Check Availability
$649,000
↓ $16K (2.4%)
● House - For Sale

3632 BAY DRIVE

MIDDLE RIVER, MD 21220
bedrooms
4 Beds
bathrooms
4 Baths, 1 Half Bath
square feet
3,056 Ft²
$3,768
Est. Monthly

About This Property

Custom Water-view Home Featuring a Full-House Elevator, Two Primary Suites, Four Private Bedroom Retreats, and Over 3,000 Square Feet of Flexible Living Space & 4 + Car GarageFull House ElevatorMulti-generational layout with two primary suit
Water views of the Chesapeake Bay and around the corner to MarinaRare opportunity to own a custom-designed water-view home offering over 3,000 square feet of flexible living space, a full-house elevator, and an ideal layout for multi-generational living. HOME WARRANTY OFFERED


From the moment you arrive, you'll appreciate the expansive covered front porch, where peaceful water views create the perfect setting for morning coffee, evening sunsets, or relaxing with family and friends. Inside, soaring cathedral ceilings, hardwood flooring, and an open-concept design create a bright and welcoming atmosphere designed for both everyday living and entertaining.
The heart of the home is the spacious kitchen featuring granite countertops, a large center island, abundant cabinetry, and seamless flow into the dining and living areas. The main level also includes a private primary suite with a full bath and convenient laundry, providing true one-level living when desired utilizing dual-zoned HVAC systems.

A full-house elevator offers effortless access to every floor, making this home ideal for aging in place, extended family living, or anyone seeking long-term convenience and accessibility.

The upper level features a second luxurious primary suite complete with a sitting area, walk-in closets, and a private bath. Two additional bedrooms each offer their own en-suite bathrooms, creating exceptional privacy and comfort for family members, guests, or multi-generational households.


Outdoor living is equally impressive. Enjoy entertaining on a covered rear deck overlooking the private backyard or kick back & relax in a hammock shaded by mature trees, Plenty room in the wrap-around driveway for boats, RV's, or a basketball court. Trex decking and low-maintenance vinyl railings allow you to spend more time enjoying your home and less time maintaining it


Properties offering this combination of space, accessibility, privacy, water views, and flexible living arrangements are rarely available. Whether you're searching for a forever home, a multi-generational retreat, or a property designed to adapt to your lifestyle for years to come, this one delivers.


Flood insurance currently estimated at approximately $550 annually.

Schedule your private showing today and discover why this one-of-a-kind home stands apart from anything else on the market.
Unit Size
3,056 Ft²
Days on Market
-
Land Size
0.40 acres
Price per sqft
$212
Property Type
House
Property Taxes
$580
HOA Dues
-
Year Built
2006

Listed By

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Last updated: 4 days ago (Bright MLS #MDBC2164602)

Price History

Date / Event Date Event Price
Sep 30, 2026 Price Decreased $649,000
↓ $16K (2.4%)
Price Decreased
Sep 10, 2026 Price Decreased $665,000
↓ $10K (1.5%)
Price Decreased
Aug 14, 2026 Price Decreased $675,000
↓ $9K (1.3%)
Price Decreased
Jul 17, 2026 Price Decreased $684,000
↓ $6K (0.9%)
Price Decreased
Jul 10, 2026 Price Decreased $690,000
↓ $9K (1.3%)
Price Decreased
Show More

Property Highlights

Elevator
Garage
Air Conditioning
With View
Parking Details
Has Garage
Parking Features: Attached, Garage, Driveway, Asphalt Driveway
Garage Spaces: 4
Interior Details
Half Bathrooms: 1
Full Bathrooms: 4
Interior Features: Elevator, Combination Dining/Living, Entry Level Bedroom, Primary Bath(s), Upgraded Countertops, WhirlPool/HotTub, Wood Floors
Appliances: Dryer, Microwave, Washer, Cooktop, Dishwasher, Exhaust Fan, Refrigerator, Ice Maker, Oven, Range Hood, Oven - Wall
Flooring Type: Hardwood
Exterior Details
Square Footage: 3056
Square Footage Source: $0
Security Features: Main Entrance Lock
Property Condition: Excellent
Architectural Style: Contemporary
Year Built Source: Assessor
Year Built: 2006
Levels: 3
Other Structures: Above Grade, Below Grade
Window Features: Double Pane Windows, Screens
Construction Materials: Vinyl Siding, Stone
Patio and Porch Features: Deck, Porch, Screened
Lot Features: Cleared, Level, Wooded, Backs to Trees, Rear Yard
Lot Size Area: 17500
Lot Size Units: Square Feet
Lot Size Acres: 0.4
Lot Size Square Feet: 17500
Lot Size Dimensions: 1.00 x
Tax Lot: 89
Water Source: Public
Financial Details
Tax Assessed Value: $589,800
Tax Annual Amount: $6,965
Utilities Details
Cooling Type: Central Air
Heating Type: Zoned, Heat Pump(s), Programmable Thermostat
Sewer : Public Sewer

Building Info

Overview

    General

  • Year Built: 2006
  • Effective Year Built: 2006
  • Bedroom Count: 0
  • Bathroom Count: 5
  • Full Bathrooms: 4
  • Partial Bathrooms: 5
  • Building Condition: 3
  • Building Quality: 7
  • Construction Type: 6
  • Building Style: 0
  • Exterior Walls Type: 0
  • Interior Walls Type: 0
  • Roof Shape Type: 0
  • Roof Cover Type: 3
  • Floor Count: 200
  • Living Units: 1
  • Floor Cover: 0
  • Basement Type: 9
  • Basement Area: 0
  • Garage Type: 17
  • Garage Square Area: 1,320
  • Parking Space Count: 4
  • Patio Type: 0
  • Porch Type: 0
  • Pool Type: 0

    Dimensions

  • Lot Size Square Feet: 17,500
  • Lot Size Depth Feet: 3,500
  • Lot Size Frontage Feet: 500
  • Total Building Area: 3,056
  • Gross Building Area: 3,056
  • Building Area: 3,056
  • Building Area Measurement: T

    Heating and Cooling

  • Air Conditioning: 13
  • Heating: 8
  • Heated Square Feet: 3,056
  • Heating Fuel Type: 0

    Utilities

  • Sewer System: 0
  • Water Service: 6

Building

  • Building Type: 0
  • Property Class: R
  • Subdivision: BOWLEYS QUARTERS
  • Land Acres: 0000000402
  • Standard Land Use Code: 1001
  • County Land Use Code: R-C001
  • Legal Description 1: BOWLEYS QUARTERS

Neighborhood

  • School District Name: Baltimore County Public Schools
  • Census Tract: 451802

Geography

  • Assessors Map Reference: 98 11 16
  • Account Number: 1512000440
  • District: 15
  • Parcel: 15-1512000440
  • Lot: 89
  • Latitude: 39.3013
  • Longitude: -76.3775

    Address

  • Full Address: 3632 Bay Dr
  • Address - House Number: 3632
  • Address - Street Name: Bay
  • Address - Suffix Type: Dr
  • State: MD
  • City Name: Middle River
  • Carrier Code: R015
  • 4-Digit Zip Code: 4405
  • Zip Code: 21220

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $364,488
  • Initial Tax Delinquent Year: 2021

    Appraisal Valuation

  • Standard Deviation: 0.0951
  • Valuation Date: Sep 13, 2023
  • Confidence Score: 91
  • Final Value: 652,090
  • High Value: 714,130
  • Low Value: 590,051

    Market Valuation

  • Market Total Value: $544,500
  • Market Land Value: $123,300
  • Market Improvement Value: $421,200

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $544,500
  • Assessed Land Value: $123,300
  • Assessed Improvements Value: $421,200

    Sales

  • Current Sale Contract Date: Jul 06, 2022
  • Current Sale Recording Date: Jul 19, 2022
  • Current Sale Price:
  • Current Sale Document Type: 68
  • Previous Sale Recording Date: Feb 10, 2017
  • Previous Sale Contract Date: Jan 20, 2017
  • Previous Sale Amount: $469,000
  • Previous Sale Document Type: 27
Data used for valuation calculations is provided by RealtyHop, and other third party sources

Comparables

Unit
Status
Type
Beds
Baths
ft²
Price/ft²
Asking Price
Listed On
Closing Price
Sold On
HOA + Taxes

About Bowleys Quarters


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Frequently Asked Questions

When was property at 3632 Bay Drive built and last sold?
The property at 3632 Bay Drive was built in 2006 and last sold on Jul 6, 2022 for $618,000.
How much is this home worth?
The estimated value of the home located at 3632 Bay Drive is $657,887.
What are some comparable homes to 3632 Bay Drive?
There are currently no comparable homes to 3632 Bay Drive.