''High and Dry'', not in a flood zone, this stunning 3-bedroom estate in Yulee offers the ultimate in luxury living on .31 acre located in the gated community of Waterman's Bluff with 71 feet of Bells River frontage. Built in 2021 by John Merrill Homes, it boasts unparalleled views of the water from almost every room. The craftsmanship and top-of-the-line features are evident throughout. The gourmet chef's kitchen will inspire culinary masterpieces. Featuring a professional-grade BlueStar 6-burner propane cooktop with interchangeable griddle/grill, a Wolf hood with warming lamps and shelves, and a Viking French door wall oven, this space is a dream come true. High-end appliances include a Bosch dishwasher, Bosch French door refrigerator, and a microwave drawer. Custom Hickory Cabico cabinets offer ample storage, while stunning quartz countertops complete the picture. Engineered hardwood floors flow seamlessly throughout the home, creating a sense of elegance. A 200-amp service ensures ample power, while a dedicated outlet in the garage for effortless EV charging.  Never be caught unprepared - a Generac 22kw generator provides backup power, and a whole-house surge protector safeguards your electronics. Unwind on the patio and watch the river glide by. A 250-gallon propane tank fuels the generator and the instant water heater for quick hot water access. Maintain the Florida Friendly Landscape- Nassau County Silver award with the smart irrigation system, while the Tempest weather system keeps you informed about the elements. This exceptional property offers the perfect blend of luxury, functionality, and smart technology. Enjoy the community amenities of a Chapel, kayak launch, a fishing dock and community park.