At 37 Proctor Street, the day begins with a sunrise over Indian Lake. Set directly on the water, this three-bedroom home makes every morning feel a little like vacation. Take in the view from the sunroom, spend the afternoon on the lake, then gather on the expansive deck.   Inside, the remodeled kitchen features granite counters and new stainless steel appliances. Hardwood floors run through the living room, dining room and kitchen. A remodeled full bath and laundry add first-floor convenience. Upstairs, the primary bedroom has a walk-in closet and an en suite bath with an oversized tiled shower and frameless glass enclosure. Natural gas heat, 200-amp electrical service, double-pane vinyl replacement windows and low-maintenance vinyl siding add practical appeal. Schools, shopping and major routes are minutes away-but with the lake outside your door, you may find yourself in no hurry to leave.