Tucked away in the serene foothills of Northeast Georgia, this exceptional 20.05-acre retreat offers a rare opportunity to own a private slice of waterfront paradise on Lake Hartwell, near the headwaters of the Tugaloo River. Positioned along the lake's quiet northwestern edge-just across from South Carolina-this property delivers the perfect blend of seclusion, natural beauty, and direct water access.    The land is thoughtfully maintained and features an established network of trails, making it easy to explore the rolling terrain, enjoy peaceful walks, or access the shoreline. A private dock provides immediate access to the water, ideal for fishing, kayaking, or simply unwinding along the tranquil banks.    At the heart of the property sits a charming 1,190-square-foot cabin, built in 2010 and designed for comfortable, relaxed living. The cabin includes one bedroom, a full bathroom, a half bathroom, kitchen with Ohio walnut countertops, and inviting living area, along with a loft space that accommodates additional guests-perfect for weekend getaways or extended stays. Just outside, a 340-square-foot pole barn (25' x 34') offers ample space for storing equipment, boats, or recreational gear.    Despite its peaceful, secluded setting, the property is conveniently located just 7 miles from downtown Toccoa and under 10 miles from the renowned Currahee Club, offering premier golf and dining.    Whether you're seeking a private recreational retreat, a family getaway, or a legacy property to enjoy for generations, this unique offering combines waterfront access, usable acreage, and comfortable improvements in a truly special setting.