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225 Kay Street

225 Kay Street, Pell City, AL 35128
House in St. Clair
Sold May 20, 2020
$107,500
$57,500 by Coosa Valley Mortgage Inc
Mortgage Due Jun 01, 2035
Sold Jan 27, 2012
$105,000
$84,000 by Rbc Bank Usa
Mortgage Due Feb 01, 2042
Local assessors in Pell City, AL have categorized 225 Kay Street as a residential type of property. The home was built in 1958 and is 66 years old. It was most recently renovated and altered in 1995. The property's lot size has been calculated to be 21,780 square feet. As for the restroom situation, there are 2 full bathrooms. There are also 2 partial bathrooms. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 225 Kay Street has a total of 1,358 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Moving onto specific details regarding the building. Our sources show that the building condition is fair. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C. The building has a gable or hip style roof that was made of shingle (not wood). Lots of wood were used in the construction of the exterior walls of the home. While the walls in the interior have been made of gypsum boards such as those made of drywall, sheetrock, etc. As for flooring, was the material of choice during construction. Residents rely on air conditioning for their cooling system. The home's a forced air unit is the primary heating source. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 225 Kay Street sold most recently in Apr 29, 2020 for a total of $107,500. If you work out the math, that's approximately a cost of $79.16 per sqft. Before that, the property was also sold for $105,000 in Jan 27, 2012. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $470 in taxes each year. 225 Kay Street was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $25,274. If we break it down further, the land itself was valued at $1,380. Improvements to the property, however, were assessed at a total of $23,894. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. Looking to take out a mortage loan? You may want to consider a conventional loan, which is considered one of the most common type of loans on the market. We'll cover the two different types of conventional loans (aka conforming and non-conforming), the pros and cons, and how they could benefit you compared to a FHA or specialty loan. Read more about conventional loans and how you can qualify for one.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Exterior

Wood Exterior

Driveway

Driveway
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1958
  • Effective Year Built: 1995
  • Building Count: 1
  • Bedroom Count: 0
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Bathroom Plumbing Fixtures: 3
  • Building Condition: Fair
  • Building Quality: C
  • Exterior Walls Type: Wood
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Shingle (not wood)
  • Floor Count: 1
  • Floor Cover: Floating floor/laminate
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 21,780
  • Total Building Area: 1,358
  • Building Area: 1,358
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 1,358
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: ROBERTSON, W B
  • Land Acres: 0.5
  • Standard Land Use Code: Single family residential
  • Legal Description 1: LOT 18 & P/O 17 W B ROBERTSON SD DESC BEG SE COR LOT 18 W 30' NW ALG RW 228.8' NE 165' SLY ALG RW 222.2' TO POB 3-17-3

Ownership

  • Current Owner : RICHEY PAUL D
  • Current Owner 2: RICHEY BECKY
  • Previous Owner : RICHER NANCY A
  • Owner Before Previous Owner: NORTON JANICE C
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Pell City City School District
  • Census Tract: 040209

Geography

  • Account Number: 510533
  • Parcel: 28-02-03-4-000-036.000
  • Lot: 18
  • Meridian: SEC 03 TWN 17S RNG 03E
  • Municipality: TOWNSHIP 28
  • Latitude: 33.5822
  • Longitude: -86.3134

    Address

  • Full Address: 225 Kay St
  • Address - House Number: 225
  • Address - Street Name: Kay
  • Address - Suffix Type: St
  • State: AL
  • City Name: Pell City
  • Carrier Code: R007
  • 4-Digit Zip Code: 6638
  • Zip Code: 35128

Valuation

    Tax

  • Total Area: 1,846
  • Tax Year: 2022
  • Tax Amount: $470

    Appraisal Valuation

  • Standard Deviation: 0.4565
  • Valuation Date: Mar 20, 2024
  • Confidence Score: 8
  • Final Value: 146,388
  • High Value: 213,219
  • Low Value: 79,556

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $57,500
  • First Open Lien Mortgage Lender: COOSA VALLEY MORTGAGE INC
  • First Open Lien Mortgage Recording Date: May 20, 2020
  • First Open Lien Mortgage Loan Amount: $57,500
  • First Open Lien Mortgage Term: 180
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Jun 01, 2035

    Market Valuation

  • Market Total Value: $126,370
  • Market Land Value: $6,900
  • Market Improvement Value: $119,470

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $25,274
  • Assessed Land Value: $1,380
  • Assessed Improvements Value: $23,894

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Apr 29, 2020
  • Current Sale Recording Date: May 20, 2020
  • Current Sale Transaction ID: 11762451502
  • Current Sale Price: $107,500
  • Current Sale Document Type: Warranty Deed
  • Previous Sale Recording Date: Jan 27, 2012
  • Previous Sale Contract Date: Jan 27, 2012
  • Previous Sale Amount: $105,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: COOSA VALLEY MORTGAGE INC
  • First Mortgage Transaction Date: May 20, 2020
  • First Mortgage Loan Amount: $57,500
  • First Mortgage Terms: 180
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Jun 01, 2035

    Previous Mortgages

  • Previous Mortgage Lender: RBC BANK USA
  • Previous Mortgage Transaction Date: Jan 27, 2012
  • Previous Mortgage Loan Amount: $84,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Feb 01, 2042

About Pell City



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Frequently Asked Questions

What neighborhood is 225 Kay Street located in?
The 225 Kay Street is a house located in the neighborhood of St. Clair in Pell City, Pell City.
What is the average sales price for listings in 225 Kay Street?
The average sales price for units in 225 Kay Street is $0 currently.

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