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2204 Mountain Lake Terrace

2204 Mountain Lake Terrace, Birmingham, AL 35226
House in Jefferson
Sold Jul 13, 2020
$250,000
$237,500 by Renasant Bank
Mortgage Due Jan 01, 2050
Sold May 03, 2001
$135,500
$117,500 by Countrywide Home Loans Inc
Mortgage Due May 01, 2031
Local assessors in Birmingham, AL have categorized 2204 Mountain Lake Terrace as a residential type of property. The home was built in 1963 and is 61 years old. It was most recently renovated and altered in 2007. The property's lot size has been calculated to be 15,160 square feet. The linear feet between the front and back of the lot was measured at 1,650 ft and the front of the lot was measured at 540 ft. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 6 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 2 partial bathrooms. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 2204 Mountain Lake Terrace has a total of 1,858 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a municipal system. For water disposal, homeowners who don't want the additional responsibilities of handling a septic tank will be happy to learn that the home is connected to a municipal sewage system. Though, they may have to pay additional fees to have their wastewater disposed. Additional features on the property are as follows. There is a carport for those who need a place to park their vehicle. Do you like to entertain? The home has a open porch so you'll have a great option in the front of the home. Moving onto specific details regarding the building. Our sources show that the building condition is average. The building has a gable or hip style roof that was made of asphalt. Lots of brick were used in the construction of the exterior walls of the home. While the walls in the interior have been made of gypsum boards such as those made of drywall, sheetrock, etc. As for flooring, was the material of choice during construction. Residents rely on central air conditioning for their cooling system. The home's a forced air unit is the primary heating source. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 2204 Mountain Lake Terrace sold most recently in Jun 19, 2020 for a total of $250,000. If you work out the math, that's approximately a cost of $134.55 per sqft. Before that, the property was also sold for $135,500 in Apr 30, 2001. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $1,877 in taxes each year. 2204 Mountain Lake Terrace was most recently assessed in 2022. During this assessment, the property's total value was estimated to be about $26,580. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. Speaking of costs, many buyers and sellers often forget to take into consideration the closing costs they may occur. Closing costs can stem from anything mortgage or property related to fees related to your property title. As you'll soon learn from our guide, fees can quickly add up hence why as a rule of thumb, we typically recommend setting aside at least 5% of the purchase price to cover potential closing costs. Don't worry, any additional you save up can always go towards your principal. Better safe than sorry!Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Exterior

Brick Exterior

Driveway

Driveway
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1963
  • Effective Year Built: 2007
  • Building Count: 1
  • Total Rooms: 6
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Bathroom Plumbing Fixtures: 3
  • Building Condition: Average
  • Exterior Walls Type: Brick
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Asphalt
  • Floor Count: 1
  • Floor Cover: Wood
  • Basement Area: 0
  • Garage Type: Carport
  • Parking Space Count: 0
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 15,160
  • Lot Size Depth Feet: 1,650
  • Lot Size Frontage Feet: 540
  • Total Building Area: 1,858
  • Gross Building Area: 1,858
  • Building Area: 1,858
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Forced air unit
  • Heated Square Feet: 1,858
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: CLYDE J SMITH RES LT 2&3
  • Land Acres: 0.348
  • Standard Land Use Code: Single family residential
  • Legal Description 1: LOT 2A RES OF LOTS 2 & 3 CLYDE J SMITH RES OF PT OF LINDSAYS RES OF PT OF WEBSTER 2ND ADD TO BLUFF PARK 28/87

Ownership

  • Current Owner : ABNEY JONAH THOMAS
  • Current Owner 2: ABNEY DENISE CHERI
  • Previous Owner : COX CARL
  • Owner Before Previous Owner: TRUCKS TRACI MORRISON
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Hoover City School District
  • Census Tract: 014412

Zoning

  • Zoning: R1

Geography

  • Assessors Map Reference: Sep 04, 2039
  • Account Number: 58657
  • District: 066-0000
  • Parcel: 39-00-09-4-001-043.000
  • Lot: 2A
  • Meridian: SEC 09 TWN 19S RNG 03W
  • Municipality: HOOVER (BESS DIV)
  • Latitude: 33.3946
  • Longitude: -86.8525

    Address

  • Full Address: 2204 Mountain Lake Ter
  • Address - House Number: 2204
  • Address - Street Name: Mountain Lake
  • Address - Suffix Type: Ter
  • State: AL
  • City Name: Hoover
  • Carrier Code: C005
  • 4-Digit Zip Code: 1123
  • Zip Code: 35226

Valuation

    Tax

  • Total Area: 2,020
  • Tax Year: 2022
  • Tax Amount: $1,877
  • Tax Rate Code Area: 66

    Appraisal Valuation

  • Standard Deviation: 0.2241
  • Valuation Date: Jun 21, 2023
  • Confidence Score: 69
  • Final Value: 329,194
  • High Value: 402,994
  • Low Value: 255,394

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $237,500
  • First Open Lien Mortgage Lender: RENASANT BANK
  • First Open Lien Mortgage Recording Date: Jul 13, 2020
  • First Open Lien Mortgage Loan Amount: $237,500
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Jan 01, 2050

    Market Valuation

  • Market Total Value: $265,700
  • Market Land Value: $72,700
  • Market Improvement Value: $193,000

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $26,580

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Jun 19, 2020
  • Current Sale Recording Date: Jul 13, 2020
  • Current Sale Transaction ID: 11775948446
  • Current Sale Price: $250,000
  • Current Sale Document Type: Deed
  • Current Sale Input Document Number: 2020073120
  • Previous Sale Recording Date: May 03, 2001
  • Previous Sale Contract Date: Apr 30, 2001
  • Previous Sale Amount: $135,500
  • Previous Sale Document Type: Survivorship Deed

    Last Sale Mortgage

  • First Mortgage Lender: RENASANT BANK
  • First Mortgage Transaction Date: Jul 13, 2020
  • First Mortgage Loan Amount: $237,500
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Jan 01, 2050

    Previous Mortgages

  • Previous Mortgage Lender: COUNTRYWIDE HOME LOANS INC
  • Previous Mortgage Transaction Date: May 03, 2001
  • Previous Mortgage Loan Amount: $117,500
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Due Date: May 01, 2031

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Frequently Asked Questions

What neighborhood is 2204 Mountain Lake Terrace located in?
The 2204 Mountain Lake Terrace is a house located in the neighborhood of Jefferson in Hoover, Birmingham.
What is the average sales price for listings in 2204 Mountain Lake Terrace?
The average sales price for units in 2204 Mountain Lake Terrace is $0 currently.

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