332 21st Street

332 21st Street in Irvington, NJ was first built in 2007 and is 17 years old. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a duplex style. There are a total of 2 floors. 332 21st Street has 2,415 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The linear feet across the front of the lot is 1,000 ft and the linear feet between the front and back of the lot is 250. In total, the area measurement of the land is 2,496 square feet.

Learn more about the property and building on this page. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 332 21st Street sold most recently in Nov 30, 2023 for a total of $650,000. If you work out the math, that's approximately a cost of $269.15 per sqft. Before that, the property was also sold for $4,830 in Mar 11, 2020. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $10,432 in taxes each year. 332 21st Street was most recently assessed in 2022. During this assessment, the property's total value was estimated to be about $175,000. If we break it down further, the land itself was valued at $15,000. Improvements to the property, however, were assessed at a total of $160,000. The property's total market value has been marked the same as the total assessed value which is pretty typical. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.