A rare find in Swampscott: a beautifully maintained, move-in-ready Colonial built in 2002, offering almost 3k square feet of finished living space-all for under $1 million! Handsomely crafted dry-stacked stone walls frame the property, while stone steps create a welcoming approach as you step inside to the striking Palladian-style window that brings abundant natural light into the soaring 2-story foyer & makes an impressive first impression. Thoughtfully designed main level flows easily from room to room, balancing traditional spaces with open layout that works for today's lifestyle. The living room & dining room provide inviting settings for entertaining, while the open kitchen and family room create a comfortable gathering space centered around a wood-burning fireplace. Designed for both everyday living & hosting, the kitchen features Black Galaxy granite countertops, Bosch appliances, abundant oak cabinetry, & two distinct dining areas: peninsula seating for casual meals & a sunny breakfast area positioned beside a bay window overlooking the yard. The living space continues outdoors onto a large, updated deck with plenty of room for cookouts, alfresco dinners, & relaxed afternoons in the sun-filled yard. So, whether hosting a holiday gathering or enjoying a quiet weekend at home, this property offers space for every season. Upstairs are 4 bedrooms, including a spacious, front-to-back primary suite with hardwood floors, 2 generous closets, and ample room for a king-size bed. The newly updated en-suite bath features a double-sink vanity, beautiful tile work, & a glass-enclosed walk-in shower. 3 Additional bedrooms share a 2nd freshly updated full bath. The finished lower level adds valuable flexibility, with space for a kids' playroom room, a teen hangout, home gym, office, or any combination that suits your needs plus a half-bath.  Full-size windows bring in natural light, and direct access to the 2-car tandem garage provides welcome convenience during the winter months. Pull down stairs for impressive storage in attic. Ideally located within easy walking distance of the commuter rail-making it possible to leave the car at home-and near Swampscott High School. Lovely Swampscott offers a distinctive coastal lifestyle, with beautiful beaches, scenic oceanfront paths, historic architecture, local shops and restaurants, and convenient commuter rail service to Boston. It's a North Shore town where seaside charm & a strong sense of community come together.