Check Availability
$870,000
● House - For Sale

27 Cottage Row

Miramar Beach, FL 32550
bedrooms
3 Beds
bathrooms
3 Baths
square feet
1,784 Ft²
$4,807
Est. Monthly

About This Property

Deeded/Gated Beach Access in a GATED BEACH COMMUNITY! Welcome to your own slice of paradise in the heart of Miramar Beach! Tucked inside the highly desirable gated community of Cottage Retreat, this beautifully appointed 3-bedroom, 3-bath beach home offers the perfect combination of coastal charm, privacy, and resort-style amenities--all just 525 feet from private beach access and the sugar-white sands and emerald waters of the Gulf!

Step inside and you're immediately welcomed by a bright, open floor plan filled with natural light. At the heart of the home is a gorgeous coastal-inspired kitchen showcasing storybook white cabinetry, seemingly endless granite countertops, stainless steel appliances, a custom tile backsplash, breakfast bar, and plenty of space for gathering and entertaining. The kitchen flows effortlessly into the spacious dining and living areas, creating an inviting setting for family, friends, and unforgettable beach getaways.

The thoughtfully designed floor plan features a first-floor guest suite with a king bed and private ensuite bath--perfect for guests who appreciate avoiding the stairs. Upstairs, the spacious primary suite feels like a private retreat of its own, complete with balcony access and an ensuite bath featuring a jetted soaking tub and separate shower. An additional upstairs guest suite offers a queen bed plus a twin-over-full bunk and its own private ensuite bath. Outside your front door, the Florida lifestyle truly begins. Cottage Retreat is a private gated beach community offering gated beach access just across Scenic Highway 98, along with a seasonally heated community pool, hot tub, fitness center, and grilling area. Spend the morning on the beach, cool off by the pool in the afternoon, and walk to nearby beachfront dining for dinner--all without having to venture far from home.

And the location is hard to beat! Cottage Retreat places you in the heart of Miramar Beach, centrally located between Destin Commons and Silver Sands Premium Outlets and just a short distance from some of the area's favorite restaurants, shopping, golf, entertainment, and attractions. Captain Dave's on the Gulf is within walking distance, and the nearby Dolphin Reef offers another unique way to enjoy the beautiful waters of the Emerald Coast.

Whether you're searching for a primary residence, second home, or an investment property near the beach, this home delivers the location, layout, amenities, and coastal lifestyle buyers come to Miramar Beach looking for.

Gated community. Private beach access. Resort-style amenities. Three bedrooms with three private baths. A gorgeous kitchen. And the Gulf just steps away.

This is more than a beach house--it's your opportunity to own a piece of the Miramar Beach lifestyle.
Unit Size
1,784 Ft²
Days on Market
20 days
Land Size
0.03 acres
Price per sqft
$488
Property Type
House
Property Taxes
$534
HOA Dues
-
Year Built
2005

Listed By

Kyle Hock
RealJoy Realty LLC

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Last updated: 19 days ago (ECAR #1012008)

Price History

Date / Event Date Event Price
Sep 15, 2026 Listed by RealJoy Realty LLC $870,000
Listed by RealJoy Realty LLC
Mar 19, 2021 Sold
Sold
Mar 8, 2021 No longer available -
No longer available
Mar 5, 2021 Listed by RealJoy Realty LLC $650,000
Listed by RealJoy Realty LLC
May 6, 2005 Sold
Sold

Property Highlights

Air Conditioning
Interior Details
Full Bathrooms: 3
Interior Features: Pantry, Ceiling Crwn Molding, Lighting Recessed, Owner's Closet, Woodwork Painted
Appliances: Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer, Water Heater, Oven Self Cleaning, Smoke Detector, Stove/Oven Electric
Flooring Type: Hardwood, Floor Tile, Floor WW Carpet New
Door Features: Storm Door(s)
Rooms: 6
Exterior Details
Square Footage: 1784
Property Condition: Construction Complete
Architectural Style: Beach House
Year Built: 2005
Building Area Total: 1784
Window Features: Double Pane Windows, Storm Window(s), Window Bay
Construction Materials: Concrete, Block, Frame, Siding CmntFbrHrdBrd, Trim Wood
Patio and Porch Features: Covered, Patio, Porch, Deck Open
Pool Features: Heated, Pool - In-Ground, Pool Type
Pool is Private
Lot Features: Cul-De-Sac, Within 1/2 Mile to Water
Lot Size Area: 0.03
Lot Size Units: Acres
Lot Size Acres: 0.03
Lot Size Square Feet: 1306.8
Lot Size Dimensions: 25x45
Water Source: Public
Financial Details
Tax Assessed Value: $422
Tax Annual Amount: $6,410
Utilities Details
Cooling Type: Ceiling Fan(s), Central Air
Heating Type: Central
Sewer : Public Sewer
Location Details
HOA/Condo/Coop Fee Includes: Trash, Accounting, Ground Keeping, Licenses/Permits, Management, Recreational Faclty

Building Info

Overview

    General

  • Year Built: 2005
  • Effective Year Built: 2005
  • Building Count: 1
  • Bedroom Count: 3
  • Bathroom Count: 3
  • Full Bathrooms: 3
  • Partial Bathrooms: 3
  • Bathroom Plumbing Fixtures: 11
  • Building Condition: 0
  • Building Quality: 9
  • Construction Type: 0
  • Building Style: 0
  • Exterior Walls Type: 6
  • Interior Walls Type: 3
  • Roof Shape Type: 7
  • Roof Cover Type: 14
  • Floor Count: 200
  • Living Units: 1
  • Floor Cover: 9
  • Basement Type: 0
  • Basement Area: 0
  • Garage Type: 0
  • Parking Space Count: 0
  • Patio Type: 59
  • Porch Type: 126
  • Pool Type: 0

    Dimensions

  • Lot Size Square Feet: 1,125
  • Lot Size Depth Feet: 450
  • Lot Size Frontage Feet: 250
  • Total Building Area: 1,784
  • Gross Building Area: 1,784
  • Building Area: 1,784
  • Building Area Measurement: L

    Heating and Cooling

  • Air Conditioning: 1
  • Heating: 4
  • Heated Square Feet: 1,784
  • Heating Fuel Type: 0

    Utilities

  • Sewer System: 0
  • Water Service: 0

Building

  • Building Type: 0
  • Property Class: R
  • Subdivision: COTTAGE RETREAT
  • Land Acres: 0000000026
  • Standard Land Use Code: 1001
  • County Land Use Code: 0100
  • Legal Description 1: LOT 19 COTTAGE RETREAT PB 16-22 OR 2668-696 OR 3188-2796

Neighborhood

  • School District Name: Walton County School District
  • Census Tract: 950608

Geography

  • Assessors Map Reference: S2-30-21
  • Parcel: 30-2S-21-42796-000-0190
  • Block: 1
  • Lot: 19
  • Meridian: SEC 30 TWN 02S RNG 21W
  • Municipality: SOUTH WALTON FIRE
  • Latitude: 30.3805
  • Longitude: -86.3935

    Address

  • Full Address: 27 Cottage Row
  • Address - House Number: 27
  • Address - Street Name: Cottage
  • Address - Suffix Type: Row
  • State: FL
  • City Name: Miramar Beach
  • Carrier Code: C005
  • 4-Digit Zip Code: 8274
  • Zip Code: 32550

Valuation

    Tax

  • Total Area: 1,924
  • Tax Year: 2022
  • Tax Amount: $561,093
  • Tax Rate Code Area: 007

    Appraisal Valuation

  • Standard Deviation: 0.2259
  • Valuation Date: Jan 10, 2024
  • Confidence Score: 68
  • Final Value: 990,120
  • High Value: 1,213,832
  • Low Value: 766,408

    Market Valuation

  • Market Total Value: $605,449
  • Market Land Value: $117,295
  • Market Improvement Value: $488,154

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $605,449
  • Assessed Land Value: $117,295
  • Assessed Improvements Value: $488,154

    Sales

  • Current Sale Contract Date: Mar 19, 2021
  • Current Sale Recording Date: Mar 19, 2021
  • Current Sale Price:
  • Current Sale Document Type: 71
  • Current Sale Input Document Number: 20210013292
  • Previous Sale Recording Date: May 06, 2005
  • Previous Sale Contract Date: Apr 29, 2005
  • Previous Sale Amount: $540,000
  • Previous Sale Document Type: 71
Data used for valuation calculations is provided by RealtyHop, and other third party sources

Comparables

Unit
Status
Type
Beds
Baths
ft²
Price/ft²
Asking Price
Listed On
Closing Price
Sold On
HOA + Taxes

About Miramar Beach


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Frequently Asked Questions

When was property at 27 Cottage Row built and last sold?
The property at 27 Cottage Row was built in 2005 and last sold on Mar 19, 2021 for $685,000.
How much is this home worth?
The estimated value of the home located at 27 Cottage Row is $864,005.
What are some comparable homes to 27 Cottage Row?
There are currently no comparable homes to 27 Cottage Row.