Nestled beneath a canopy of majestic live oaks in the gated community of Waterman's Bluff, this custom Lowcountry-inspired home blends timeless architecture with modern comfort and coastal charm. Perfectly positioned across from the community kayak launch, this 4-bedroom, 2 full and 2 half bath residence offers a rare opportunity to experience the relaxed coastal lifestyle that defines one of Northeast Florida's distinctive communities. Designed for everyday living and entertaining, the home showcases custom millwork, detailed trim, and abundant natural light. The screened porch provides a peaceful retreat with marsh views and coastal breezes, creating the perfect setting for morning coffee or relaxing evenings. The main-level owner's suite features a spa-inspired bath with a freestanding soaking tub, oversized walk-in shower, dual vanities, and walk-in closet. Upstairs includes three additional bedrooms, a comfortable sitting area, and a versatile bonus room with custom built-in beds and shelving. Thoughtfully updated and move-in ready, recent improvements include a new saltwater pool (2025), fresh interior and exterior paint (2023), new upstairs carpet (2024-2025), a renovated laundry room with custom cabinetry, marble countertops, beadboard accents, and newer washer and dryer (2024), plus a refreshed bonus room (2025). Waterman's Bluff offers a lifestyle unlike anywhere else in Nassau County with oak-lined streets, community gatherings, scenic walking and biking, a community dock, and access to the Bells River for kayaking and fishing. Conveniently located just minutes from Amelia Island, Historic Downtown Fernandina Beach, and Jacksonville International Airport, this home captures the very best of Lowcountry living.