**ASSUMABLE VA MORTGAGE FOR QUALIFIED VETERANS 5.1% INTEREST RATE**  Welcome to your dream home in the highly sought-after community of Duncan Groves in Valrico! This beautifully maintained 4-bedroom, 3-bathroom, 3-car garage POOL home with a dedicated office is designed for both comfort and style. From the moment you arrive, the home boasts exceptional curb appeal and meticulous upkeep. Step inside to a bright, open floor plan with soaring 12-foot ceilings and crown molding throughout. The layout features formal living and dining rooms, along with a desirable three-way split bedroom design-perfect for families who appreciate space and privacy. At the heart of the home is the stunning chef's kitchen, showcasing quartz countertops, stainless steel appliances, a breakfast bar, and a cozy eat-in nook overlooking the spacious family room. The primary suite offers a private retreat with a walk-in closet and a completely renovated spa-like bathroom with dual vanities, frameless walk-in shower, lighted mirrors and a separate soaking tub.  Outdoor living is just as impressive! The extended covered lanai, screened pool area, jacuzzi and professionally landscaped backyard create the ideal setting for entertaining or unwinding. The yard is fully fenced with a new PVC fence (2024) and 12' wood fence (2025), providing plenty of room for pets to play safely.  This home has been thoughtfully updated with: Paved driveway, walkway & entrance (2024), Pool cage rescreened (2025), Kitchen remodel (2023), Guest bath renovation (2023), Primary bath renovation (2024), New exterior doors (2023), Interior paint & added crown molding, Mini-split A/C system in primary suite, and Electrical Hookup established in Electrical Panel to power the entire house via a Generator!  Major systems are also up to date: Roof (2022), A/C (2020), Water Heater (2019), Water Softener (2020).  Located in a top-rated school district, this home is just minutes from shopping, dining, recreation, and convenient access to US-301 and I-75.  Don't miss this rare opportunity-schedule your private showing today!