See Home Value
Annapolis Neck 21403
3403 NIAGARA ROAD
$1,550,000
● House - Off Market

3403 NIAGARA ROAD

ANNAPOLIS, MD 21403
bedrooms
4 Beds
bathrooms
3 Baths, 1 Half Bath
square feet
3,520 Ft²
$8,730
Est. Monthly
1.71%
Cap Rate

About This Property

Big views, better value-now offered at a newly adjusted price, this Arundel-on-the-Bay gem is your gateway to Chesapeake waterfront living.

Perfectly perched to capture peaceful views of Fishing Creek, this home offers the rare opportunity to enjoy water access, a private community pier, and coastal serenity just minutes from downtown Annapolis-all at an unbeatable value.

Wake up to shimmering water vistas and end your day watching the sunset from the gracious front porch. Inside, rich hardwood floors and an airy coastal palette reflect the natural light pouring in from every angle. The open-concept main living area, thoughtfully designed kitchen, and oversized garage with ample storage make everyday living and entertaining a breeze.

With four spacious bedrooms and three and a half baths, there's room for family and guests, while the fully fenced backyard offers a private escape for morning coffee, evening cocktails, or summer crab feasts.

Whether you're seeking a weekend retreat or your forever home, this is your chance to live the waterfront lifestyle-without the waterfront tax bill. Don't miss this incredible value in the sought-after Arundel-on-the-Bay community. Schedule your private tour today.
Unit Size
3,520 Ft²
Days on Market
111 days
Land Size
0.22 acres
Price per sqft
$455
Property Type
House
Property Taxes
$874
HOA Dues
-
Year Built
2002

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Cap Rate Calculator

Last updated: 2 years ago (Bright MLS #MDAA2116290)

Price History

Date / Event Date Event Price
Sep 12, 2025 Sold
Sold
Aug 4, 2025 In contract -
In contract
Jul 16, 2025 Price Decreased $1,600,000
↓ $100K (5.9%)
Price Decreased
Jun 12, 2025 Listed by Coldwell Banker Realty $1,700,000
Listed by Coldwell Banker Realty
May 21, 2012 Sold
Sold
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Property Highlights

Air Conditioning
Fireplace
With View

Building Info

Overview

    General

  • Year Built: 2002
  • Effective Year Built: 2002
  • Bedroom Count: 0
  • Bathroom Count: 4
  • Full Bathrooms: 3
  • Partial Bathrooms: 4
  • Building Condition: 0
  • Building Quality: 7
  • Construction Type: 0
  • Building Style: 0
  • Exterior Walls Type: 25
  • Interior Walls Type: 0
  • Roof Shape Type: 0
  • Roof Cover Type: 3
  • Floor Count: 200
  • Living Units: 1
  • Floor Cover: 0
  • Basement Type: 9
  • Basement Area: 0
  • Garage Type: 17
  • Garage Square Area: 400
  • Parking Space Count: 2
  • Patio Type: 0
  • Porch Type: 7
  • Pool Type: 0
  • Location Influence Type: 23

    Dimensions

  • Lot Size Square Feet: 9,750
  • Total Building Area: 3,520
  • Gross Building Area: 3,520
  • Building Area: 3,520
  • Building Area Measurement: T

    Heating and Cooling

  • Air Conditioning: 13
  • Heating: 4
  • Heated Square Feet: 3,520
  • Heating Fuel Type: 0

    Utilities

  • Sewer System: 5
  • Water Service: 6

Building

  • Building Type: 0
  • Property Class: R
  • Subdivision: ARUNDEL ON BAY
  • Land Acres: 0000000224
  • Standard Land Use Code: 1001
  • County Land Use Code: R-C001
  • Legal Description 1: LT FR BK 73 3403 NIAGARA RD ARUNDEL ON THE BAY

Neighborhood

  • School District Name: Anne Arundel County Public Schools
  • Census Tract: 702602

Zoning

  • Zoning: R2

Geography

  • Assessors Map Reference: 57 21 15
  • Account Number: 00290058749
  • District: 02
  • Parcel: 02-002-90058749
  • Block: 73
  • Lot: FR
  • Latitude: 38.9227
  • Longitude: -76.4691

    Address

  • Full Address: 3403 Niagara Rd
  • Address - House Number: 3403
  • Address - Street Name: Niagara
  • Address - Suffix Type: Rd
  • State: MD
  • City Name: Annapolis
  • Carrier Code: R007
  • 4-Digit Zip Code: 4802
  • Zip Code: 21403

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $904,613

    Appraisal Valuation

  • Standard Deviation: 0.1602
  • Valuation Date: Sep 21, 2023
  • Confidence Score: 80
  • Final Value: 1,125,014
  • High Value: 1,305,326
  • Low Value: 944,702

    Market Valuation

  • Market Total Value: $828,400
  • Market Land Value: $371,900
  • Market Improvement Value: $456,500

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $828,400
  • Assessed Land Value: $371,900
  • Assessed Improvements Value: $456,500

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: May 02, 2012
  • Current Sale Recording Date: May 21, 2012
  • Current Sale Price:
  • Current Sale Document Type: 27
  • Previous Sale Recording Date: May 07, 2007
  • Previous Sale Contract Date: Apr 30, 2007
  • Previous Sale Amount: $1,350,000
  • Previous Sale Document Type: 27

    Financing

  • First Mortgage Financing Type: ADJ
Data used for valuation calculations is provided by RealtyHop, and other third party sources

Comparables

Unit
Status
Type
Beds
Baths
ft²
Price/ft²
Asking Price
Listed On
Closing Price
Sold On
HOA + Taxes

About Annapolis Neck


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Unit for rent at 3365 Arundel On The Bay Road, ANNAPOLIS, MD, 21403

$3,100 /mo

  • 3 Beds
  • 2 Baths
  • 1,232 ft²
3365 Arundel On The Bay Road, ANNAPOLIS, MD, 21403 Listing by Olisa B Akpati


Frequently Asked Questions

When was property at 3403 Niagara Road built and last sold?
The property at 3403 Niagara Road was built in 2002 and last sold on May 2, 2012 for $800,000.
How much is this home worth?
The estimated value of the home located at 3403 Niagara Road is $0.
What are some comparable homes to 3403 Niagara Road?
There are currently no comparable homes to 3403 Niagara Road.