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338 St Charles Street

338 St Charles Street, Elgin, IL 60120
Property in Southeast Elgin
Sold Oct 22, 2021
$213,000
$209,142 by Fairway Independent Mortgage C
Mortgage Due Nov 01, 2051
Sold Dec 08, 2009
$125,000
$122,735 by Classic Mortgage Solutions Inc
Mortgage Due Dec 01, 2039
Local assessors in Elgin, IL have categorized 338 St Charles Street as a residential type of property. The home was built in 1900 and is 124 years old. The property's lot size has been calculated to be 9,148 square feet. The linear feet between the front and back of the lot was measured at 1,220 ft and the front of the lot was measured at 750 ft. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a unknown style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 8 rooms in the home. Of these, 4 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 3 full bathrooms. There are also 3 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 338 St Charles Street has a total of 1,672 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a municipal system. For water disposal, homeowners who don't want the additional responsibilities of handling a septic tank will be happy to learn that the home is connected to a municipal sewage system. Though, they may have to pay additional fees to have their wastewater disposed. Additional features on the property are as follows. There is a detached garage for those who need a place to park their vehicle. There are 2 available parking spaces so it's a great situation for those with more than one car. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with frame control joints. Residents rely on no air conditioning for their cooling system. The property was last sold in Sep 23, 2021 for $213,000. That's $78.48 per sqft. Prior to that sales transaction, the property was also sold in Oct 29, 2009 for $125,000. 338 St Charles Street was last assessed in 2022. The total value of the property was assessed at $70,345. Specifically, the land the property is located on was valued at $11,603. While improvements on the property were assessed at a total of $58,742. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $5,579. The process of purchasing a home may seem daunting and challenging for many first-time prospective homebuyers. No worries! We've broken down the overall homebuying process into detailed steps and have also included a breakdown on the general amount of time you'll need for each step you have to take. For example, most people don't know that the most important first step of any home buying process is to get pre-approved for a mortgage! With a few months of hard work, you will soon be the proud owner of your property and home. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1900
  • Effective Year Built: 1900
  • Building Count: 1
  • Total Rooms: 8
  • Bedroom Count: 4
  • Bathroom Count: 3
  • Full Bathrooms: 3
  • Partial Bathrooms: 3
  • Construction Type: Frame
  • Building Style: Unknown
  • Floor Count: 2
  • Living Units: 1
  • Basement Type: Unspecified basement
  • Basement Area: 1,042
  • Garage Type: Detached
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 9,148
  • Lot Size Depth Feet: 1,220
  • Lot Size Frontage Feet: 750
  • Total Building Area: 2,714
  • Gross Building Area: 2,714
  • Building Area: 1,672
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: No air conditioning
  • Heating: unknown
  • Heated Square Feet: 1,672
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: COUNTY CLERKS SUB
  • Land Acres: 0.21
  • Standard Land Use Code: Single family residential
  • Legal Description 1: SHERMANS ADDN COUNTY CLERKS SUB E LOT 8 BLOCK 6

Ownership

  • Current Owner : ROSSANO ANTONIO
  • Previous Owner : NAVARRETE GABRIEL
  • Previous Owner 2: MARTINEZ MARIA L
  • Owner Before Previous Owner: WESTSTAR INDUSTRIES LLC
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Single/unmarried man

Neighborhood

  • School District Name: School District U-46
  • Census Tract: 851301

Geography

  • Parcel: 06-13-382-019
  • Block: 6
  • Lot: 8
  • Municipality: ELGIN
  • Latitude: 42.0307
  • Longitude: -88.2727

    Address

  • Full Address: 338 Saint Charles St
  • Address - House Number: 338
  • Address - Street Name: Saint Charles
  • Address - Suffix Type: St
  • State: IL
  • City Name: Elgin
  • Carrier Code: C015
  • 4-Digit Zip Code: 7826
  • Zip Code: 60120

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $5,579
  • Tax Rate Code Area: EL904

    Appraisal Valuation

  • Standard Deviation: 0.157
  • Valuation Date: Nov 29, 2023
  • Confidence Score: 80
  • Final Value: 273,046
  • High Value: 315,932
  • Low Value: 230,159

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $209,142
  • First Open Lien Mortgage Lender: FAIRWAY INDEPENDENT MORTGAGE C
  • First Open Lien Mortgage Recording Date: Oct 22, 2021
  • First Open Lien Mortgage Loan Amount: $209,142
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Nov 01, 2051

    Market Valuation

  • Market Total Value: $211,119
  • Market Land Value: $34,823
  • Market Improvement Value: $176,297

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $70,345
  • Assessed Land Value: $11,603
  • Assessed Improvements Value: $58,742

    Sales

  • Current Sale Contract Date: Sep 23, 2021
  • Current Sale Recording Date: Oct 22, 2021
  • Current Sale Transaction ID: 11860436019
  • Current Sale Price: $213,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2021K080155
  • Previous Sale Recording Date: Dec 08, 2009
  • Previous Sale Contract Date: Oct 29, 2009
  • Previous Sale Amount: $125,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: FAIRWAY INDEPENDENT MORTGAGE C
  • First Mortgage Transaction Date: Oct 22, 2021
  • First Mortgage Loan Amount: $209,142
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Nov 01, 2051

    Previous Mortgages

  • Previous Mortgage Lender: CLASSIC MORTGAGE SOLUTIONS INC
  • Previous Mortgage Transaction Date: Dec 08, 2009
  • Previous Mortgage Loan Amount: $122,735
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: FHA
  • Previous Mortgage Loan Due Date: Dec 01, 2039

About Southeast Elgin



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Frequently Asked Questions

What neighborhood is 338 St Charles Street located in?
The 338 St Charles Street is a located in the neighborhood of Southeast Elgin in Southeast Elgin, Elgin.
What is the average sales price for listings in 338 St Charles Street?
The average sales price for units in 338 St Charles Street is $0 currently.

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