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292 Cowan Street

292 Cowan Street, Sylva, NC 28779
Property in Jackson
Sold Oct 22, 2021
$455,000
$432,250 by First Federal Bank
Mortgage Due Nov 01, 2051
Sold Jun 13, 2005
$40,000
Local assessors in Sylva, NC have categorized 292 Cowan Street as a residential type of property. The home was built in 2008 and is 16 years old. The property's lot size has been calculated to be 26,572 square feet. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 0 rooms in the home. Of these, 2 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 2 partial bathrooms. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 292 Cowan Street has a total of 3,244 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations. There is a partial basement that is 1,288 sqft. Perfect for those looking for additional storage or living space such as a recreational room, additional bedroom, etc.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Do you like to entertain? The home has a open porch so you'll have a great option in the front of the home. Moving onto specific details regarding the building. Our sources show that the building condition is average. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C. The building has a wood truss style roof that was made of asphalt. Lots of alum/vinyl siding were used in the construction of the exterior walls of the home. While the walls in the interior have been made of gypsum boards such as those made of drywall, sheetrock, etc. Residents rely on central air conditioning for their cooling system. The home's a heat pump is the primary heating source and it is being fueled with electricity. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 292 Cowan Street was last sold in Oct 18, 2021 for $455,000. According to our calculations, that's $140.26 per sqft. Prior to that sales transaction, the property was sold for $40,000 in Jun 7, 2005. Current property owners are expected to pay $1,492 in taxes per year. The property on 292 Cowan Street was last assessed in 2022. As a result of that assessment, the total value of the property was placed at $359,710. To break that down further, the land itself was valued at $44,510. While improvements to the property were assessed at a total of $315,200. Based on our records, the total assessed value for this property has been marked as more than the total market value as of this moment. Which is pretty atypical. Looking to take out a mortage loan? You may want to consider a conventional loan, which is considered one of the most common type of loans on the market. We'll cover the two different types of conventional loans (aka conforming and non-conforming), the pros and cons, and how they could benefit you compared to a FHA or specialty loan. Read more about conventional loans and how you can qualify for one.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

Building Features

Exterior

Vinyl Siding

Parking

Carport

Driveway

Driveway
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2008
  • Effective Year Built: 2008
  • Bedroom Count: 2
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Condition: Average
  • Building Quality: C
  • Exterior Walls Type: Alum/Vinyl siding
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Wood truss
  • Roof Cover Type: Asphalt
  • Floor Count: 1
  • Basement Type: Partial basement
  • Basement Area: 1,288
  • Parking Space Count: 0
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 26,572
  • Total Building Area: 3,244
  • Building Area: 3,244
  • Building Area Measurement: Heated Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Heat pump
  • Heated Square Feet: 3,244
  • Heating Fuel Type: Electricity

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: MALCOLM M ETUX
  • Land Acres: 0.61
  • Standard Land Use Code: Single family residential
  • Legal Description 1: LT 1 COWAN ST

Ownership

  • Current Owner : PHILLIPS STEPHEN
  • Current Owner 2: PHILLIPS NATALIE
  • Previous Owner : KIMMEL JOHN T
  • Previous Owner 2: KIMMEL TAMMY MARIE
  • Owner Before Previous Owner: HOOPER MALCOLM M
  • Owner Before Previous Owner 2: HOOPER MICHELLE C
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Husband and wife

Neighborhood

  • School District Name: Jackson County Schools
  • Census Tract: 950400

Zoning

  • Zoning: R1

Geography

  • Assessors Map Reference: MAP 7641.01
  • Parcel: 7641-06-0392
  • Lot: 1
  • Municipality: SYLVA-CITY
  • Latitude: 35.3698
  • Longitude: -83.2275

    Address

  • Full Address: 292 Cowan St
  • Address - House Number: 292
  • Address - Street Name: Cowan
  • Address - Suffix Type: St
  • State: NC
  • City Name: Sylva
  • Carrier Code: C002
  • 4-Digit Zip Code: 3031
  • Zip Code: 28779

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $1,492

    Appraisal Valuation

  • Standard Deviation: 0.2268
  • Valuation Date: Oct 26, 2022
  • Confidence Score: 68
  • Final Value: 558,877
  • High Value: 685,670
  • Low Value: 432,085

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $432,250
  • First Open Lien Mortgage Lender: FIRST FEDERAL BANK
  • First Open Lien Mortgage Recording Date: Oct 22, 2021
  • First Open Lien Mortgage Loan Amount: $432,250
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Nov 01, 2051

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $359,710
  • Assessed Land Value: $44,510
  • Assessed Improvements Value: $315,200

    Sales

  • Current Sale Contract Date: Oct 18, 2021
  • Current Sale Recording Date: Oct 22, 2021
  • Current Sale Transaction ID: 11868661533
  • Current Sale Price: $455,000
  • Current Sale Document Type: Warranty Deed
  • Previous Sale Recording Date: Jun 13, 2005
  • Previous Sale Contract Date: Jun 07, 2005
  • Previous Sale Amount: $40,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: FIRST FEDERAL BANK
  • First Mortgage Transaction Date: Oct 22, 2021
  • First Mortgage Loan Amount: $432,250
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Nov 01, 2051

About Sylva



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Frequently Asked Questions

What neighborhood is 292 Cowan Street located in?
The 292 Cowan Street is a located in the neighborhood of Jackson in Sylva, Sylva.
What is the average sales price for listings in 292 Cowan Street?
The average sales price for units in 292 Cowan Street is $0 currently.

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