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27 Spear Street

27 Spear Street, Oakland, NJ 07436
Property in Bergen
Sold Sep 20, 2019
$485,000
$388,000 by Homebridge Financial Services
Mortgage Due Sep 20, 2049
Sold May 03, 2013
$375,000
$300,000 by Weichert Financial Services
Mortgage Due May 01, 2043
Local assessors in Oakland, NJ have categorized 27 Spear Street as a residential type of property. The home was built in 1960 and is 64 years old. The property's lot size has been calculated to be 36,329 square feet. The linear feet between the front and back of the lot was measured at 2,170 ft and the front of the lot was measured at 1,600 ft. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 27 Spear Street has a total of 1,704 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a garage for those who need a place to park their vehicle. There is only one available parking space, so if you need more, you may need to find some alternatives. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with frame control joints. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 27 Spear Street was last sold in Aug 19, 2019 for $485,000. According to our calculations, that's $284.62 per sqft. Prior to that sales transaction, the property was sold for $375,000 in Apr 12, 2013. Current property owners are expected to pay $12,075 in taxes per year. Interestingly enough, the initial year of tax delinquency occurred in 2018. The property on 27 Spear Street was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $521,300. To break that down further, the land itself was valued at $303,000. While improvements to the property were assessed at a total of $218,300. Based on our records, the total market value for this property has been marked the same as the total assessed value as of this moment. Which is nothing out of the ordinary. Looking to take out a mortage loan? You may want to consider a conventional loan, which is considered one of the most common type of loans on the market. We'll cover the two different types of conventional loans (aka conforming and non-conforming), the pros and cons, and how they could benefit you compared to a FHA or specialty loan. Read more about conventional loans and how you can qualify for one.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1960
  • Effective Year Built: 1960
  • Bedroom Count: 0
  • Construction Type: Frame
  • Floor Count: 1
  • Living Units: 1
  • Basement Area: 0
  • Garage Type: Garage
  • Parking Space Count: 1

    Dimensions

  • Lot Size Square Feet: 36,329
  • Lot Size Depth Feet: 2,170
  • Lot Size Frontage Feet: 1,600
  • Total Building Area: 1,704
  • Building Area: 1,704
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: unknown
  • Heated Square Feet: 1,704
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Land Acres: 0.834
  • Standard Land Use Code: Single family residential

Ownership

  • Current Owner : LAUDER JONATHAN
  • Current Owner 2: LAUDER VIRGINIA
  • Previous Owner : BUTAS WOJCIECH P
  • Previous Owner 2: DONOHOE RACHEL
  • Owner Before Previous Owner: REILLY FRANCIS P
  • Owner Before Previous Owner 2: REILLY JESSIE ANN
  • Current Owner Is a Corporation Indicator: Yes

Neighborhood

  • School District Name: Oakland Borough School District
  • Census Tract: 039300

Zoning

  • Zoning: RA2

Geography

  • District: 42
  • Parcel: 42 03703-0000-00013
  • Block: 3703
  • Lot: 13
  • Municipality: OAKLAND BORO
  • Latitude: 41.0169
  • Longitude: -74.2334

    Address

  • Full Address: 27 Spear St
  • Address - House Number: 27
  • Address - Street Name: Spear
  • Address - Suffix Type: St
  • State: NJ
  • City Name: Oakland
  • Carrier Code: C011
  • 4-Digit Zip Code: 3215
  • Zip Code: 07436

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $12,075
  • Intital Tax Deliquent Year: 2018

    Appraisal Valuation

  • Standard Deviation: 0.2019
  • Valuation Date: Apr 03, 2024
  • Confidence Score: 72
  • Final Value: 650,801
  • High Value: 782,226
  • Low Value: 519,375

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $388,000
  • First Open Lien Mortgage Lender: HOMEBRIDGE FINANCIAL SERVICES
  • First Open Lien Mortgage Recording Date: Sep 20, 2019
  • First Open Lien Mortgage Loan Amount: $388,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: Purchase Money Mortgage
  • First Open Lien Mortgage Loan Due Date: Sep 20, 2049

    Market Valuation

  • Market Total Value: $521,300
  • Market Land Value: $303,000
  • Market Improvement Value: $218,300

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $521,300
  • Assessed Land Value: $303,000
  • Assessed Improvements Value: $218,300

    Sales

  • Current Sale Contract Date: Aug 19, 2019
  • Current Sale Recording Date: Sep 20, 2019
  • Current Sale Transaction ID: 11664376815
  • Current Sale Price: $485,000
  • Current Sale Document Type: Deed
  • Current Sale Input Document Number: 19-062414
  • Previous Sale Recording Date: May 03, 2013
  • Previous Sale Contract Date: Apr 12, 2013
  • Previous Sale Amount: $375,000
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: HOMEBRIDGE FINANCIAL SERVICES
  • First Mortgage Transaction Date: Sep 20, 2019
  • First Mortgage Loan Amount: $388,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: Purchase Money Mortgage

    Previous Mortgages

  • Previous Mortgage Lender: WEICHERT FINANCIAL SERVICES
  • Previous Mortgage Transaction Date: May 03, 2013
  • Previous Mortgage Loan Amount: $300,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: Stand Alone Refi (Refinance of Original Loan)
  • Previous Mortgage Loan Due Date: May 01, 2043

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Frequently Asked Questions

What neighborhood is 27 Spear Street located in?
The 27 Spear Street is a located in the neighborhood of Bergen in Oakland, Oakland.
What is the average sales price for listings in 27 Spear Street?
The average sales price for units in 27 Spear Street is $0 currently.

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