238 Spruce Street

Local assessors in Bloomfield, NJ have categorized 238 Spruce Street as a residential type of property. The home was built in 1870 and is 154 years old. The property's lot size has been calculated to be 4,500 square feet. The linear feet between the front and back of the lot was measured at 900 ft and the front of the lot was measured at 500 ft. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a duplex style. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 238 Spruce Street has a total of 2,150 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The property was last sold in Nov 13, 2017 for $439,000. That's $173.72 per sqft. Prior to that sales transaction, the property was also sold in May 30, 2001 for $220,200. 238 Spruce Street was last assessed in 2022. The total value of the property was assessed at $387,800. Specifically, the land the property is located on was valued at $141,500. While improvements on the property were assessed at a total of $246,300. The total market value for this property is the same as the total assessed value as of this moment. The total amount of taxes due from a property owner is $12,417. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.