Overlooking a private Lake, this inviting home offers the perfect blend of mountain charm and waterfront living. Enjoy the private dock. Go kayaking and explore the waterway as it flows into the Toccoa River. Maybe throw a line and see what kind of fish you can catch! Enjoy the Deer and turkey as they wander the property, creating a peaceful, natural setting. A gated, paved driveway leads to a 2-car terrace level garage- plus a detached 3-car garage with room for all the toys. The home features city water, natural painted stucco for easy exterior maintenance, and mature landscaping that enhances the serene environment. Inside, the main level offers a primary suite on the main with fireplace, a welcoming great room with fireplace, a half bath for guests, a well-appointed kitchen, laundry room, and a stunning double sunroom with a wall of glass capturing mountain and water views. The home leads upstairs to double guest bedrooms ,additional storage and a shared bathroom. The terrace level includes a media room ready to customize to meet your family's needs, an additional bathroom, office space, another sunroom, and the 2-car garage. This home offers the perfect opportunity to update and expand your personal taste , adding value and creating your ideal mountain-water retreat. With deeded Toccoa River access, private lake frontage, and a quiet, no-short-term-rental community, you'll enjoy a peaceful lifestyle just minutes from downtown Blue Ridge, Old Toccoa Farm for golfing or lunch or dinner at The Tavern, hiking, fishing, and the best outdoor amenities North Georgia has to offer. You are certain to feel the warmth comfort and love this home has to offer.