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320 Mallard Road

320 Mallard Road, Lake Lure, NC 28746
Property in Rutherford
Sold Jul 19, 2019
$375,000
$300,000 by Liberty Home Mortgage Corp
Mortgage Due Aug 01, 2049
Sold Dec 22, 2009
$350,000
$280,000 by Merrill Lynch Credit Corp
Mortgage Due Jan 01, 2040
Local assessors in Lake Lure, NC have categorized 320 Mallard Road as a residential type of property. The home was built in 1998 and is 26 years old. The property's lot size has been calculated to be 20,909 square feet. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 0 rooms in the home. Of these, 2 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 3 full bathrooms. There are also 3 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 320 Mallard Road has a total of 1,920 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Do you like to entertain? The home has a open porch so you'll have a great option in the front of the home. Moving onto specific details regarding the building. Our sources show that the building condition is good. The building has a gable style roof that was made of asphalt. Lots of log were used in the construction of the exterior walls of the home. As for flooring, was the material of choice during construction. Residents rely on ventilation system for their cooling system. The home's a heat pump is the primary heating source. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. The property was last sold in Jul 11, 2019 for $375,000. That's $195.31 per sqft. Prior to that sales transaction, the property was also sold in Dec 22, 2009 for $350,000. 320 Mallard Road was last assessed in 2023. The total value of the property was assessed at $498,400. Specifically, the land the property is located on was valued at $100,000. While improvements on the property were assessed at a total of $398,400. The total market value for this property is the same as the total assessed value as of this moment. The total amount of taxes due from a property owner is $2,207. The initial tax year of delinquency was in 2019. Purchasing a home can require a lot of financial power in this day and age but not everyone has the savings to do so. As a result, many will get a mortgage loan to aid them in one of the most finance-intensive purchases of their lives. It's important when shopping for a mortgage to aim the best possible rate you can get. The lower your interest rate, the better as it can mean more money saved in the long run. In the following guide, we'll cover our best tips for how to get the best mortgage rate to your situation. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1998
  • Effective Year Built: 1998
  • Bedroom Count: 2
  • Bathroom Count: 3
  • Full Bathrooms: 3
  • Partial Bathrooms: 3
  • Building Condition: Good
  • Exterior Walls Type: Log
  • Roof Shape Type: Gable
  • Roof Cover Type: Asphalt
  • Floor Count: 2
  • Floor Cover: Wood
  • Basement Type: Unspecified basement
  • Basement Area: 1,200
  • Parking Space Count: 0
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 20,909
  • Total Building Area: 1,920
  • Building Area: 1,920
  • Building Area Measurement: Heated Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Ventilation system
  • Heating: Heat pump
  • Heated Square Feet: 1,920
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: RIVERBEND AT LAKE LURE
  • Land Acres: 0.48
  • Standard Land Use Code: Single family residential (assumed)
  • Legal Description 1: RIVERBEND LO350 SE2 PL10-78

Ownership

  • Current Owner : SERAFINI BRADLEY
  • Current Owner 2: SERAFINI TERRY
  • Previous Owner : FORSYTHE PATRICK JOHN
  • Previous Owner 2: FORSYTHE LISA M
  • Owner Before Previous Owner: SCHUBERT DANIEL M
  • Owner Before Previous Owner 2: SCHUBERT JANET A
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Rutherford County Schools
  • Census Tract: 960302

Geography

  • District: 02
  • Parcel: 1612062
  • Lot: 350
  • Municipality: CHIMNEY ROCK
  • Latitude: 35.432
  • Longitude: -82.1714

    Address

  • Full Address: 320 Mallard Rd
  • Address - House Number: 320
  • Address - Street Name: Mallard
  • Address - Suffix Type: Rd
  • State: NC
  • City Name: Lake Lure
  • Carrier Code: R003
  • 4-Digit Zip Code: 9192
  • Zip Code: 28746

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $2,207
  • Intital Tax Deliquent Year: 2019

    Appraisal Valuation

  • Standard Deviation: 0.2645
  • Valuation Date: Sep 06, 2023
  • Confidence Score: 62
  • Final Value: 630,740
  • High Value: 797,611
  • Low Value: 463,868

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $300,000
  • First Open Lien Mortgage Lender: LIBERTY HOME MORTGAGE CORP
  • First Open Lien Mortgage Recording Date: Jul 19, 2019
  • First Open Lien Mortgage Loan Amount: $300,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Aug 01, 2049

    Market Valuation

  • Market Total Value: $498,400
  • Market Land Value: $100,000
  • Market Improvement Value: $398,400

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $498,400
  • Assessed Land Value: $100,000
  • Assessed Improvements Value: $398,400

    Sales

  • Current Sale Contract Date: Jul 11, 2019
  • Current Sale Recording Date: Jul 19, 2019
  • Current Sale Transaction ID: 11625352173
  • Current Sale Price: $375,000
  • Current Sale Document Type: Warranty Deed
  • Previous Sale Recording Date: Dec 22, 2009
  • Previous Sale Contract Date: Dec 22, 2009
  • Previous Sale Amount: $350,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: LIBERTY HOME MORTGAGE CORP
  • First Mortgage Transaction Date: Jul 19, 2019
  • First Mortgage Loan Amount: $300,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Aug 01, 2049

    Previous Mortgages

  • Previous Mortgage Lender: MERRILL LYNCH CREDIT CORP
  • Previous Mortgage Transaction Date: Dec 22, 2009
  • Previous Mortgage Loan Amount: $280,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Jan 01, 2040

About Rutherford



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Frequently Asked Questions

What neighborhood is 320 Mallard Road located in?
The 320 Mallard Road is a located in the neighborhood of Rutherford in Rutherford, Lake Lure.
What is the average sales price for listings in 320 Mallard Road?
The average sales price for units in 320 Mallard Road is $0 currently.

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