Check Availability
$1,170,000
● House - For Sale

3207 Swordfish Drive

Panama City Beach, FL 32408
bedrooms
4 Beds
bathrooms
2 Baths, 1 Half Bath
square feet
2,980 Ft²
$6,442
Est. Monthly
$138
HOA / Fees

About This Property

Experience waterfront living in Bay Point with front-row seats to some of the most breathtaking sunrises on the bay. Built in 2023, this elevated coastal masterpiece captures panoramic water views from nearly every room and offers a rare opportunity to watch boats glide toward the lagoon and pass from your own 52-foot back deck. Designed for both relaxation and entertaining, the deck features a fully equipped outdoor kitchen with grill, sear station, sink, cabinetry, and sleek cable railing that keeps every inch of the view wide open.

Inside, walls of oversized windows fill the home with natural light and create a seamless connection to the bay. The kitchen was thoughtfully designed as the heart of the home, showcasing an over 10-foot island, a cast iron sink perfectly framed by an eight-foot picture window overlooking the bay, and a butler's pantry that keeps everyday appliances out of sight. With no upper cabinets, the space feels open, modern, and intentionally centered around the view.

The upper level was built for gathering, with the kitchen, living space, and office all oriented toward the water. One of the four bedrooms is currently styled as a game room/man cave with a large walk-in storage closet and direct access from the main living area, offering flexible space for guests, hobbies, or media. The office is finished with over 100-year-old European doors, adding warmth and character you simply can't replicate.

Downstairs, three additional bedrooms provide privacy and comfort, including a serene primary suite with calming water views, a spa-inspired bath with soaking tub, walk-in shower, dual vanities, and an oversized custom closet. Just outside the suite, a private pavered porch with outdoor seating and an eight-person Master Spas hot tub creates a personal retreat where evenings end with peaceful bay breezes and quiet water reflections.

Perfectly positioned just down the street from the resident-only Thomas Drive gate, this location offers both added security and exceptional convenience. Bay Point is one of the area's most sought-after gated communities featuring 24-hour roving security, Bay Point Golf Club, Point South Marina, and golf-cart-friendly streets. Wildlife sightings are part of everyday life here, with deer often seen wandering through your yard, adding to the natural charm that makes Bay Point so special.

From the grand double-door entry and statement staircase to the ever-changing colors of the morning sky over the bay, this home delivers a rare blend of coastal design, privacy, and unforgettable waterfront living!

Home Insurance: $2,584 | Flood Insurance (Quoted): $2,500 | Avg Electric: $200 | Avg Gas: $50 | Avg Water: $100
Unit Size
2,980 Ft²
Days on Market
111 days
Land Size
0.25 acres
Price per sqft
$393
Property Type
House
Property Taxes
$559
HOA Dues
$138
Year Built
-

Listed By

Mia Nadeau
Beachy Beach Real Estate

Payment Calculator

Cap Rate Calculator

Last updated: 5 days ago ( #792030)

Price History

Date / Event Date Event Price
Jun 30, 2026 Listed by Beachy Beach Real Estate $1,170,000
Listed by Beachy Beach Real Estate
Jul 2, 2025 Price Decreased $1,175,000
↓ $25K (2.1%)
Price Decreased
May 20, 2025 Price Increased $1,200,000
↑ $50K (4.4%)
Price Increased
May 20, 2025 Relisted $1,150,000
Relisted
May 10, 2025 In contract -
In contract
Show More

Property Highlights

Garage
Air Conditioning
Fireplace
With View
Parking Details
Has Garage
Has Open Parking
Parking Features: Paved
Garage Spaces: 2
Interior Details
Half Bathrooms: 1
Full Bathrooms: 2
Interior Features: Double Vanity, Walk-In Closet(s), MainLevelPrimary, SeparateShower
Appliances: Electric Oven, Gas Cooktop, Tankless Water Heater
Flooring Type: Plank, Vinyl
Rooms: 4
Has Fireplace
Fireplace Features: Gas
Exterior Details
Square Footage: 2980
Square Footage Source: $0
Security Features: Carbon Monoxide Detector(s), Gated Community, 24 Hour Security, Fire Alarm, Smoke Detector(s)
Architectural Style: Craftsman
Year Built: 2023
Waterfront Features: Bayfront, Lagoon
Building Area Total: 2980
Levels: Two
Construction Materials: HardiPlank Type
Patio and Porch Features: Deck, Covered, Porch, Balcony
Lot Features: Cul-De-Sac
Lot Size Area: 0.25
Lot Size Units: Acres
Lot Size Acres: 0.25
Lot Size Square Feet: 10780
Lot Size Dimensions: irr
Financial Details
Tax Annual Amount: $6,708
Utilities Details
Cooling Type: Central Air, Ceiling Fan(s)
Heating Type: Fireplace(s), Natural Gas
Sewer : Public Sewer
Location Details
HOA/Condo/Coop Fee Includes: Security, AssociationManagement
HOA/Condo/Coop Amenities: Gated
HOA Fee: $1,650
HOA Fee Frequency: Annually

Building Info

Overview

    General

  • Bedroom Count: 0
  • Building Condition: 0
  • Building Quality: 0
  • Construction Type: 0
  • Building Style: 0
  • Exterior Walls Type: 0
  • Interior Walls Type: 0
  • Roof Shape Type: 0
  • Roof Cover Type: 0
  • Floor Cover: 0
  • Basement Type: 0
  • Basement Area: 0
  • Garage Type: 0
  • Parking Space Count: 0
  • Patio Type: 0
  • Porch Type: 0
  • Pool Type: 0

    Dimensions

  • Lot Size Square Feet: 6,490
  • Lot Size Depth Feet: 1,910
  • Lot Size Frontage Feet: 340
  • Total Building Area: 0
  • Building Area: 0

    Heating and Cooling

  • Air Conditioning: 0
  • Heating: 0
  • Heating Fuel Type: 0

    Utilities

  • Sewer System: 0
  • Water Service: 0

Building

  • Building Type: 0
  • Property Class: V
  • Subdivision: BONEFISH POINTE
  • Land Acres: 0000000149
  • Standard Land Use Code: 8000
  • County Land Use Code: 00
  • State Land Use Code: 00
  • Legal Description 1: BONEFISH POINTE 69D3 LOT 11 ORB 4524 P 344

Neighborhood

  • School District Name: Bay County School District
  • Census Tract: 002604

Zoning

  • Zoning: BC15

Geography

  • Parcel: 31259-591-000
  • Lot: 11
  • Meridian: SEC 10 TWN 04S RNG 15W
  • Municipality: FIRE BEACH MOSQUITO
  • Latitude: 30.1507
  • Longitude: -85.7385

    Address

  • Full Address: 3207 Swordfish Dr
  • Address - House Number: 3207
  • Address - Street Name: Swordfish
  • Address - Suffix Type: Dr
  • State: FL
  • City Name: Panama City Beach
  • Zip Code: 32408

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $159,408
  • Tax Rate Code Area: 056

    Market Valuation

  • Market Total Value: $127,500
  • Market Land Value: $127,500

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $127,500
  • Assessed Land Value: $127,500

    Sales

  • Current Sale Contract Date: Feb 15, 2022
  • Current Sale Recording Date: Feb 15, 2022
  • Current Sale Price:
  • Current Sale Document Type: 71
  • Current Sale Input Document Number: 11110
  • Previous Sale Recording Date: Jul 23, 2019
  • Previous Sale Contract Date: Jul 19, 2019
  • Previous Sale Amount: $125,000
  • Previous Sale Document Type: 71
Data used for valuation calculations is provided by RealtyHop, and other third party sources

Comparables

Unit
Status
Type
Beds
Baths
ft²
Price/ft²
Asking Price
Listed On
Closing Price
Sold On
HOA + Taxes

About Bonefish Pointe


Similar Homes for Sale

Currently no similar homes around

Nearby Rentals



Frequently Asked Questions

When was property at 3207 Swordfish Drive built and last sold?
The property at 3207 Swordfish Drive was built in and last sold on Feb 15, 2022 for $150,000.
How much is this home worth?
The estimated value of the home located at 3207 Swordfish Drive is $1,184,895.
What are some comparable homes to 3207 Swordfish Drive?
There are currently no comparable homes to 3207 Swordfish Drive.