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313 Ridge Street

313 Ridge Street, Albemarle, NC 28001
House in Stanly
Sold Apr 20, 2022
$125,000
$122,735 by American Security Mortgage Cor
Mortgage Due May 01, 2052
Sold Oct 12, 2021
$103,500
$104,545 by Uwharrie Bank
Mortgage Due Nov 01, 2051
313 Ridge Street in Albemarle, NC was first built in 1940 and is 84 years old. This has been categorized as a residential property type. It is a single story home. There are a total of 0 rooms in the home, of which, 2 are bedrooms. In terms of bathrooms, there is only one bathroom. There is a 1 partial bathroom. 313 Ridge Street has 924 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The linear feet across the front of the lot is 580 ft and the linear feet between the front and back of the lot is 1,500. In total, the area measurement of the land is 8,712 square feet.

Learn more about the property and building on this page. The home has a gable or hip style roof made of composition shingle. Water for the property is sourced from a water system. The property is connected to a sewer system. The quality of the control joints have been graded by the local assessor with a letter grade of D+. The exterior walls of the home are made of alum/vinyl siding. While the interior walls are made of gypsum boards such as those made of drywall, sheetrock, etc. Walk inside and you'll find flooring throughout the home. Walk into the home itself and you'll find that it is currently being cooled with central air conditioning. As for heating, the home is utilizing a central heating system and being fueled with gas. There is a fireplace in the home! Just imagine how amazing it would be to curl up in front of a cozy fireplace during those chilly winter nights. The property was last sold in Apr 20, 2022 for $125,000. That's $135.28 per sqft. Prior to that sales transaction, the property was also sold in Oct 12, 2021 for $103,500. 313 Ridge Street was last assessed in 2023. The total value of the property was assessed at $61,429. Specifically, the land the property is located on was valued at $8,874. While improvements on the property were assessed at a total of $52,555. The total market value for this property is the same as the total assessed value as of this moment. The total amount of taxes due from a property owner is $749. Remember, the purchasing price for your future home is not the costs you'll incur during the purchasing process. That's why it's important to save as much as possible and presumbly above the 20% minimum you may need to put down as down payment. You will want these additional savings to cover closing costs such as attorney fees, homeowner's insurance, title search fees, origination fees, and more. Thankfully, sellers may sometimes offer to cover certain costs as seller concessions to the buyer. Just keep in mind that sellers have their own fees to pay as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

Building Features

Exterior

Vinyl Siding
Aluminum Siding

Driveway

Driveway
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1940
  • Effective Year Built: 1940
  • Bedroom Count: 2
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Building Quality: D+
  • Exterior Walls Type: Alum/Vinyl siding
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Composition shingle
  • Floor Count: 1
  • Floor Cover: Wood
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 8,712
  • Lot Size Depth Feet: 1,500
  • Lot Size Frontage Feet: 580
  • Total Building Area: 924
  • Building Area: 924
  • Building Area Measurement: Finished Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 924
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Yes
  • Water Service: Yes

Building

  • Property Class: Residential
  • Subdivision: C J HELM NUMBER 9
  • Land Acres: 0.2
  • Standard Land Use Code: Single family residential
  • Legal Description 1: HSE 313 RIDGE ST 654812076

Ownership

  • Current Owner : PLYLER MARY HART
  • Previous Owner : POWIS MYRTLE L
  • Owner Before Previous Owner: HAYWOOD CHRISTOPHER L
  • Owner Before Previous Owner 2: HAYWOOD LEAH C
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Stanly County Schools
  • Census Tract: 931204

Zoning

  • Zoning: R-10

Geography

  • Account Number: 1538382
  • District: 101
  • Parcel: 654802861083
  • Municipality: ALBEMARLE TOWNSHIP
  • Latitude: 35.3545
  • Longitude: -80.1798

    Address

  • Full Address: 313 Ridge St
  • Address - House Number: 313
  • Address - Street Name: Ridge
  • Address - Suffix Type: St
  • State: NC
  • City Name: Albemarle
  • Carrier Code: C008
  • 4-Digit Zip Code: 4344
  • Zip Code: 28001

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $749
  • Tax Rate Code Area: 500:500

    Appraisal Valuation

  • Standard Deviation: 0.3476
  • Valuation Date: Sep 27, 2023
  • Confidence Score: 30
  • Final Value: 335,479
  • High Value: 452,105
  • Low Value: 218,852

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $122,735
  • First Open Lien Mortgage Lender: AMERICAN SECURITY MORTGAGE COR
  • First Open Lien Mortgage Recording Date: Apr 20, 2022
  • First Open Lien Mortgage Loan Amount: $122,735
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: May 01, 2052

    Market Valuation

  • Market Total Value: $61,429
  • Market Land Value: $8,874
  • Market Improvement Value: $52,555

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $61,429
  • Assessed Land Value: $8,874
  • Assessed Improvements Value: $52,555

    Sales

  • Current Sale Contract Date: Apr 20, 2022
  • Current Sale Recording Date: Apr 20, 2022
  • Current Sale Transaction ID: 11896794872
  • Current Sale Price: $125,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 446069
  • Previous Sale Recording Date: Oct 12, 2021
  • Previous Sale Contract Date: Oct 12, 2021
  • Previous Sale Amount: $103,500
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: AMERICAN SECURITY MORTGAGE COR
  • First Mortgage Transaction Date: Apr 20, 2022
  • First Mortgage Loan Amount: $122,735
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: May 01, 2052

    Previous Mortgages

  • Previous Mortgage Lender: UWHARRIE BANK
  • Previous Mortgage Transaction Date: Oct 12, 2021
  • Previous Mortgage Loan Amount: $104,545
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Nov 01, 2051

About Albemarle



Similar Buildings

Currently no similar buildings around

Nearby Rentals

Unit for rent at 330 East Main Street, Albemarle, NC, 28001

$1,750 /mo

  • 3 Beds
  • 2 Baths
  • 1,650 ft²
330 East Main Street, Albemarle, NC, 28001 Listing by Dottie Ciarrocchi

Frequently Asked Questions

What neighborhood is 313 Ridge Street located in?
The 313 Ridge Street is a house located in the neighborhood of Stanly in Albemarle, Albemarle.
What is the average sales price for listings in 313 Ridge Street?
The average sales price for units in 313 Ridge Street is $0 currently.

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