Great opportunity customize and to live in the Town of Hilliard. Unique Brick Ranch 3Br/2.5 Ba home. Large open floor plan with Fireplace. Living-Dining room combo. Kitchen with Breakfast Nook. Split-Plan with Master bedroom with two closets. Master Bath has Garden bathtub. and walk-in closets. Large lot. Open Parking in driveway.

Minutes to St. Marys River. Ralph E. Simmons State Forest. Close to US-301 and minutes to Callahan on US-301. Access to US-1 and SR-200 to Fernandina Beach.

This is a Fannie Mae HomePath property. First Time Buyers, complete the HomePath Ready Buyer Homeownership course on HomePath. Attach certificate to offer and request up to 3% closing cost assistance. Check HomePath for more details or ask me. Restrictions apply. Seller will pay:

1. Real Estate Commission

2. Provided the buyer uses the seller's title company the seller will pay for the Owner's Title Policy. ALL OTHER CLOSING COSTS ARE CONSIDERED TO BE BUYER CLOSING COSTS AND IF PAID BY THE SELLER WILL BE CONSIDERED A SELLER CONCESSION.

Any closing costs checked for the seller to pay in Paragraph 9 of the NEFAR Purchase and Sale Agreement will be presented to the seller as a seller concession. This could affect your buyer's offer, particularly in a multiple offer situation.

Any Seller concessions should be put in Section 38 of the Fannie Mae Real Estate Purchase Addendum (REPA):

• Seller will contribute up to $________ towards buyer closing costs, points, and prepaids. In the event that the buyer's lender restricts the allowable Seller contributions toward Buyer's closing costs, Seller's actual and total contribution shall be limited to the allowable amount.

• If buyer selected their own settlement vendor in section 10f: Seller will contribute up to $0. towards buyer closing costs, points, and prepaids, excluding title insurance. In the event that the buyer's lender restricts the allowable Seller contributions toward Buyer's closing costs, Seller's actual and total contribution shall be limited to the allowable amount.

SELLER WILL NOT PAY STATE DOC STAMPS ON DEED - BUYER MUST PAY (contact Listing Agent for Details). Fannie Mae pays only the commission and tax prorations unless otherwise agreed in section 38. All other costs are the responsibility of the buyer. Fannie Mae is a congressionally chartered corporation and is exempt from realty transfer taxes pursuant to 12 U.S.C. 1723a(c) (2). If the state or municipality does not recognize this exemption then it is the responsibility of the buyer to pay the cost.

KEYS WILL NOT BE RELEASED AT CLOSING. Buyer must wait for Fannie Mae Approval to release keys (receipt of closing documents and final Wire).

Buyer must confirm GLA size, utilities, lot size - anything of importance to buyer. If applicable: amenities, costs of club memberships, covenants and restrictions, HOA requirements and/or restrictions.

Investor Offer Restrictions

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REPA Section 38 Conditions for Non-Owner Occupants (Excluding Non-Profits) as May 23, 2017

"Purchaser further agrees that it will not enter into any contract for deed or lease with option to purchase agreements regarding the Property, unless Purchaser is a non-profit organization or has obtained Fannie Mae's prior written consent.  Purchaser acknowledges that, in addition to any other remedy available to Fannie Mae, any violation of this agreement may result in Fannie Mae refusing to sell additional REO properties to Purchaser and/or its affiliates."

REPA Section 14 Deed Restrictions for Non-Owner Occupants  (Excluding Non-Profits)

Investor 90-Day / 120% Deed Restriction was REMOVED March 2018.

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The Title Company information :

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Buyer's Title, Inc.

Attn: Barbara Nash Ungerman

President

Buyer's Title, Inc.

2200 W Commercial Blvd., Suite 101

Fort Lauderdale, FL 33309

ext 124

direct fax

Phone: (Office)

Phone: (Toll Free)

Fax  : (Fax)

E-mail: [email protected]

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