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2254 Ridgemont Drive

2254 Ridgemont Drive, Birmingham, AL 35216
Property in Jefferson
Sold Nov 09, 2023
$310,560
$304,934 by Fbc Mortgage, Llc
Mortgage Due Nov 01, 2053
Sold Jul 19, 2017
$150,000
$147,283 by Platinium Mortgage
Mortgage Due Aug 01, 2047
Local assessors in Birmingham, AL have categorized 2254 Ridgemont Drive as a residential type of property. The home was built in 2005 and is 19 years old. The property's lot size has been calculated to be 3,878 square feet. The linear feet between the front and back of the lot was measured at 1,048 ft and the front of the lot was measured at 370 ft. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a townhouse style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 6 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 3 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 2254 Ridgemont Drive has a total of 1,528 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a municipal system. For water disposal, homeowners who don't want the additional responsibilities of handling a septic tank will be happy to learn that the home is connected to a municipal sewage system. Though, they may have to pay additional fees to have their wastewater disposed. Do you like to entertain? The home has a unknown so you'll have a great option in the front of the home. Moving onto specific details regarding the building. Our sources show that the building condition is good. The building has a gable or hip style roof that was made of asphalt. Lots of alum/vinyl siding were used in the construction of the exterior walls of the home. While the walls in the interior have been made of gypsum boards such as those made of drywall, sheetrock, etc. As for flooring, was the material of choice during construction. Residents rely on central air conditioning for their cooling system. The home's a forced air unit is the primary heating source. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. The property was last sold in Oct 18, 2023 for $310,560. That's $203.25 per sqft. Prior to that sales transaction, the property was also sold in Jul 14, 2017 for $150,000. 2254 Ridgemont Drive was last assessed in 2022. The total value of the property was assessed at $20,960. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $997. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2005
  • Effective Year Built: 2005
  • Building Count: 1
  • Total Rooms: 6
  • Bedroom Count: 3
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Bathroom Plumbing Fixtures: 4
  • Building Condition: Good
  • Building Style: Townhouse
  • Exterior Walls Type: Alum/Vinyl siding
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Asphalt
  • Floor Count: 2
  • Floor Cover: Carpet
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 3,878
  • Lot Size Depth Feet: 1,048
  • Lot Size Frontage Feet: 370
  • Total Building Area: 1,528
  • Gross Building Area: 1,528
  • Building Area: 1,528
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Forced air unit
  • Heated Square Feet: 1,528
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: SAVANNAH RIDGE SECTOR 1 PHASE II
  • Land Acres: 0.89
  • Standard Land Use Code: Single family residential
  • Legal Description 1: LOT 13 OF AS BUILT RECORD MAP OF SAVANNAH RIDGE SECT I PHASE II PB 218 PG 2

Ownership

  • Current Owner : LEWIS BRANDI ALEXIS
  • Previous Owner : SDH ALABAMA LLC
  • Owner Before Previous Owner: MITCHELL JAMES PETER
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Jefferson County School District
  • Census Tract: 012913

Zoning

  • Zoning: R-T

Geography

  • Assessors Map Reference: Jan 01, 1970
  • Account Number: 430875
  • District: 002-0000
  • Subdivision Phase Number: II
  • Parcel: 40-00-18-4-000-007.059
  • Lot: 13
  • Meridian: SEC 18 TWN 19S RNG 02W
  • Municipality: COUNTY-02
  • Latitude: 33.3778
  • Longitude: -86.786

    Address

  • Full Address: 2254 Ridgemont Dr
  • Address - House Number: 2254
  • Address - Street Name: Ridgemont
  • Address - Suffix Type: Dr
  • State: AL
  • City Name: Birmingham
  • Carrier Code: C082
  • 4-Digit Zip Code: 1220
  • Zip Code: 35244

Valuation

    Tax

  • Total Area: 1,545
  • Tax Year: 2022
  • Tax Amount: $997
  • Tax Rate Code Area: 02

    Appraisal Valuation

  • Standard Deviation: 0.184
  • Valuation Date: Nov 15, 2023
  • Confidence Score: 63
  • Final Value: 199,954
  • High Value: 236,747
  • Low Value: 163,160

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $304,934
  • First Open Lien Mortgage Lender: FBC MORTGAGE, LLC
  • First Open Lien Mortgage Recording Date: Nov 09, 2023
  • First Open Lien Mortgage Loan Amount: $304,934
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Nov 01, 2053

    Market Valuation

  • Market Total Value: $209,500
  • Market Land Value: $40,000
  • Market Improvement Value: $169,500

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $20,960

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Oct 18, 2023
  • Current Sale Recording Date: Nov 09, 2023
  • Current Sale Transaction ID: 11916010675
  • Current Sale Price: $310,560
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 99981
  • Previous Sale Recording Date: Jul 19, 2017
  • Previous Sale Contract Date: Jul 14, 2017
  • Previous Sale Amount: $150,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: FBC MORTGAGE, LLC
  • First Mortgage Transaction Date: Nov 09, 2023
  • First Mortgage Loan Amount: $304,934
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Nov 01, 2053

    Previous Mortgages

  • Previous Mortgage Lender: PLATINIUM MORTGAGE
  • Previous Mortgage Transaction Date: Jul 19, 2017
  • Previous Mortgage Loan Amount: $147,283
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: FHA
  • Previous Mortgage Loan Due Date: Aug 01, 2047

About Jefferson



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Frequently Asked Questions

What neighborhood is 2254 Ridgemont Drive located in?
The 2254 Ridgemont Drive is a located in the neighborhood of Jefferson in Jefferson, Birmingham.
What is the average sales price for listings in 2254 Ridgemont Drive?
The average sales price for units in 2254 Ridgemont Drive is $0 currently.

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