SELLER IS OFFERING A $15,000 CREDIT with an acceptable offer! Apply it to BUY DOWN YOUR INTEREST RATE for lower monthly payments, cover CLOSING COSTS, or SPLIT IT BETWEEN BOTH OPTIONS. This is a rare chance to SAVE THOUSANDS upfront and long term, don't let it pass you by! Step into a rare blend of comfort, privacy, and convenience on nearly three-quarters of an acre in Lutz. Nestled at the end of a quiet cul-de-sac in Country Oaks, a private enclave of just 15 homes, this beautifully updated 4-bedroom, 2.5-bath pool home offers space, serenity, and flexibility, with no HOA or CDD. Whether you're hosting weekend pool parties or enjoying quiet evenings on the expansive front porch, this property is designed for both everyday ease and memorable moments. Inside, the open layout is filled with natural light, soaring vaulted ceilings, and rich bamboo flooring that adds warmth throughout the main living areas. The remodeled kitchen features solid wood cabinetry, stone countertops, stainless steel appliances, including a gas stove, ceramic tile flooring, and a breakfast bar that opens to the family room and dining nook. A cozy wood-burning fireplace creates the perfect centerpiece for gatherings. The first-floor primary suite includes a large bay window, walk-in closet, and a beautifully updated bathroom with dual vanities and a walk-in shower. Upstairs, you'll find three additional bedrooms, a full bath, and a versatile loft, ideal for a home office, study nook, or playroom. Step outside and enjoy the Florida lifestyle year-round in your private backyard retreat, complete with a sparkling pool, a large fenced yard, and plenty of space to relax and entertain. No need for off-site Boat or RV storage anymore, there's more than enough room to park your boat, RV, or recreational toys right at home!! Located just minutes from top-rated schools, SR 54, I-75, shopping, dining, and USF, this home offers the perfect blend of peaceful country living and everyday convenience. Homes in this quiet, established neighborhood rarely come available, don't miss the chance to make this one yours.