Exceptional opportunity in the highly sought-after Chimneys neighborhood in Monticello! Beautiful two-story home featuring an all-brick front, three-car garage, and a spacious corner lot with plenty of usable yard space, all situated directly on the water. Enjoy gorgeous water views, a private dock, and a spacious back deck with awning-perfect for relaxing or entertaining. Natural light fills the home, creating a warm and welcoming atmosphere throughout. The main level features generously sized rooms, including a formal dining room, inviting front living room, and cozy family room with a fireplace and built-in bookcases over looking the water. The spacious kitchen offers an abundance of cabinetry and counter space, plus a convenient breakfast area with great views. A large laundry room, half bath, and private main-level office add to the functionality of the home. Upstairs you'll find four large bedrooms, including a spacious primary suite with  dual vanities, walk-in shower, and separate tub. The full basement provides even more living space with a finished family/rec room, while the unfinished portion offers excellent storage and flexibility for future expansion. The three-car garage provides plenty of room for vehicles and additional storage. Homes offering this combination of quality, space, a generous corner lot with yard space, and waterfront living do not come along often. Located in the desirable Monticello school district and a wonderful community, this is a rare opportunity to enjoy the lifestyle you've been waiting for!