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3072 Whispering Pines Circle

3072 Whispering Pines Circle, Birmingham, AL 35226
House in Jefferson
Sold Nov 19, 2019
$284,900
$279,739 by Synovus Mortgage
Mortgage Due Jan 01, 2049
Sold Aug 06, 2010
$206,000
$205,874 by Ameris Bank
Mortgage Due Jun 04, 2011
3072 Whispering Pines Circle has been categorized by the local assessors in Birmingham, AL as a residential type of property. The building on the property was first built in 1965 and is 59 years old. However, we must point out that the home was most recently renovated and altered in 2002. The home has a total of 8 rooms. 4 of these rooms are legally considered as bedrooms. Residents will have access to 2 full bathrooms. There are 3 partial bathrooms in the home. This is a single story building so stairs are not necessary to access other parts of the home. In addition, 3072 Whispering Pines Circle has 1,518 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The linear feet between the front and back of the lot is 3,390 ft and across the front of the lot is 1,070 ft. The area measurement of the land has been determined as 36,273 square feet.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a carport for those who require parking. Residents will have the luxury of enjoying a open porch. Moving on to the building itself. The condition of the building has been evaluated as average. The building has a gable or hip style roof made of asphalt. The exterior walls of the building are made of wood. While the interior walls have been made of gypsum boards such as those made of drywall, sheetrock, etc. As for the floors, you'll see that the home has flooring throughout. The inside of the home is being cooled with central air conditioning at the moment. In terms of heating, it is utilizing a forced air unit. Finally, the property is currently sourcing its water from a municipal system. It is connected to a municipal sewage system. Which is great for homeowners who don't want to worry about the responsibilities of handling a septic tank. Though, you may accrue additional fees to have your wastewater disposed. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 3072 Whispering Pines Circle was last sold in Nov 15, 2019 for $284,900. According to our calculations, that's $120.31 per sqft. Prior to that sales transaction, the property was sold for $206,000 in Jun 4, 2010. Current property owners are expected to pay $2,115 in taxes per year. The property on 3072 Whispering Pines Circle was last assessed in 2022. As a result of that assessment, the total value of the property was placed at $29,860. Based on our records, the total assessed value for this property has been marked as less than the total market value as of this moment. Which is great for tax purposes. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

Building Features

Exterior

Brick Exterior
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1965
  • Effective Year Built: 2002
  • Building Count: 1
  • Total Rooms: 8
  • Bedroom Count: 4
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Bathroom Plumbing Fixtures: 2
  • Building Condition: Average
  • Exterior Walls Type: Wood
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Asphalt
  • Floor Count: 1
  • Floor Cover: Carpet
  • Basement Type: Unspecified basement
  • Basement Area: 850
  • Garage Type: Carport
  • Parking Space Count: 0
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 36,273
  • Lot Size Depth Feet: 3,390
  • Lot Size Frontage Feet: 1,070
  • Total Building Area: 2,368
  • Gross Building Area: 2,368
  • Building Area: 1,518
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Forced air unit
  • Heated Square Feet: 1,518
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: HOOVER 1ST SECTOR
  • Land Acres: 0.833
  • Standard Land Use Code: Single family residential
  • Legal Description 1: LOT 41 HOOVER 1ST SECT

Ownership

  • Current Owner : AFGAN SARAH K
  • Current Owner 2: SMITH JONATHAN B
  • Previous Owner : FAIN JOHN WESLEY
  • Owner Before Previous Owner: AMERICAS FIRST FEDERAL CREDIT UNION
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Hoover City School District
  • Census Tract: 014409

Zoning

  • Zoning: E2

Geography

  • Assessors Map Reference: Jan 03, 2039
  • Account Number: 416145
  • District: 023-0000
  • Parcel: 39-00-01-3-002-006.000
  • Lot: 41
  • Meridian: SEC 01 TWN 19S RNG 03W
  • Municipality: HOOVER (BHAM DIVISION)
  • Latitude: 33.4081
  • Longitude: -86.812

    Address

  • Full Address: 3072 Whispering Pines Cir
  • Address - House Number: 3072
  • Address - Street Name: Whispering Pines
  • Address - Suffix Type: Cir
  • State: AL
  • City Name: Hoover
  • Carrier Code: C009
  • 4-Digit Zip Code: 3428
  • Zip Code: 35226

Valuation

    Tax

  • Total Area: 2,202
  • Tax Year: 2022
  • Tax Amount: $2,115
  • Tax Rate Code Area: 23

    Appraisal Valuation

  • Standard Deviation: 0.2742
  • Valuation Date: Jun 21, 2023
  • Confidence Score: 60
  • Final Value: 351,911
  • High Value: 448,420
  • Low Value: 255,403

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $291,843
  • First Open Lien Mortgage Lender: SYNOVUS MORTGAGE
  • First Open Lien Mortgage Recording Date: Nov 19, 2019
  • First Open Lien Mortgage Loan Amount: $279,739
  • First Open Lien Mortgage Term: 349
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Jan 01, 2049
  • Second Open Lien Mortgage Lender: SECRETARY/HOUSING & URBAN DEV
  • Second Open Lien Mortgage Recording Date: Jun 13, 2023
  • Second Open Lien Mortgage Loan Amount: $12,104
  • Second Open Lien Mortgage Term: 317
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: FHA
  • Second Open Lien Mortgage Loan Due Date: Dec 01, 2049

    Market Valuation

  • Market Total Value: $298,500
  • Market Land Value: $135,000
  • Market Improvement Value: $163,500

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $29,860

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Nov 15, 2019
  • Current Sale Recording Date: Nov 19, 2019
  • Current Sale Transaction ID: 11704978662
  • Current Sale Price: $284,900
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2019120722
  • Previous Sale Recording Date: Aug 06, 2010
  • Previous Sale Contract Date: Jun 04, 2010
  • Previous Sale Amount: $206,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: SYNOVUS MORTGAGE
  • First Mortgage Transaction Date: Nov 19, 2019
  • First Mortgage Loan Amount: $279,739
  • First Mortgage Terms: 349
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Jan 01, 2049

    Previous Mortgages

  • Previous Mortgage Lender: AMERIS BANK
  • Previous Mortgage Transaction Date: Aug 06, 2010
  • Previous Mortgage Loan Amount: $205,874
  • Previous Mortgage Term: 9
  • Previous Mortgage Loan Type: Unknown (DEFAULT)
  • Previous Mortgage Loan Due Date: Jun 04, 2011

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Frequently Asked Questions

What neighborhood is 3072 Whispering Pines Circle located in?
The 3072 Whispering Pines Circle is a house located in the neighborhood of Jefferson in Hoover, Birmingham.
What is the average sales price for listings in 3072 Whispering Pines Circle?
The average sales price for units in 3072 Whispering Pines Circle is $0 currently.

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