop. Ideally located just 1.1 miles to Highway 20 and 1.9 miles to Hammock Bay's original Town Center featuring a fully stocked General Store, microbrewery, food truck court, and amphitheater, not to mention the community pool complex, playgrounds, 10,000 square foot fitness center, basketball court, tennis and pickleball courts!!! Hammock Bay offers an unparalleled resort-style quality of life that now extends all the way to Choctawhatchee Bay with the Bay Club at Steamboat Landing, a waterfront destination with clubhouse, enclosed porch, and extensive pier.