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312 Cowden Street

312 Cowden Street, Central Falls, RI 02863
Property in Central Falls
Sold Dec 03, 2020
$250,000
$245,471 by Nfm Lending
Mortgage
Sold Nov 28, 2018
$98,000
$85,000 by Bcp Loan Partners Llc
Mortgage
312 Cowden Street in Central Falls, RI was first built in 1880 and is 144 years old. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a conventional style. There are a total of 2 floors. There are a total of 6 rooms in the home, of which, 2 are bedrooms. In terms of bathrooms, there is only one bathroom. There are 2 partial bathrooms. 312 Cowden Street has 1,652 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. In total, the area measurement of the land is 4,500 square feet.

Learn more about the property and building on this page. The home has a gable style roof made of asphalt. For those who need parking, there is a attached garage. Fun fact, did you know that buildings can move due to weather changes? That's why, the type of control joints used in the construction of your home is extremely important. Based on our data, we know that the home was built with frame control joints. The condition of the building has been evaluated as average. The exterior walls of the home are made of wood siding. As for heating, the home is utilizing a hot water heating system and being fueled with oil. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 312 Cowden Street sold most recently in Nov 30, 2020 for a total of $250,000. If you work out the math, that's approximately a cost of $151.33 per sqft. Before that, the property was also sold for $98,000 in Jan 1, 1970. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $5,175 in taxes each year. 312 Cowden Street was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $279,000. If we break it down further, the land itself was valued at $77,500. Improvements to the property, however, were assessed at a total of $201,500. The property's total assessed value has been marked as more than the total market value which is pretty atypical. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Exterior

Wood Exterior

Parking

Detached Garage
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1880
  • Effective Year Built: 1880
  • Building Count: 1
  • Total Rooms: 6
  • Bedroom Count: 2
  • Bathroom Count: 2
  • Full Bathrooms: 1
  • Partial Bathrooms: 2
  • Building Condition: Average
  • Construction Type: Frame
  • Building Style: Conventional
  • Exterior Walls Type: Wood siding
  • Roof Shape Type: Gable
  • Roof Cover Type: Asphalt
  • Floor Count: 2
  • Living Units: 1
  • Basement Type: Unfinished basement
  • Basement Area: 860
  • Garage Type: Attached
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 4,500
  • Total Building Area: 1,652
  • Gross Building Area: 2,712
  • Building Area: 1,652
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: Hot water
  • Heated Square Feet: 1,652
  • Heating Fuel Type: Oil

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Land Acres: 0.103
  • Standard Land Use Code: Single family residential

Ownership

  • Current Owner : MONTALVO-BENITEZ ABRAHAM
  • Current Owner 2: MARTINEZ UFELIA
  • Previous Owner : YPR PROPERTIES LLC
  • Owner Before Previous Owner: USA VA
  • Is Owner Occupied: Owner-occupied property
  • Vacant Flag: Address Standardization Based
  • Vacant Flag Date: Oct 20, 2023

Neighborhood

  • School District Name: Central Falls School District
  • School Tax School District: CENTRALFALLS SD
  • Census Tract: 011000

Zoning

  • Zoning: R-3

Geography

  • Account Number: 4-1162-00
  • Parcel: CENT M:06 P:228
  • Municipality: CENTRAL FALLS
  • Latitude: 41.8882
  • Longitude: -71.3958

    Address

  • Full Address: 312 Cowden St
  • Address - House Number: 312
  • Address - Street Name: Cowden
  • Address - Suffix Type: St
  • State: RI
  • City Name: Central Falls
  • Carrier Code: C061
  • 4-Digit Zip Code: 2146
  • Zip Code: 02863

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $5,175

    Appraisal Valuation

  • Standard Deviation: 0.2196
  • Valuation Date: Oct 11, 2023
  • Confidence Score: 69
  • Final Value: 348,625
  • High Value: 425,194
  • Low Value: 272,057

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $245,471
  • First Open Lien Mortgage Lender: NFM LENDING
  • First Open Lien Mortgage Recording Date: Dec 03, 2020
  • First Open Lien Mortgage Loan Amount: $245,471
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $279,000
  • Assessed Land Value: $77,500
  • Assessed Improvements Value: $201,500

    Sales

  • Current Sale Contract Date: Nov 30, 2020
  • Current Sale Recording Date: Dec 03, 2020
  • Current Sale Transaction ID: 11807502616
  • Current Sale Price: $250,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 1662
  • Previous Sale Recording Date: Nov 28, 2018
  • Previous Sale Amount: $98,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: NFM LENDING
  • First Mortgage Transaction Date: Dec 03, 2020
  • First Mortgage Loan Amount: $245,471
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA

    Previous Mortgages

  • Previous Mortgage Lender: BCP LOAN PARTNERS LLC
  • Previous Mortgage Transaction Date: Nov 28, 2018
  • Previous Mortgage Loan Amount: $85,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional

About Central Falls



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Frequently Asked Questions

What neighborhood is 312 Cowden Street located in?
The 312 Cowden Street is a other located in the neighborhood of Central Falls in Central Falls, Central Falls.
What is the average sales price for listings in 312 Cowden Street?
The average sales price for units in 312 Cowden Street is $0 currently.

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