No HOA, Schertz-Cibolo-Universal City ISD, and the big-ticket items already handled - nearly new HVAC, fresh paint inside and out, new flooring, and a roof approximately 8 years old. Vacant with a flexible closing, VA and FHA welcome, and minutes to JBSA-Randolph.             The make-ready was thorough rather than cosmetic: wood-look flooring runs the main level, every bedroom upstairs sits on carpet that has never been lived on, and the kitchen carries granite counters. For a home of this era, the two most expensive systems are already behind the next owner rather than ahead of them.         Three bedrooms, two and a half baths, and an attached two-car garage, with a brick-and-siding exterior on a level lot in Savannah Square - an established Schertz neighborhood with mature trees and settled streets. The main level is open for living and dining with a half bath for guests; all three bedrooms and both full baths are upstairs for privacy. Out back, a privacy-fenced yard with a patio slab; out front, a mature shade oak. A floor plan this size is simple to keep up and economical to run.         On the cost of ownership: no dues, no transfer fees, no architectural approvals to wait on, and no association rules on leasing. Add a 2.076% property tax rate - favorable against much of the San Antonio area - and the monthly picture compares well against many of the surrounding communities for anyone weighing total cost rather than list price alone.         Zoned to Paschall Elementary, Corbett Junior High, and Clemens High School, with a straightforward commute to Fort Sam Houston and BAMC. FM 3009 and IH-35 are minutes away, with H-E-B, The Forum, and Costco close by, Santikos and EVO for entertainment, and Loop 1604 for the rest of the city. New Braunfels and Gruene are a quick run north on I-35; downtown San Antonio and the airport are roughly twenty minutes the other way; and the Austin corridor is straight up the interstate. Property is also within walking distance of La Petite Academy of Schertz and in very close proximity to Grace Place Learning Center.