See Home Value
Lakeside 32068
3114 PHINNEY Cove
$875,000
● House - Off Market

3114 PHINNEY Cove

Middleburg, FL 32068
bedrooms
4 Beds
bathrooms
3 Baths, 2 Half Baths
square feet
4,238 Ft²
$4,631
Est. Monthly

About This Property

Truly One-of-a-Kind Property Featuring a Main House and Private Guest House/ADU. This 1.69 Acres property showcases a beautifully maintained 3-bdr, 2.5-bath main residence spanning 2,538sqft complete with a dedicated office/library and flexible bonus space ideal for work, hobbies, or additional living.

IN ADDITION, the property includes an expansive 1-bedroom & 1.5 Bathroom

1,700sqft accessory dwelling unit (ADU) carefully configured into two distinct living areas offering exceptional flexibility for multi-generational living, guests, income potential, or private work and entertainment space.

The MAIN HOME welcomes you with an inviting open foyer, living room, and formal dining room, rich hardwood flooring flows throughout, with the exception of the front living room, which features designer-selected carpeting. Plantation shutters throughout including the garage along with crown molding in select areas and rooms, The 3 way split floorplan provides privacy and separation of space. At the heart of the home, the family room serves as a comfortable gathering space, highlighted by a striking stone gas fireplace and custom built-ins that add both distinctive charm and everyday functionality. The kitchen is well-appointed with granite countertops, stainless steel appliances, a gas stove, two pantries, and a light-filled dinette area overlooking the backyard.

Just off the kitchen, the spacious primary suite offers a private retreat with dual custom closets and a beautifully designed bathroom featuring separate high vanities positioned across from one another, a walk-in seamless glass-enclosed shower, a Jacuzzi tub, quartz countertops, and elegant lighting. The large laundry room includes a washer and dryer, and the two-car garage features a finished floor shark coating, and Phantom electric screen. The closets throughout the home have been professionally customized by Closet By Design, providing exceptional organization and storage.

The sunroom offers 480 sqft of stone tile flooring, a mini-split system, and walls of windows that provide year-round enjoyment and peaceful backyard views. Just beyond, the space opens to a charming pergola retreat perfect for morning coffee, relaxing in the red hammock, or unwinding to the sounds of nature. The outside furniture under the Pergola will be staying.  

The ADU/Guest House further enhances the property's versatility. One side offers a private one-bedroom guest house complete with a living room, kitchen, full bathroom, laundry room with stackable washer & dryer, and its own entrance. The other side bonus room is ideal for a media room, game room, home gym, office, or additional flex space, and also offers its own entrance, along with a convenient half bath and walk-in closet.

The outdoor setting is equally impressive, featuring a fully fenced yard with a combination of black chain link, vinyl, and split rail fencing.

A whole-house generator services the main residence, while a portable generator supports the guest house and bonus room for added peace of mind. A sprinkler system maintains the grounds, and all lawn equipment is included, including a riding John Deere mower with trailer, push mower, weed eater, and Craftsman edger. Additional exterior features include a Workshop/Storage building, trailer carport near the work shed, and an enclosed, insulated carport providing versatile covered space.

The owners have taken exceptional care of this home, evident in its condition, thoughtful upgrades, and overall attention to detail.

Buyers must present a Pre-Approval letter or Proof of Funds prior to making a showing appointment.

See the document section for the complete feature list of the home.
Unit Size
4,238 Ft²
Days on Market
23 days
Land Size
1.69 acres
Price per sqft
$206
Property Type
House
Property Taxes
$334
HOA Dues
-
Year Built
2004

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Last updated: 8 months ago (Real MLS #2131136)

Price History

Date / Event Date Event Price
Mar 19, 2026 Sold
Sold
Mar 5, 2026 In contract -
In contract
Feb 20, 2026 Listed by COLDWELL BANKER VANGUARD REALTY $875,000
Listed by COLDWELL BANKER VANGUARD REALTY

Property Highlights

Garage
Parking Available
Air Conditioning
Fireplace

Building Info

Overview

    General

  • Year Built: 2004
  • Effective Year Built: 2004
  • Building Count: 2
  • Total Rooms: 4
  • Bedroom Count: 4
  • Bathroom Count: 5
  • Full Bathrooms: 4
  • Partial Bathrooms: 5
  • Building Condition: 6
  • Building Quality: 4
  • Construction Type: 0
  • Building Style: 0
  • Exterior Walls Type: 9
  • Interior Walls Type: 3
  • Roof Shape Type: 7
  • Roof Cover Type: 14
  • Floor Count: 100
  • Living Units: 1
  • Floor Cover: 9
  • Basement Type: 0
  • Basement Area: 0
  • Garage Type: 3
  • Garage Square Area: 480
  • Parking Space Count: 2
  • Patio Type: 0
  • Porch Type: 77
  • Pool Type: 0

    Dimensions

  • Lot Size Square Feet: 71,526
  • Lot Size Depth Feet: 3,100
  • Lot Size Frontage Feet: 1,650
  • Total Building Area: 5,279
  • Gross Building Area: 5,279
  • Building Area: 3,267
  • Building Area Measurement: L

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: 1
  • Heating: 4
  • Heated Square Feet: 3,267
  • Heating Fuel Type: 0

    Utilities

  • Sewer System: 0
  • Water Service: 0

Building

  • Building Type: 0
  • Property Class: R
  • Land Acres: 0000001642
  • Standard Land Use Code: 1001
  • County Land Use Code: 0100
  • State Land Use Code: 01
  • Legal Description 1: PT NW1/4 OF SW1/4 S34T4R25 AS REC OR 1787 PG 2099;2010 PG 1654;3380 PG 368; 3781 PG PG 15

Neighborhood

  • School District Name: Clay County School District
  • Census Tract: 030905

Geography

  • Assessors Map Reference: MAP 420.00
  • Parcel: 34-04-25-008176-003-00
  • Meridian: SEC 34 TWN 04S RNG 25E
  • Municipality: UNINCORPORATED
  • Latitude: 30.1064
  • Longitude: -81.794

    Address

  • Full Address: 3114 Phinney Cv
  • Address - House Number: 3114
  • Address - Street Name: Phinney
  • Address - Suffix Type: Cv
  • State: FL
  • City Name: Middleburg
  • Carrier Code: H013
  • 4-Digit Zip Code: 4090
  • Zip Code: 32068

Valuation

    Tax

  • Total Area: 5,279
  • Tax Year: 2022
  • Tax Amount: $331,443
  • Tax Rate Code Area: 001

    Appraisal Valuation

  • Standard Deviation: 0.1314
  • Valuation Date: Jan 03, 2024
  • Confidence Score: 85
  • Final Value: 647,811
  • High Value: 732,939
  • Low Value: 562,682

    Market Valuation

  • Market Total Value: $564,681
  • Market Land Value: $32,840
  • Market Improvement Value: $531,841

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $291,156

    Exemptions

  • Veteran Exemption: Yes
  • Homeowner Exemption: Yes
Data used for valuation calculations is provided by RealtyHop, and other third party sources

Comparables

Unit
Status
Type
Beds
Baths
ft²
Price/ft²
Asking Price
Listed On
Closing Price
Sold On
HOA + Taxes

About Lakeside


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Frequently Asked Questions

When was property at 3114 Phinney Cove built and last sold?
The property at 3114 Phinney Cove was built in 2004 and last sold on Jan 1, 1970 for $0.
How much is this home worth?
The estimated value of the home located at 3114 Phinney Cove is $877,899.
What are some comparable homes to 3114 Phinney Cove?
There are currently no comparable homes to 3114 Phinney Cove.