MAJOR PRICE IMPROVEMENT and a  4.375% ASSUMABLE LOAN MAKE THIS ONE WORTH A LOOK! Take advantage of this opportunity to purchase this beautiful home with a 4.375% assumable loan, plus significant reduced prce to sell in the desirable Owl Ridge community of west Greeley, offering a low HOA and the added benefit of NO METRO DISTRICT! The bright, functional layout features an open kitchen and dining area with breakfast bar seating, ample cabinetry, pantry storage, and plenty of room to gather. Just a few steps down, the comfort  the backyard and patio, which includes a freestanding Cal Flame outdoor kitchen island, complete with gas grill, mini refrigerator and bar-seating counter, perfect for outdoor cooking and entertaining. Upstairs, the spacious primary suite features a private bath with double sinks and a walk-in closet, with two additional bedrooms and a full bath nearby. The unfinished basement with egress offers valuable storage today and the opportunity for additional finished living space in the future. A 3-car tandem garage provides even more room for vehicles, toys, a workshop or extra storage. Owl Ridge offers nearby walking and biking trails, parks and open space while keeping you conveniently connected to Hwy 34, 20th Street and I-25. The surrounding west Greeley area continues to grow, bringing additional residential and commercial development, shopping, dining and amenities nearby. Located within the Windsor RE-4 School District, this home combines an established neighborhood setting with convenient access to everything growing west Greeley has to offer. School bus stop located near the property. Buyer to verify current school bus routes and stop locations. Buyers may be eligible for a 1% lender credit when using the seller's preferred lender. An assumable loan is subject to buyer qualification and lender approval. Ask for details!