Assume this loan, enjoy lower payments! Modern luxury. Move-in ready. Elevated living in Montaine. Experience refined, single-level living in this beautifully upgraded Toll Brothers ranch, where clean design, high-end finishes, and effortless comfort come together. Thoughtfully designed with soaring 10-foot ceilings, wide-plank flooring, and abundant natural light, this home delivers a bright, open feel with a distinctly modern edge. The gourmet kitchen is both striking and functional featuring an oversized island, granite countertops, crown-finished cabinetry, upgraded appliances, and a gas cooktop perfect for everyday living or elevated entertaining. The great room is equally impressive, anchored by a stacked stone fireplace and a dramatic 12-foot sliding glass door that creates a seamless indoor-outdoor connection. Step outside to a professionally landscaped, fully fenced backyard with a covered deck ideal for quiet mornings, evening gatherings, and enjoying Colorado's year-round beauty. The primary suite offers a true retreat with dual walk-in closets and a spa-inspired bath complete with a freestanding soaking tub. Two additional bedrooms provide flexibility for guests or a dedicated home office, all thoughtfully positioned for privacy. A light-filled garden-level basement expands your possibilities ready to finish to your vision, whether for additional living space, fitness, or entertainment. Located in the sought-after Montaine community, residents enjoy resort-style amenities including scenic trails, a clubhouse, pool, fitness center, pickleball and tennis courts, and inviting gathering spaces-all just minutes from I-25 and downtown Castle Rock. Seller willing to help out the Buyer.  Turnkey, elevated, and designed for modern Colorado living.