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284 Fern Creek Drive

284 Fern Creek Drive, Bessemer, AL 35022
House in Shelby
Sold Feb 02, 2023
$365,000
$177,450 by Regions Bank
Mortgage Due Mar 01, 2053
Sold Oct 07, 2020
$338,000
$350,168 by Guild Mortgage Co
Mortgage Due Oct 01, 2050
284 Fern Creek Drive has been categorized by the local assessors in Bessemer, AL as a residential type of property. The building on the property was first built in 1993 and is 31 years old. However, we must point out that the home was most recently renovated and altered in 2008. Residents will have access to 3 full bathrooms. There are 4 partial bathrooms in the home. The building has a total of 2 stories. In addition, 284 Fern Creek Drive has 1,996 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The linear feet between the front and back of the lot is 6,585 ft and across the front of the lot is 2,883 ft. The area measurement of the land has been determined as 189,486 square feet.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a garage underground or in the basement for those who require parking. Residents will have the luxury of enjoying a screened porch. Moving on to the building itself. The condition of the building has been evaluated as average. The roof of the building is made of shingle (not wood). The exterior walls of the building are made of wood. The inside of the home is being cooled with air conditioning at the moment. In terms of heating, it is utilizing a forced air unit. There is a single fireplace in the home. Perfect for those wintery nights. The property was last sold in Feb 2, 2023 for $365,000. That's $182.87 per sqft. Prior to that sales transaction, the property was also sold in Sep 25, 2020 for $338,000. 284 Fern Creek Drive was last assessed in 2023. The total value of the property was assessed at $35,400. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $1,517. Speaking of costs, many buyers and sellers often forget to take into consideration the closing costs they may occur. Closing costs can stem from anything mortgage or property related to fees related to your property title. As you'll soon learn from our guide, fees can quickly add up hence why as a rule of thumb, we typically recommend setting aside at least 5% of the purchase price to cover potential closing costs. Don't worry, any additional you save up can always go towards your principal. Better safe than sorry! Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

Building Features

Driveway

Driveway

Parking

Off Street Parking
Garage Parking
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1993
  • Effective Year Built: 2008
  • Bedroom Count: 0
  • Bathroom Count: 4
  • Full Bathrooms: 3
  • Partial Bathrooms: 4
  • Building Condition: Average
  • Exterior Walls Type: Wood
  • Roof Cover Type: Shingle (not wood)
  • Floor Count: 2
  • Basement Type: Unspecified basement
  • Basement Area: 950
  • Garage Type: Underground/basement
  • Parking Space Count: 0
  • Porch Type: Screened porch

    Dimensions

  • Lot Size Square Feet: 189,486
  • Lot Size Depth Feet: 6,585
  • Lot Size Frontage Feet: 2,883
  • Total Building Area: 1,996
  • Building Area: 1,996
  • Building Area Measurement: Heated Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 1,996
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: NORTON'S SURVEY
  • Land Acres: 4.35
  • Standard Land Use Code: Single family residential
  • Legal Description 1: SEC/TWNSHP/RAN 1 21S 05W NBRHD: 01 COUNTY WEST R-2

Ownership

  • Current Owner : LONG WILLIAM J
  • Current Owner 2: LONG KRISTY MARIE
  • Previous Owner : MCDOUGALD IAN EVANS
  • Previous Owner 2: MCDOUGALD CATHERINE JILL
  • Owner Before Previous Owner: KING CHARLES M
  • Owner Before Previous Owner 2: KING SHEILA G
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Joint Tenants

Neighborhood

  • School District Name: Shelby County School District
  • School Tax School District: ST/D*
  • Census Tract: 030350

Geography

  • Assessors Map Reference: MP 16 PG 135
  • District: 01
  • Parcel: 251010000003007
  • Lot: 1
  • Meridian: SEC 01 TWN 21S RNG 05W
  • Municipality: COUNTY
  • Latitude: 33.2403
  • Longitude: -87.0092

    Address

  • Full Address: 284 Fern Creek Dr
  • Address - House Number: 284
  • Address - Street Name: Fern Creek
  • Address - Suffix Type: Dr
  • State: AL
  • City Name: Bessemer
  • Carrier Code: R025
  • 4-Digit Zip Code: 4212
  • Zip Code: 35022

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $1,517

    Appraisal Valuation

  • Standard Deviation: 0.1549
  • Valuation Date: Mar 20, 2024
  • Confidence Score: 80
  • Final Value: 418,436
  • High Value: 483,272
  • Low Value: 353,599

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $354,900
  • First Open Lien Mortgage Lender: REGIONS BANK
  • First Open Lien Mortgage Recording Date: Feb 02, 2023
  • First Open Lien Mortgage Loan Amount: $177,450
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: VA
  • First Open Lien Mortgage Loan Due Date: Mar 01, 2053
  • Second Open Lien Mortgage Lender: REGIONS BANK
  • Second Open Lien Mortgage Recording Date: Mar 29, 2023
  • Second Open Lien Mortgage Loan Amount: $177,450
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: VA
  • Second Open Lien Mortgage Loan Due Date: Mar 01, 2053

    Market Valuation

  • Market Total Value: $353,810
  • Market Land Value: $123,280
  • Market Improvement Value: $230,530

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $35,400

    Sales

  • Current Sale Contract Date: Feb 02, 2023
  • Current Sale Recording Date: Feb 02, 2023
  • Current Sale Transaction ID: 11901702452
  • Current Sale Price: $365,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 28210
  • Previous Sale Recording Date: Oct 07, 2020
  • Previous Sale Contract Date: Sep 25, 2020
  • Previous Sale Amount: $338,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: REGIONS BANK
  • First Mortgage Transaction Date: Feb 02, 2023
  • First Mortgage Loan Amount: $177,450
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: VA
  • First Mortgage Loan Due Date: Mar 01, 2053

    Previous Mortgages

  • Previous Mortgage Lender: GUILD MORTGAGE CO
  • Previous Mortgage Transaction Date: Oct 07, 2020
  • Previous Mortgage Loan Amount: $350,168
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Oct 01, 2050

About Shelby



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Frequently Asked Questions

What neighborhood is 284 Fern Creek Drive located in?
The 284 Fern Creek Drive is a house located in the neighborhood of Shelby in Shelby, Bessemer.
What is the average sales price for listings in 284 Fern Creek Drive?
The average sales price for units in 284 Fern Creek Drive is $0 currently.

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