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386 Coweta Trail

386 Coweta Trail, Oxford, AL 36203
House in Talladega
Sold Nov 21, 2019
$255,000
$195,500 by Jackson Mortgage Company Inc
Mortgage Due May 01, 2050
Sold Apr 10, 2018
$25,000
$229,500 by Cheaha Bank
Mortgage Due Apr 05, 2019
386 Coweta Trail has been categorized by the local assessors in Oxford, AL as a residential type of property. The building on the property was first built in 2018 and is 6 years old. Residents will have access to 3 full bathrooms. There are 4 partial bathrooms in the home. The building has a total of 2 stories. In addition, 386 Coweta Trail has 2,504 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The linear feet between the front and back of the lot is 2,272 ft and across the front of the lot is 600 ft. The area measurement of the land has been determined as 130,680 square feet.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. Moving on to the building itself. The condition of the building has been evaluated as poor. The building has a gable or hip style roof made of shingle (not wood). The exterior walls of the building are made of alum/vinyl siding. While the interior walls have been made of gypsum boards such as those made of drywall, sheetrock, etc. As for the floors, you'll see that the home has flooring throughout. In terms of heating, it is utilizing a heating system. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 386 Coweta Trail sold most recently in Nov 14, 2019 for a total of $255,000. If you work out the math, that's approximately a cost of $223.29 per sqft. Before that, the property was also sold for $25,000 in Jan 1, 1970. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $1,155 in taxes each year. 386 Coweta Trail was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $30,760. If we break it down further, the land itself was valued at $2,500. Improvements to the property, however, were assessed at a total of $28,260. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Condition

New Construction

Exterior

Brick Exterior
Vinyl Siding

Driveway

Driveway
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2018
  • Effective Year Built: 2018
  • Bedroom Count: 0
  • Bathroom Count: 4
  • Full Bathrooms: 3
  • Partial Bathrooms: 4
  • Bathroom Plumbing Fixtures: 11
  • Building Condition: Poor
  • Exterior Walls Type: Alum/Vinyl siding
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Shingle (not wood)
  • Floor Count: 2
  • Floor Cover: Wood
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 130,680
  • Lot Size Depth Feet: 2,272
  • Lot Size Frontage Feet: 600
  • Total Building Area: 1,142
  • Building Area: 1,142
  • Building Area Measurement: Base Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: Yes
  • Heated Square Feet: 2,504
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: MCINTOSH TRAILS PH THREE
  • Land Acres: 3
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Multi-family dwellings (generic, 2+)
  • Legal Description 1: 60' X 227.23' IRR LOT 72 MCINTOSH TRAILS PHASE 3 BK 7 PG 152 S12 T17S R7E CONT .3 AC

Ownership

  • Current Owner : NGUYEN NGAN T
  • Current Owner 2: NGUYEN XUAN NAM
  • Previous Owner : PENNY PROPERTIES LLC
  • Owner Before Previous Owner: PAC ENTERPRISES LLC
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Talladega County School District
  • Census Tract: 010101

Geography

  • Account Number: 209543
  • Subdivision Phase Number: 3
  • Parcel: 06-01-12-0-000-046.086
  • Lot: 72
  • Meridian: SEC 12 TWN 17 RNG 07
  • Municipality: OXFORD
  • Latitude: 33.5599
  • Longitude: -85.8631

    Address

  • Full Address: 386 Coweta Trl
  • Address - House Number: 386
  • Address - Street Name: Coweta
  • Address - Suffix Type: Trl
  • State: AL
  • City Name: Oxford
  • Carrier Code: R014
  • 4-Digit Zip Code: 0299
  • Zip Code: 36203

Valuation

    Tax

  • Total Area: 2,823
  • Tax Year: 2023
  • Tax Amount: $1,155
  • Tax Rate Code Area: OXFORD

    Appraisal Valuation

  • Standard Deviation: 0.4559
  • Valuation Date: Dec 13, 2023
  • Confidence Score: 8
  • Final Value: 327,828
  • High Value: 477,304
  • Low Value: 178,351

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $195,500
  • First Open Lien Mortgage Lender: JACKSON MORTGAGE COMPANY INC
  • First Open Lien Mortgage Recording Date: Apr 14, 2020
  • First Open Lien Mortgage Loan Amount: $195,500
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: May 01, 2050

    Market Valuation

  • Market Total Value: $307,600
  • Market Land Value: $25,000
  • Market Improvement Value: $282,600

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $30,760
  • Assessed Land Value: $2,500
  • Assessed Improvements Value: $28,260

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Nov 14, 2019
  • Current Sale Recording Date: Nov 21, 2019
  • Current Sale Transaction ID: 11725413515
  • Current Sale Price: $255,000
  • Current Sale Document Type: Warranty Deed
  • Previous Sale Recording Date: Apr 10, 2018
  • Previous Sale Amount: $25,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: CHEAHA BANK
  • First Mortgage Transaction Date: Nov 21, 2019
  • First Mortgage Loan Amount: $190,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional

    Previous Mortgages

  • Previous Mortgage Lender: CHEAHA BANK
  • Previous Mortgage Transaction Date: Apr 10, 2018
  • Previous Mortgage Loan Amount: $229,500
  • Previous Mortgage Term: 12
  • Previous Mortgage Loan Type: Building or Construction Loan
  • Previous Mortgage Loan Due Date: Apr 05, 2019

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Nearby Rentals

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Frequently Asked Questions

What neighborhood is 386 Coweta Trail located in?
The 386 Coweta Trail is a house located in the neighborhood of Talladega in Oxford, Oxford.
What is the average sales price for listings in 386 Coweta Trail?
The average sales price for units in 386 Coweta Trail is $0 currently.

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