**VA assumable loan** Welcome to luxury living in the highly sought after Holly Forest at SilverLeaf! Perfectly positioned on a premium preserve lot near a quiet cul-de-sac, this exceptional 4 bedroom, 3 bath home offers privacy, thoughtful upgrades, and an ideal floor plan designed for both everyday living and entertaining. From the moment you arrive, you'll be impressed by the beautifully landscaped yard, extended-width paver driveway, and outstanding curb appeal. Inside, the open-concept layout is filled with natural light and showcases a spacious family room with a triple sliding glass door that seamlessly connects indoor and outdoor living. The chef's kitchen is the heart of the home, featuring stunning granite countertops, a tasteful tile backsplash, oversized center island with breakfast bar, double wall ovens, natural gas cooktop, abundant cabinetry, and a generous eat-in dining area perfect for family gatherings. The first floor also includes a full bedroom and bath making it an ideal guest suite, home office, or flex space. Upstairs, you'll find an expansive loft, two additional spacious bedrooms, and a luxurious owner's retreat. The primary suite offers a spa-inspired bath complete with dual vanities, a relaxing soaking tub, walk-in shower, and an oversized walk-in closet featuring custom built-in organization. Additional custom storage solutions in the pantry and under-stair storage maximize functionality throughout the home. Step outside to your fully fenced backyard oasis featuring an extended covered paver patio overlooking peaceful preserve views, the perfect setting for relaxing or entertaining year-round. Additional upgrades include a whole-home water softener, trim lighting, and an electric vehicle charging outlet already installed in the garage. Residents of Holly Forest enjoy an incredible lifestyle with NO CDD fees and access to resort-style amenities including multiple pools, a children's splash and play area, pickleball and tennis courts, a dog park, playgrounds, walking trails, and a beautiful community clubhouse. Conveniently located near top-rated St. Johns County schools, shopping, dining, and with easy access to Jacksonville and St. Augustine, this home truly offers the perfect blend of luxury, comfort, and convenience.