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3103 Gibson Cove

3103 Gibson Cove, La Vergne, TN 37086
House in Rutherford
Sold Jun 01, 2021
$310,000
$279,000 by First Nb Of Middle Tennessee
Mortgage
Sold Jun 13, 2011
$130,000
$126,704 by Primary Residential Mortgage
Mortgage
3103 Gibson Cove in La Vergne, TN was first built in 2003 and is 21 years old. Although, the building on the property was most recently renovated and altered in 2012. This has been categorized as a residential property type. There are a total of 2 floors. In terms of bathrooms, there are a total of 2 full bathrooms. There are 3 partial bathrooms. 3103 Gibson Cove has 1,850 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The linear feet across the front of the lot is 1,009 ft and the linear feet between the front and back of the lot is 1,274. In total, the area measurement of the land is 12,850 square feet.

Learn more about the property and building on this page. There is a open porch and a patio. The home has a gable or hip style roof made of gravel/rock. Water for the property is sourced from a municipal system. The home is connected to a municipal sewage system. So as a homeowner, you won't have to worry about the responsibilities of handling a septic tank but you may need to pay additional fees to have your wastewater disposed. For those who need parking, there is a attached garage. The garage is 744 sqft. There are a total of 2 available parking spaces. Fun fact, did you know that buildings can move due to weather changes? That's why, the type of control joints used in the construction of your home is extremely important. Based on our data, we know that the home was built with frame control joints. The quality of the control joints have been graded by the local assessor with a letter grade of C+. The condition of the building has been evaluated as average. The exterior walls of the home are made of alum/vinyl siding. While the interior walls are made of gypsum boards such as those made of drywall, sheetrock, etc. Walk into the home itself and you'll find that it is currently being cooled with central air conditioning. As for heating, the home is utilizing a heat pump. There is a fireplace in the home! Just imagine how amazing it would be to curl up in front of a cozy fireplace during those chilly winter nights. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 3103 Gibson Cove sold most recently in May 27, 2021 for a total of $310,000. If you work out the math, that's approximately a cost of $167.57 per sqft. Before that, the property was also sold for $130,000 in May 31, 2011. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $1,920 in taxes each year. 3103 Gibson Cove was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $79,600. If we break it down further, the land itself was valued at $13,750. Improvements to the property, however, were assessed at a total of $65,850. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Exterior

Brick Exterior
Vinyl Siding
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2003
  • Effective Year Built: 2012
  • Bedroom Count: 0
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Bathroom Plumbing Fixtures: 8
  • Building Condition: Average
  • Building Quality: C+
  • Construction Type: Frame
  • Exterior Walls Type: Alum/Vinyl siding
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Gravel/rock
  • Floor Count: 2
  • Living Units: 1
  • Basement Area: 0
  • Parking Type: Attached
  • Garage Type: Attached
  • Garage Square Area: 744
  • Parking Space Count: 2
  • Patio Type: Patio
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 12,850
  • Lot Size Depth Feet: 1,274
  • Lot Size Frontage Feet: 1,009
  • Total Building Area: 1,850
  • Building Area: 1,850
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Heat pump
  • Heated Square Feet: 1,850
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: MADISON SQUARE SEC 4
  • Land Acres: 0.3
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Residential (general) (single)
  • Legal Description 1: LOT 169 MADISON SQUARE SEC 4 PB 25 PG 231 100.9 X 127.38 IRR

Ownership

  • Current Owner : RUIZ ROBERTO MONROY
  • Previous Owner : LITTLE KYLE
  • Previous Owner 2: LITTLE KIMBERLY
  • Owner Before Previous Owner: WILBERSCHEID PAUL C
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Rutherford County School District
  • Census Tract: 040104

Geography

  • Assessors Map Reference: 25-231
  • Account Number: R0006517
  • District: 400
  • Section: 4
  • Parcel: 015L-E-009.00-000
  • Lot: 169
  • Municipality: LA VERGNE
  • Latitude: 36.0237
  • Longitude: -86.5765

    Address

  • Full Address: 3103 Gibson Cv
  • Address - House Number: 3103
  • Address - Street Name: Gibson
  • Address - Suffix Type: Cv
  • State: TN
  • City Name: La Vergne
  • Carrier Code: R012
  • 4-Digit Zip Code: 4718
  • Zip Code: 37086

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $1,920

    Appraisal Valuation

  • Standard Deviation: 0.1485
  • Valuation Date: Dec 06, 2023
  • Confidence Score: 82
  • Final Value: 405,170
  • High Value: 465,369
  • Low Value: 344,970

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $279,000
  • First Open Lien Mortgage Lender: FIRST NB OF MIDDLE TENNESSEE
  • First Open Lien Mortgage Recording Date: Jun 01, 2021
  • First Open Lien Mortgage Loan Amount: $279,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: Future Advance Clause / Open End Mortgage

    Market Valuation

  • Market Total Value: $318,400
  • Market Land Value: $55,000
  • Market Improvement Value: $263,400

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $79,600
  • Assessed Land Value: $13,750
  • Assessed Improvements Value: $65,850

    Sales

  • Current Sale Contract Date: May 27, 2021
  • Current Sale Recording Date: Jun 01, 2021
  • Current Sale Transaction ID: 11839902075
  • Current Sale Price: $310,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2365611
  • Previous Sale Recording Date: Jun 13, 2011
  • Previous Sale Contract Date: May 31, 2011
  • Previous Sale Amount: $130,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: FIRST NB OF MIDDLE TENNESSEE
  • First Mortgage Transaction Date: Jun 01, 2021
  • First Mortgage Loan Amount: $279,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: Future Advance Clause / Open End Mortgage

    Previous Mortgages

  • Previous Mortgage Lender: PRIMARY RESIDENTIAL MORTGAGE
  • Previous Mortgage Transaction Date: Jun 13, 2011
  • Previous Mortgage Loan Amount: $126,704
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: FHA

About La Vergne



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Frequently Asked Questions

What neighborhood is 3103 Gibson Cove located in?
The 3103 Gibson Cove is a house located in the neighborhood of Rutherford in La Vergne, La Vergne.
What is the average sales price for listings in 3103 Gibson Cove?
The average sales price for units in 3103 Gibson Cove is $0 currently.

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