Welcome home to your custom retreat set between two lakes! AMAZING LAKE RIGHTS THROUGH ASSOCIATION! Perched amid beautiful trees & mature landscaping, this distinctive tri-level offers spacious gathering areas, private backyard oasis & a separate 65x150 buildable lot with exciting possibilities. A grand front porch welcomes you into an inviting entryway & family room/flex space with high ceilings, custom oak details, and wide plank LVP flooring throughout. The bedroom hallway leads to the primary suite with a sunken tub, 3 additional bedrooms & 2nd full bath. Upstairs, enjoy spacious open concept living with a kitchen, featuring abundant cabinetry, newer stainless steel appliances & custom Amish island with seating. The generous dining area easily accommodates a table for 8 & overlooks the living room, where beautiful masonry surrounds a newer wood-burning fireplace with double combustion & a blower.  Kitchen sliders open to your private escape: a huge deck, gazebo, fully fenced yard & lush landscaping create a beautiful setting for entertaining & privacy. The mostly finished walkout lower level adds an expansive rec room with wet bar & pool table, 3rd full bath, potential 5th bedroom/office use (no egress).This spacious level offers potential for an in-law arrangement. An attached two-car garage & updates add everyday convenience, including a concrete driveway & fence in 2024, AC in 2020, water softener and pressure tank in 2021, roof in 2012 & newer windows and appliances.  The separate lot provides for secluded woods and options to retain as an investment, sell, or explore building another home, subject to municipal approvals. Located south of Highway 50, within walking distance of Central High School & the Hooker Lake public launch & potential pier(through association)-all just minutes from I-94. Space, privacy, and possibilities-all in one exceptional property!