This home offers the rare chance to assume the seller's VA loan at an incredible 3.87% interest rate for qualified buyers. Take advantage of today's higher-rate market by locking in this below-market rate and potentially saving thousands over the life of the loan. (Buyer must meet lender qualifications for the assumption.) Welcome to The Reserves at Harbour Isles – where luxury, space, and serenity come together!

This beautifully maintained 4-bedroom, 3-bath, 3-car garage home sits on a quarter-acre lot with breathtaking pond views in the highly sought-after Apollo Beach community.

From the moment you arrive, you'll be impressed by the lush landscaping, supported by a cost-saving irrigation system fed by a dedicated well-a smart feature that can save you thousands on your water bill. Step inside to a spacious foyer that opens to a formal dining room on the right and a formal living area on the left-ideal for entertaining or relaxing in style.

The heart of the home is the chef's kitchen, featuring:

42" wood cabinetry

Granite countertops

Stylish backsplash

Stainless steel appliances, including a **new dishwasher (May 2025)**

Wine refrigerator

Oversized island with breakfast bar

Walk-in pantry and generous storage

Sunny breakfast nook overlooking the family room

The massive primary suite offers ample room for a king-size bed and furniture. The ensuite bath includes dual granite vanities, a garden tub, and a walk-in shower.

This three-way split floor planprovides excellent privacy for guests, with three additional spacious bedrooms, a shared full bath, and a separate pool bath.

The laundry room includes ample cabinetry and storage space and provides direct access to the 3-car garage.

Recent Updates include:

All carpet replaced (April 2025)

New dishwasher (May 2025)

New HVAC system (2020)

Updated hot water heater

Whole-home water filtration and softener system

Interior painted in 2022

Exterior painted in 2020

Out back, enjoy peaceful mornings and stunning sunsets from your fully screened lanai - with room to build the custom pool of your dreams.

Residents of Harbour Isles enjoy top-notch amenities:

Community pool

Fitness center

Basketball and volleyball courts

Playground

Walking trails

Boat & RV storage

All with a low annual HOA fee! Ideally located just minutes from Tampa, Sarasota, and Bradenton, plus quick access to Florida's top beaches and Orlando attractions.

This home truly has it all-schedule your private showing today!