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234 Otter Creek

234 Otter Creek, Union Mills, NC 28167
Property in Rutherford
Sold Jun 10, 2021
$395,000
$385,750 by United Wholesale Mortgage
Mortgage Due Jul 01, 2051
Sold Jan 12, 2011
$220,000
$220,000 by Thomas F Walsh Etux
Mortgage Due Jan 07, 2016
234 Otter Creek has been categorized by the local assessors in Union Mills, NC as a residential type of property. The building on the property was first built in 2000 and is 24 years old. The home has a total of 3 bedrooms. Residents will have access to 2 full bathrooms. There are 2 partial bathrooms in the home. This is a single story building so stairs are not necessary to access other parts of the home. In addition, 234 Otter Creek has 1,664 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The area measurement of the land has been determined as 130,680 square feet. Fans of architecture and design would be interested in knowing that the building on the property was built in a ranch/rambler style.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. Residents will have the luxury of enjoying a open porch. Moving on to the building itself. The condition of the building has been evaluated as good. The building has a gable style roof made of asphalt. The exterior walls of the building are made of log. As for the floors, you'll see that the home has flooring throughout. The inside of the home is being cooled with ventilation system at the moment. In terms of heating, it is utilizing a heat pump. There is a single fireplace in the home. Perfect for those wintery nights. Finally, the property is currently sourcing its water from a well system. The property is connected to a septic system and not a municipal sewage system. The homeowner of this property will need to handle their own water disposal. The property was last sold in Jun 10, 2021 for $395,000. That's $237.38 per sqft. Prior to that sales transaction, the property was also sold in Jan 7, 2011 for $220,000. 234 Otter Creek was last assessed in 2023. The total value of the property was assessed at $321,200. Specifically, the land the property is located on was valued at $44,800. While improvements on the property were assessed at a total of $276,400. The total market value for this property is the same as the total assessed value as of this moment. The total amount of taxes due from a property owner is $1,117. The initial tax year of delinquency was in 2021. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

Building Features

Exterior

Log Siding
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2000
  • Effective Year Built: 2000
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Condition: Good
  • Building Style: Ranch/Rambler
  • Exterior Walls Type: Log
  • Roof Shape Type: Gable
  • Roof Cover Type: Asphalt
  • Floor Count: 1
  • Floor Cover: Wood
  • Basement Area: 0
  • Parking Space Count: 0
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 130,680
  • Total Building Area: 1,664
  • Building Area: 1,664
  • Building Area Measurement: Heated Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Ventilation system
  • Heating: Heat pump
  • Heated Square Feet: 1,664
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: Septic
  • Water Service: Well

Building

  • Property Class: Residential
  • Subdivision: RUTHERFORD MOUNTAIN CAMPGROUND LLC
  • Land Acres: 3
  • Standard Land Use Code: Single family residential (assumed)
  • Legal Description 1: OTTER CREEK LOREV 8 PH3 PL40-105

Ownership

  • Current Owner : TODOROV BOZHIDAR
  • Previous Owner : WALSH THOMAS F
  • Previous Owner 2: WALSH ROSEMARIE
  • Owner Before Previous Owner: WALSH THOMAS F
  • Owner Before Previous Owner 2: WALSH ROSEMARIE
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Rutherford County Schools
  • Census Tract: 960201

Geography

  • District: 11
  • Parcel: 1648126
  • Municipality: MORGAN
  • Latitude: 35.5165
  • Longitude: -82.1061

    Address

  • Full Address: 234 Otter Creek Rd
  • Address - House Number: 234
  • Address - Street Name: Otter Creek
  • Address - Suffix Type: Rd
  • State: NC
  • City Name: Union Mills
  • Carrier Code: R013
  • 4-Digit Zip Code: 9011
  • Zip Code: 28167

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $1,117
  • Intital Tax Deliquent Year: 2021

    Appraisal Valuation

  • Standard Deviation: 0.2783
  • Valuation Date: Sep 06, 2023
  • Confidence Score: 60
  • Final Value: 481,811
  • High Value: 615,906
  • Low Value: 347,715

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $385,750
  • First Open Lien Mortgage Lender: UNITED WHOLESALE MORTGAGE
  • First Open Lien Mortgage Recording Date: Jun 10, 2021
  • First Open Lien Mortgage Loan Amount: $385,750
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Jul 01, 2051

    Market Valuation

  • Market Total Value: $321,200
  • Market Land Value: $44,800
  • Market Improvement Value: $276,400

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $321,200
  • Assessed Land Value: $44,800
  • Assessed Improvements Value: $276,400

    Sales

  • Current Sale Contract Date: Jun 10, 2021
  • Current Sale Recording Date: Jun 10, 2021
  • Current Sale Transaction ID: 11840755986
  • Current Sale Price: $395,000
  • Current Sale Document Type: Warranty Deed
  • Previous Sale Recording Date: Jan 12, 2011
  • Previous Sale Contract Date: Jan 07, 2011
  • Previous Sale Amount: $220,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: UNITED WHOLESALE MORTGAGE
  • First Mortgage Transaction Date: Jun 10, 2021
  • First Mortgage Loan Amount: $385,750
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Jul 01, 2051

    Previous Mortgages

  • Previous Mortgage Lender: THOMAS F WALSH ETUX
  • Previous Mortgage Transaction Date: Jan 12, 2011
  • Previous Mortgage Loan Amount: $220,000
  • Previous Mortgage Term: 60
  • Previous Mortgage Loan Type: Seller take-back
  • Previous Mortgage Loan Due Date: Jan 07, 2016

About Rutherford



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Frequently Asked Questions

What neighborhood is 234 Otter Creek located in?
The 234 Otter Creek is a other located in the neighborhood of Rutherford in Rutherford, Union Mills.
What is the average sales price for listings in 234 Otter Creek?
The average sales price for units in 234 Otter Creek is $0 currently.

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