Check Availability
$395,000
↓ $5K (1.2%)
● House - For Sale

323 Prudence Lane

Panama City Beach, FL 32408
bedrooms
3 Beds
bathrooms
2 Baths
square feet
1,332 Ft²
$2,174
Est. Monthly
$21
HOA / Fees

About This Property

Move-in ready and fully renovated, this 3-bedroom, 2-bathroom home in Panama City Beach offers modern updates, a large backyard, and a convenient location near the beach, marina, Navy base, shopping, dining, and everyday conveniences.

Inside, you'll find new flooring, fresh interior paint, updated lighting, shaker-style trim throughout, and vaulted ceilings in the main living area that create an open and inviting feel. The updated kitchen features new quartz countertops and newer stainless steel appliances, making it perfect for both everyday living and entertaining.

The primary suite includes a beautifully updated bathroom with a tile shower and new vanity. Updated windows throughout the home add to the refreshed, move-in-ready feel.

One of the standout features of this property is the oversized backyard one of the largest yards in the neighborhood. There is plenty of outdoor space for entertaining, pets, play areas, gardening, boat or recreational storage, or the possibility of adding a future pool.

Located just a few short miles from Captain Anderson's Marina, this home puts boating, fishing, and the Panama City Beach lifestyle within easy reach. You're also only minutes from the white sand beaches, local restaurants, shopping, entertainment, and attractions throughout Panama City Beach.

For buyers looking for a home near Naval Support Activity Panama City, Gulf Coast State College, or Panama City, this location offers added convenience. The Navy base is nearby, and the Hathaway Bridge provides quick access to Gulf Coast State College, Panama City, and surrounding Bay County destinations.

If you've been searching for a renovated 3 bedroom home in Panama City Beach with a large backyard, updated kitchen and bathrooms, and easy access to the beach and marina, this property checks all the boxes.
Unit Size
1,332 Ft²
Days on Market
47 days
Land Size
0.37 acres
Price per sqft
$297
Property Type
House
Property Taxes
$213
HOA Dues
$21
Year Built
1986

Listed By

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Last updated: 27 days ago ( #794972)

Price History

Date / Event Date Event Price
Sep 24, 2026 Price Decreased $395,000
↓ $5K (1.2%)
Price Decreased
Sep 3, 2026 Listed by EXP Realty LLC $399,900
Listed by EXP Realty LLC
Mar 28, 2022 Sold
Sold
May 31, 2016 Sold
Sold

Property Highlights

Garage
Air Conditioning
Parking Details
Has Garage
Parking Features: Garage, Garage Door Opener
Garage Spaces: 2
Interior Details
Full Bathrooms: 2
Interior Features: MainLevelPrimary, ShowerOnly
Appliances: Electric Oven
Rooms: 3
Exterior Details
Square Footage: 1332
Square Footage Source: $0
Architectural Style: Craftsman
Year Built: 1986
Building Area Total: 1332
Other Structures: Other
Patio and Porch Features: Covered, Porch
Lot Features: Cul-De-Sac, Paved
Lot Size Area: 0.37
Lot Size Units: Acres
Lot Size Acres: 0.37
Lot Size Square Feet: 16117
Lot Size Dimensions: 0 x 0
Financial Details
Tax Annual Amount: $2,554
Utilities Details
Cooling Type: Central Air, Ceiling Fan(s)
Heating Type: Central, Electric
Location Details
HOA/Condo/Coop Fee Includes: Maintenance Grounds, AssociationManagement
HOA Fee: $255
HOA Fee Frequency: Annually

Building Info

Overview

    General

  • Year Built: 1986
  • Effective Year Built: 2016
  • Building Count: 1
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Condition: 0
  • Building Quality: 4
  • Construction Type: 0
  • Building Style: 0
  • Exterior Walls Type: 17
  • Interior Walls Type: 3
  • Roof Shape Type: 7
  • Roof Cover Type: 14
  • Floor Count: 100
  • Living Units: 1
  • Floor Cover: 9
  • Basement Type: 0
  • Basement Area: 0
  • Parking Type: 1
  • Garage Type: 1
  • Garage Square Area: 500
  • Parking Space Count: 0
  • Patio Type: 59
  • Porch Type: 102
  • Pool Type: 0

    Dimensions

  • Lot Size Square Feet: 16,335
  • Lot Size Depth Feet: 1,030
  • Lot Size Frontage Feet: 1,570
  • Total Building Area: 1,832
  • Gross Building Area: 1,832
  • Building Area: 1,332
  • Building Area Measurement: L

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: 1
  • Heating: 4
  • Heated Square Feet: 1,332
  • Heating Fuel Type: 0

    Utilities

  • Sewer System: 0
  • Water Service: 0

Building

  • Building Type: 0
  • Property Class: R
  • Subdivision: NORTH LAGOON HEIGHTS
  • Land Acres: 0000000375
  • Standard Land Use Code: 1001
  • County Land Use Code: 000100
  • State Land Use Code: 01
  • Legal Description 1: 5 4S 15W -1.290- BEG 742 N & 1549 W OF SE COR OF SEC TH CONT W 120 NWLY 148 E 92 SELY 157 S 114 TO POB AKA LOT 38 NORTH LAGOON HEIGHTS PHASE II UNREC ORB 4542 P 2013

Neighborhood

  • School District Name: Bay County School District
  • Census Tract: 002604

Zoning

  • Zoning: BC15

Geography

  • Assessors Map Reference: MAP 29A
  • Parcel: 30166-416-190
  • Lot: 38
  • Meridian: SEC 05 TWN 04S RNG 15W
  • Municipality: FIRE BEACH MOSQUITO
  • Latitude: 30.1644
  • Longitude: -85.7665

    Address

  • Full Address: 323 Prudence Ln
  • Address - House Number: 323
  • Address - Street Name: Prudence
  • Address - Suffix Type: Ln
  • State: FL
  • City Name: Panama City
  • Carrier Code: C008
  • 4-Digit Zip Code: 5567
  • Zip Code: 32408

Valuation

    Tax

  • Total Area: 1,699
  • Tax Year: 2023
  • Tax Amount: $291,580
  • Tax Rate Code Area: 056

    Appraisal Valuation

  • Standard Deviation: 0.2373
  • Valuation Date: Dec 20, 2023
  • Confidence Score: 66
  • Final Value: 363,426
  • High Value: 449,675
  • Low Value: 277,177

    Market Valuation

  • Market Total Value: $274,052
  • Market Land Value: $75,346
  • Market Improvement Value: $198,706

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $274,052
  • Assessed Land Value: $75,346
  • Assessed Improvements Value: $198,706

    Exemptions

  • Widow Exemption: Yes
  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Mar 25, 2022
  • Current Sale Recording Date: Mar 28, 2022
  • Current Sale Price:
  • Current Sale Document Type: 71
  • Current Sale Input Document Number: 23006
  • Previous Sale Recording Date: May 31, 2016
  • Previous Sale Contract Date: May 24, 2016
  • Previous Sale Amount: $175,000
  • Previous Sale Document Type: 68
Data used for valuation calculations is provided by RealtyHop, and other third party sources

Comparables

Unit
Status
Type
Beds
Baths
ft²
Price/ft²
Asking Price
Listed On
Closing Price
Sold On
HOA + Taxes

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Frequently Asked Questions

When was property at 323 Prudence Lane built and last sold?
The property at 323 Prudence Lane was built in 1986 and last sold on Mar 25, 2022 for $375,200.
How much is this home worth?
The estimated value of the home located at 323 Prudence Lane is $396,540.
What are some comparable homes to 323 Prudence Lane?
There are currently no comparable homes to 323 Prudence Lane.