See Home Value
$1,275,000
● House - Off Market

3539 BAY DRIVE

BALTIMORE, MD 21220
bedrooms
7 Beds
bathrooms
4 Baths, 2 Half Baths
square feet
3,731 Ft²
$1,773,681
RealtyHop Estimate
31.38%
Since Jan 1, 2021
National-US
Primary Model

About This Property

Custom Built home located on the Chesapeake Bay at the mouth of Middle River. This house is perfect for a large family or entertaining. 100 Ft lot with 8500 lb boat lift, 2 jet ski lifts and small mooring pole. Attached 2 car garage, detached garage with loft that is currently setup as shop with one door but is 2 car garage that door can be added to the road side. Concrete driveway with parking for 9 +/- cars. Full basement partially finished with kitchenette, ½ bath (plumbing rough in for shower), office and storage area. Foyer area setup with lockers. Large Closets for plenty of storage. James Hardie Plank siding, Ipe Wood Decking around entire Wrap around porch and deck areas.  All Gas Appliances and 1000-gallon Propane tank buried and owned so you can pre buy propane. Central Vac system with sweeps in master bath, full bath and kitchen. Main Level has wood flooring on entire level, Anderson Windows. Five bedrooms, all closets have custom closet organizers, every room in the house will fit a king size bed. Kitchen has 48" Viking stove, GE Monogram 36" Full Refrigerator, GE Monogram 36" Full Freezer. Views of the Bay front from Living room, Dining Room and Kitchen. Master bedroom has private slider to the deck and the most unbelievable views all year round of the bay. Second home 3544 Bay for In-Laws, Friends or Guests being offered to the Buyer Priced at $439,000. House is located directly across the street and sits on (3) 50 Ft lots. More details available to interested Buyer.
Unit Size
3,731 Ft²
Days on Market
-
Land Size
0.61 acres
Price per sqft
$362
Property Type
House
Property Taxes
$940
HOA Dues
-
Year Built
2005

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Last updated: 16 days ago (Bright MLS #MDBC507132)

Price History

Date / Event Date Event Price
Apr 29, 2026 Sold
Sold
Apr 15, 2026 In contract -
In contract
Apr 9, 2026 Relisted $1,575,000
Relisted
Apr 1, 2026 In contract -
In contract
Mar 30, 2026 Listed by Monument Sotheby's International Realty $1,575,000
Listed by Monument Sotheby's International Realty
Set along the coveted Bowley's Quarters waterfront, this exceptional custom-built residence commands a premier position on the Chesapeake Bay at the mouth of the Middle River—offering sweeping, year-round water views and an unparalleled setting for both grand entertaining and everyday living. The main level is defined by rich hardwood flooring and expansive windows that flood the home with natural light while framing panoramic bay vistas from the living room, dining room, and kitchen. The kitchen has been thoughtfully reimagined with new countertops, freshly painted cabinetry, and updated appliances, blending modern functionality with timeless appeal. The spacious primary suite serves as a private retreat, complete with direct access to the deck and breathtaking water views, a generous walk-in closet, and an expansive en-suite bath. Throughout the home, five well-proportioned bedrooms—each accommodating king-size furnishings—offer comfort and flexibility, complemented by custom closet systems that provide exceptional storage. Outdoor living is equally impressive, with premium Ipe wood decking extending across the main level and wrapping around the porch and deck areas, creating a seamless connection to the surrounding landscape. Durable James Hardie Plank siding enhances both aesthetics and longevity, while recent updates—including a new deck awning and stamped concrete walkways. The fully fenced rear yard offers privacy and security, while the 100-foot waterfront is a true boater’s haven, featuring an 8,500 lb boat lift, two jet ski lifts, and a mooring pole—providing effortless access to the bay. Ample parking is accommodated by a spacious concrete driveway for approximately nine vehicles, an attached two-car garage, and a detached two-car garage with loft space, currently configured as a workshop with potential for further customization. The lower level offers exceptional versatility, featuring a fully finished basement with a full bar, expansive recreation space, a full bath, and an additional bedroom with tranquil water views—ideal for guests or extended living. A rare offering, this waterfront estate seamlessly blends custom craftsmanship, meaningful updates, and direct Chesapeake Bay access—delivering a truly turnkey lifestyle defined by comfort, elegance, and unforgettable views.
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Property Highlights

Air Conditioning
Fireplace
Garage
Parking Available

Building Info

Overview

    General

  • Year Built: 2005
  • Effective Year Built: 2005
  • Bedroom Count: 0
  • Bathroom Count: 5
  • Full Bathrooms: 4
  • Partial Bathrooms: 5
  • Building Condition: 1
  • Building Quality: 8
  • Construction Type: 0
  • Building Style: 0
  • Exterior Walls Type: 25
  • Interior Walls Type: 0
  • Roof Shape Type: 0
  • Roof Cover Type: 3
  • Floor Count: 150
  • Living Units: 1
  • Floor Cover: 0
  • Basement Type: 3
  • Basement Area: 1,800
  • Garage Type: 10
  • Garage Square Area: 976
  • Parking Space Count: 3
  • Patio Type: 20
  • Porch Type: 7
  • Pool Type: 9
  • Location Influence Type: 23

    Dimensions

  • Lot Size Square Feet: 26,730
  • Lot Size Frontage Feet: 1,020
  • Total Building Area: 3,731
  • Gross Building Area: 3,731
  • Building Area: 3,731
  • Building Area Measurement: T

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: 13
  • Heating: 4
  • Heated Square Feet: 3,731
  • Heating Fuel Type: 0

    Utilities

  • Sewer System: 0
  • Water Service: 0

Building

  • Building Type: 0
  • Property Class: R
  • Subdivision: BOWLEYS QUARTERS 02
  • Land Acres: 0000000614
  • Standard Land Use Code: 1001
  • County Land Use Code: R-C001
  • Legal Description 1: .61AC LTS 24,25 3539 BAY DR SS 3 BOWLEYS QUARTERS

Neighborhood

  • School District Name: Baltimore County Public Schools
  • Census Tract: 451802

Geography

  • Assessors Map Reference: 98 11 16
  • Account Number: 2400012663
  • District: 15
  • Parcel: 15-2400012663
  • Lot: 24,25
  • Latitude: 39.2991
  • Longitude: -76.3808

    Address

  • Full Address: 3539 Bay Dr
  • Address - House Number: 3539
  • Address - Street Name: Bay
  • Address - Suffix Type: Dr
  • State: MD
  • City Name: Middle River
  • Carrier Code: R015
  • 4-Digit Zip Code: 4402
  • Zip Code: 21220

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $1,719,170

    Appraisal Valuation

  • Standard Deviation: 0.1706
  • Valuation Date: Sep 13, 2023
  • Confidence Score: 78
  • Final Value: 1,483,927
  • High Value: 1,737,173
  • Low Value: 1,230,680

    Market Valuation

  • Market Total Value: $1,297,400
  • Market Land Value: $265,600
  • Market Improvement Value: $1,031,800

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $1,297,400
  • Assessed Land Value: $265,600
  • Assessed Improvements Value: $1,031,800

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Dec 30, 2020
  • Current Sale Recording Date: Feb 04, 2021
  • Current Sale Price:
  • Current Sale Document Type: 27
  • Previous Sale Recording Date: Nov 12, 2003
  • Previous Sale Document Type: 27
Data used for valuation calculations is provided by RealtyHop, and other third party sources

Comparables

Unit
Status
Type
Beds
Baths
ft²
Price/ft²
Asking Price
Listed On
Closing Price
Sold On
HOA + Taxes

About Bowleys Quarters


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Frequently Asked Questions

When was property at 3539 Bay Drive built and last sold?
The property at 3539 Bay Drive was built in 2005 and last sold on Dec 30, 2020 for $1,275,000.
How much is this home worth?
The estimated value of the home located at 3539 Bay Drive is $1,568,589.
What are some comparable homes to 3539 Bay Drive?
There are currently no comparable homes to 3539 Bay Drive.