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2391 Lock 3rd Road

2391 Lock 3rd Road, Ragland, AL 35131
House in St. Clair
Sold May 29, 2020
$86,000
$84,442 by Fariway Independent Mortgage C
Mortgage Due Jun 01, 2050
Sold Dec 05, 2017
$72,100
$70,793 by Firstbank
Mortgage Due Dec 01, 2047
Local assessors in Ragland, AL have categorized 2391 Lock 3rd Road as a residential type of property. The home was built in 1960 and is 64 years old. The property's lot size has been calculated to be 95,832 square feet. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 2391 Lock 3rd Road has a total of 896 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Moving onto specific details regarding the building. Our sources show that the building condition is poor. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - D. The building has a gable or hip style roof that was made of shingle (not wood). Lots of wood were used in the construction of the exterior walls of the home. While the walls in the interior have been made of gypsum boards such as those made of drywall, sheetrock, etc. As for flooring, was the material of choice during construction. Residents rely on air conditioning for their cooling system. The home's a forced air unit is the primary heating source. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. The property was last sold in May 13, 2020 for $86,000. That's $95.98 per sqft. Prior to that sales transaction, the property was also sold in Nov 3, 2017 for $72,100. 2391 Lock 3rd Road was last assessed in 2023. The total value of the property was assessed at $17,020. Specifically, the land the property is located on was valued at $6,000. While improvements on the property were assessed at a total of $11,020. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $216. Purchasing a home can require a lot of financial power in this day and age but not everyone has the savings to do so. As a result, many will get a mortgage loan to aid them in one of the most finance-intensive purchases of their lives. It's important when shopping for a mortgage to aim the best possible rate you can get. The lower your interest rate, the better as it can mean more money saved in the long run. In the following guide, we'll cover our best tips for how to get the best mortgage rate to your situation. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

Building Features

Exterior

Wood Exterior

Driveway

Driveway
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1960
  • Effective Year Built: 1960
  • Building Count: 1
  • Bedroom Count: 0
  • Building Condition: Poor
  • Building Quality: D
  • Exterior Walls Type: Wood
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Shingle (not wood)
  • Floor Count: 1
  • Floor Cover: Floating floor/laminate
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 95,832
  • Total Building Area: 896
  • Building Area: 896
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 896
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Land Acres: 2.2
  • Standard Land Use Code: Single family residential
  • Legal Description 1: COM SW COR NW4 SE4 TH E 333.51' NE 199.47' NW 595.31' NE 395.51' NE 593.71' NE 89.93' NE 224.27' NE 113.42' SE 21.69' TO POB

Ownership

  • Current Owner : CONCORD RONALD L
  • Current Owner 2: CONCORD KATHY
  • Previous Owner : JONES ZOE
  • Previous Owner 2: JONES ANDREW TIMOTHY
  • Owner Before Previous Owner: KINCAID TERRY DWIGHT
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: St. Clair County School District
  • Census Tract: 040302

Geography

  • Account Number: 77225
  • Parcel: 19-01-01-0-001-001.027
  • Meridian: SEC 01 TWN 15S RNG 05E
  • Municipality: TOWNSHIP 19
  • Latitude: 33.7591
  • Longitude: -86.0701

    Address

  • Full Address: 2391 Lock 3 Rd
  • Address - House Number: 2391
  • Address - Street Name: Lock 3
  • Address - Suffix Type: Rd
  • State: AL
  • City Name: Ragland
  • Carrier Code: R002
  • 4-Digit Zip Code: 4039
  • Zip Code: 35131

Valuation

    Tax

  • Total Area: 930
  • Tax Year: 2022
  • Tax Amount: $216

    Appraisal Valuation

  • Standard Deviation: 0.4565
  • Valuation Date: Mar 20, 2024
  • Confidence Score: 8
  • Final Value: 87,751
  • High Value: 127,812
  • Low Value: 47,689

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $84,442
  • First Open Lien Mortgage Lender: FARIWAY INDEPENDENT MORTGAGE C
  • First Open Lien Mortgage Recording Date: May 29, 2020
  • First Open Lien Mortgage Loan Amount: $84,442
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Jun 01, 2050

    Market Valuation

  • Market Total Value: $85,100
  • Market Land Value: $30,000
  • Market Improvement Value: $55,100

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $17,020
  • Assessed Land Value: $6,000
  • Assessed Improvements Value: $11,020

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: May 13, 2020
  • Current Sale Recording Date: May 29, 2020
  • Current Sale Transaction ID: 11762464151
  • Current Sale Price: $86,000
  • Current Sale Document Type: Survivorship Deed
  • Previous Sale Recording Date: Dec 05, 2017
  • Previous Sale Contract Date: Nov 03, 2017
  • Previous Sale Amount: $72,100
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: FARIWAY INDEPENDENT MORTGAGE C
  • First Mortgage Transaction Date: May 29, 2020
  • First Mortgage Loan Amount: $84,442
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Jun 01, 2050

    Previous Mortgages

  • Previous Mortgage Lender: FIRSTBANK
  • Previous Mortgage Transaction Date: Dec 05, 2017
  • Previous Mortgage Loan Amount: $70,793
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: FHA
  • Previous Mortgage Loan Due Date: Dec 01, 2047

About St. Clair



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Frequently Asked Questions

What neighborhood is 2391 Lock 3rd Road located in?
The 2391 Lock 3rd Road is a house located in the neighborhood of St. Clair in St. Clair, Ragland.
What is the average sales price for listings in 2391 Lock 3rd Road?
The average sales price for units in 2391 Lock 3rd Road is $0 currently.

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