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262 Chestnut Street

262 Chestnut Street, Gardner, MA 01440
Property in Gardner
Sold Aug 30, 2016
$227,000
$192,950 by Workers Cu
Mortgage Due Aug 30, 2046
Sold Aug 28, 2009
$191,000
$194,897 by Merrimac Mtg Co
Mortgage
Local assessors in Gardner, MA have categorized 262 Chestnut Street as a residential type of property. The home was built in 1920 and is 104 years old. The property's lot size has been calculated to be 12,329 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a Cape Cod style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 7 rooms in the home. Of these, 4 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 3 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 262 Chestnut Street has a total of 2,524 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Moving onto specific details regarding the building. Our sources show that the building condition is average. The building has a gable style roof that was made of asphalt. Lots of alum/vinyl siding were used in the construction of the exterior walls of the home. The home's a hot water heating system is the primary heating source and it is being fueled with gas. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 262 Chestnut Street sold most recently in Jan 1, 1970 for a total of $227,000. If you work out the math, that's approximately a cost of $89.94 per sqft. Before that, the property was also sold for $191,000 in Jan 1, 1970. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $6,315 in taxes each year. 262 Chestnut Street was most recently assessed in 2024. During this assessment, the property's total value was estimated to be about $421,300. If we break it down further, the land itself was valued at $63,600. Improvements to the property, however, were assessed at a total of $357,700. The property's total assessed value has been marked as more than the total market value which is pretty atypical. Looking to take out a mortage loan? You may want to consider a conventional loan, which is considered one of the most common type of loans on the market. We'll cover the two different types of conventional loans (aka conforming and non-conforming), the pros and cons, and how they could benefit you compared to a FHA or specialty loan. Read more about conventional loans and how you can qualify for one.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Parking

Detached Garage
Off Street Parking

Facilities

Storage Available

Condition

Level Lot
Wooded Lot
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1920
  • Effective Year Built: 1920
  • Building Count: 1
  • Total Rooms: 7
  • Bedroom Count: 4
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Building Condition: Average
  • Building Style: Cape Cod
  • Exterior Walls Type: Alum/Vinyl siding
  • Roof Shape Type: Gable
  • Roof Cover Type: Asphalt
  • Floor Count: 2
  • Living Units: 1
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 12,329
  • Total Building Area: 2,524
  • Gross Building Area: 4,836
  • Building Area: 2,524
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: Hot water
  • Heated Square Feet: 2,524
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Land Acres: 0.283
  • Standard Land Use Code: Single family residential

Ownership

  • Current Owner : COLLINS SUSAN A
  • Current Owner 2: COLLINS AMANDA B
  • Previous Owner : WEBER MATTHEW B
  • Previous Owner 2: WEBER DANIELLE J
  • Owner Before Previous Owner: CYRANSKI JOHN
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Gardner School District
  • School Tax School District: GARDNER SD
  • Census Tract: 707500

Geography

  • Parcel: GARD M:R22 B:8 L:24
  • Block: 8
  • Lot: 24
  • Municipality: GARDNER
  • Latitude: 42.5733
  • Longitude: -71.9846

    Address

  • Full Address: 262 Chestnut St
  • Address - House Number: 262
  • Address - Street Name: Chestnut
  • Address - Suffix Type: St
  • State: MA
  • City Name: Gardner
  • Carrier Code: C002
  • 4-Digit Zip Code: 2706
  • Zip Code: 01440

Valuation

    Tax

  • Tax Year: 2024
  • Tax Amount: $6,315

    Appraisal Valuation

  • Standard Deviation: 0.1968
  • Valuation Date: Jan 17, 2024
  • Confidence Score: 73
  • Final Value: 443,460
  • High Value: 530,775
  • Low Value: 356,144

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $232,950
  • First Open Lien Mortgage Lender: WORKERS CU
  • First Open Lien Mortgage Recording Date: Aug 30, 2016
  • First Open Lien Mortgage Loan Amount: $192,950
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Aug 30, 2046
  • Second Open Lien Mortgage Lender: WORKERS CU
  • Second Open Lien Mortgage Recording Date: May 06, 2021
  • Second Open Lien Mortgage Loan Amount: $40,000
  • Second Open Lien Mortgage Term: 240
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Stand Alone Refi (Refinance of Original Loan)
  • Second Open Lien Mortgage Loan Due Date: Jun 01, 2041

    Assessments Valuation

  • Assessed Year: 2024
  • Assessed Total Value: $421,300
  • Assessed Land Value: $63,600
  • Assessed Improvements Value: $357,700

    Sales

  • Current Sale Recording Date: Aug 30, 2016
  • Current Sale Transaction ID: 1755834491
  • Current Sale Price: $227,000
  • Current Sale Document Type: Quit Claim Deed (arm's length)
  • Current Sale Input Document Number: 96647
  • Previous Sale Recording Date: Aug 28, 2009
  • Previous Sale Amount: $191,000
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: WORKERS CU
  • First Mortgage Transaction Date: Aug 30, 2016
  • First Mortgage Loan Amount: $192,950
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Aug 30, 2046

    Previous Mortgages

  • Previous Mortgage Lender: MERRIMAC MTG CO
  • Previous Mortgage Transaction Date: Aug 28, 2009
  • Previous Mortgage Loan Amount: $194,897
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: Purchase Money Mortgage

About Gardner



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Frequently Asked Questions

What neighborhood is 262 Chestnut Street located in?
The 262 Chestnut Street is a located in the neighborhood of Gardner in Gardner, Gardner.
What is the average sales price for listings in 262 Chestnut Street?
The average sales price for units in 262 Chestnut Street is $0 currently.

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