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Gardner 01440
3 Cross Street
Photo of 3 Cross Street
Sold on Mar 13, 2026

23

Map

Photo of 3 Cross Street
Photo of 3 Cross Street
$285,000
● House - Off Market

3 Cross Street

Gardner, MA 01440
bedrooms
2 Beds
bathrooms
1 Bath
square feet
853 Ft²
$1,628
Est. Monthly

About This Property

Looking for a house where you can move right in and build equity over time? 3 Cross Street is a sweet two bedroom single level bungalow style home in a neighborhood of classic and updated larger homes, conveniently located between Elm Street and Lawrence Street. The dining/living room and bedrooms have recently refinished hardwood flooring and fresh paint throughout. Built-in accents hint at the handiwork of the furniture craftsmen in Gardner's history as the Chair City. You'll see the easy potential for the entry mudroom area to be finished as additional square footage. Front porch and a single car garage. Open houses this weekend, both Saturday and Sunday 10am to noon.
Unit Size
853 Ft²
Days on Market
-
Land Size
0.19 acres
Price per sqft
$316
Property Type
House
Property Taxes
$302
HOA Dues
-
Year Built
1952

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Cap Rate Calculator

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Cap Rate 100% Occupancy
N/A (extreme outlier)

What does this mean?

Based on our analysis, the cap rate of this property is 1.25%. A negative cap rate indicates that the property might not be feasible as an income-producing asset. The median cap rate for a near zip code 11238 is 4.23%.

How much can I actually make?

Actual monthly rental income may vary between $4,760 and $7,140 depending on unit-specific characteristics. You can change the amount using the slider to further explore.

How is cap rate calculated?

Cap Rate = Net Operating Income (NOI) / Property Asset Value.

When calculating the cap rate, we assume 100% occupancy. Leverage (mortgage) is not considered.

Cap Rate provided by RealtyHop and RentHop, learn more about cap rate here.

Last updated: 7 months ago (MLSPIN #73459634)

Price History

Date / Event Date Event Price
Mar 13, 2026 Sold
Premium
Sold
Dec 9, 2025 In contract -
In contract
Dec 3, 2025 Listed by Keller Williams Realty North Central $269,900
Listed by Keller Williams Realty North Central
Jul 12, 1982 Sold
Premium
Sold

Property Highlights

Garage
Parking Available
Fireplace

Building Info

Overview

    General

  • Year Built: 1952
  • Effective Year Built: 1952
  • Building Count: 1
  • Total Rooms: 5
  • Bedroom Count: 3
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Building Condition: 6
  • Building Quality: 0
  • Construction Type: 0
  • Building Style: 3
  • Exterior Walls Type: 19
  • Interior Walls Type: 0
  • Roof Shape Type: 1
  • Roof Cover Type: 15
  • Floor Count: 100
  • Living Units: 1
  • Floor Cover: 0
  • Basement Type: 0
  • Basement Area: 0
  • Garage Type: 0
  • Parking Space Count: 0
  • Patio Type: 0
  • Porch Type: 0
  • Pool Type: 0

    Dimensions

  • Lot Size Square Feet: 8,338
  • Total Building Area: 853
  • Gross Building Area: 2,122
  • Building Area: 853
  • Building Area Measurement: L

    Heating and Cooling

  • Air Conditioning: 0
  • Heating: 10
  • Heated Square Feet: 853
  • Heating Fuel Type: 6

    Utilities

  • Sewer System: 0
  • Water Service: 0

Building

  • Building Type: 0
  • Property Class: R
  • Land Acres: 0000000191
  • Standard Land Use Code: 1001
  • County Land Use Code: 101

Neighborhood

  • School District Name: Gardner School District
  • School Tax School District: GARDNER SD
  • Census Tract: 707500

Geography

  • Parcel: GARD M:R27 B:24 L:3
  • Block: 24
  • Lot: 3
  • Municipality: GARDNER
  • Latitude: 42.5769
  • Longitude: -71.9809

    Address

  • Full Address: 3 Cross St
  • Address - House Number: 3
  • Address - Street Name: Cross
  • Address - Suffix Type: St
  • State: MA
  • City Name: Gardner
  • Carrier Code: C014
  • 4-Digit Zip Code: 2213
  • Zip Code: 01440

Valuation

    Tax

  • Tax Year: 2024
  • Tax Amount: $370,400

    Appraisal Valuation

  • Standard Deviation: 0.167
  • Valuation Date: Jan 17, 2024
  • Confidence Score: 78
  • Final Value: 281,723
  • High Value: 328,772
  • Low Value: 234,673

    Assessments Valuation

  • Assessed Year: 2024
  • Assessed Total Value: $247,100
  • Assessed Land Value: $61,400
  • Assessed Improvements Value: $185,700

    Sales

  • Current Sale Recording Date: Jul 12, 1982
  • Current Sale Price:
    Premium
  • Current Sale Document Type: 27
Data used for valuation calculations is provided by RealtyHop, and other third party sources
Request mortgage information redaction

Comparables

Unit
Status
Type
Beds
Baths
ft²
Price/ft²
Asking Price
Listed On
Closing Price
Sold On
HOA + Taxes

About Gardner

Stats & Trends

Median Asking:

$389,000

Sale Price/ft²

$233

Below Asking

0.02%

Average Days on Market

56

Average Home Size

2445 ft²

Average Home Age

88.1 years

Currently For Sale

57 Listings
Based on RH Advisors, Inc. calculations of home data from MLS and/or public records.

Similar Homes for Sale

Currently no similar homes around

Nearby Rentals

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Last Updated: 7 months ago
Data Source: MLS PIN, MLS# 73459634

Frequently Asked Questions

When was property at 3 Cross Street built and last sold?
The property at 3 Cross Street was built in 1952 and last sold on Jan 1, 1970 for $33,700.
How much is this home worth?
The estimated value of the home located at 3 Cross Street is $0.
What are some comparable homes to 3 Cross Street?
There are currently no comparable homes to 3 Cross Street.
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