*Owner Financing available with 20% down, competitive rate, and must qualify* Welcome to this meticulously maintained WATERFRONT home, located in the gated Bay Point Community on the CANAL with GULF access. This stunning property offers a long list of recent upgrades. The home boasts a metal roof (2019), 4-ton HVAC unit and attic insulation (2022) to enhance energy efficiency throughout the house, including the garage and workshop. Other recent improvements include a new garage door (2022), LED lighting (2022), and updated kitchen with a new ceramic tile floor (2023) and a brand-new dishwasher (2023). Custom cordless blinds were installed on all windows and doors, offering both privacy and contemporary appeal. Step outside to enjoy a beautifully upgraded space, including a new TREX front deck (2023), a newly installed shade sail over the back deck (2023), and a freshly renewed landscaping design, with trimmed crepe myrtles and palms. The dock and seawall are ready for boating, fishing, or simply enjoying the serene waterfront views. A finished heated and cooled workshop with a half bath was added in 2023, providing an ideal space for hobbies. In addition to these impressive upgrades, the property features a new sprinkler control system  and a new electric service panel, complete with a 220V outlet for electric car charging. Included with the home are blinds, the kitchen microwave, a living room 42-inch TV, refrigerator and the washer and dryer. This home offers both comfort and convenience, with the added benefit of being located in a desirable, gated community with Gulf access. Located within the Bay Point community, you have golf cart friendly streets, Bay Point Golf Club with the Nicklaus Design Championship Course, full service Point South Marina, Bar 72 Restaurant, and many more popular dining spots located just outside the gates of Bay Point. Additional canal fee is $250 annually. Buyer to verify any information deemed important.