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Miramar Beach 32550
220 N Saint Francis Drive
$1,750,000
↓ $50K (2.8%)
● House - For Sale

220 N Saint Francis Drive

Miramar Beach, FL 32550
bedrooms
6 Beds
bathrooms
3 Baths, 1 Half Bath
square feet
3,155 Ft²
Upcoming Open House
2PM - 4PM, Fri, Nov 6 -
Book now
$9,965
Est. Monthly
$530
HOA / Fees

About This Property

A private courtyard pool anchors this fully furnished contemporary residence in gated Emerald Waters Village, bringing resort-style outdoor living to the center of the home. Built in 2019 and spanning approximately 3,155 square feet across two levels, the residence offers seven sleeping rooms and four baths, a two-car garage, and accommodations for up to 16 guests.  Deeded beach access, easily reached through the footpath and gate from the community to ''Old 98''.

Rather than placing the pool behind the house, the architecture wraps around it, with floor-to-ceiling black-framed glass along two sides and a covered loggia on the third. The kitchen, living and dining areas open directly to the courtyard, keeping the water in view throughout much of the main level. The result is a pool that functions as a second living room rather than a separate outdoor amenity.

Under the covered loggia, a plank wood ceiling, recessed lighting and ceiling fan create a comfortable gathering space with a mounted television, built-in grill and dining area. Travertine pavers, river-rock borders, mosaic waterline tile and color-changing pool lighting complete the courtyard, extending its use from afternoons by the water to dinner and night swimming.

Inside, raised ceilings, hardwood and tile flooring, designer lighting and warm wood accents give the contemporary interiors texture and depth. The kitchen centers on a waterfall-edge island and Thermador appliances, while a linear gas fireplace A private courtyard pool anchors this fully furnished contemporary residence in gated Emerald Waters Village, bringing resort-style outdoor living to the center of the home. Built in 2019 and spanning approximately 3,155 square feet across two levels, the residence offers seven sleeping rooms and four baths, a two-car garage, and accommodations for up to 16 guests. Deeded beach access, easily reached through the footpath and gate from the community to "Old 98".

Under the covered loggia, a plank wood ceiling, recessed lighting and ceiling fan create a comfortable gathering space with a mounted television, built-in grill and dining area. Travertine pavers, river-rock borders, mosaic waterline tile and color-changing pool lighting complete the courtyard, extending its use from afternoons by the water to dinner and night swimming.

Inside, raised ceilings, hardwood and tile flooring, designer lighting and warm wood accents give the contemporary interiors texture and depth. The kitchen centers on a waterfall-edge island and Thermador appliances, while a linear gas fireplace anchors a wood-clad feature wall. The first-floor primary suite includes a sitting area and walk-in closet.

Upstairs,  a wet bar and a second family room provides the perfect gathering space and creates separation among the sleeping areas, while bunk accommodations contribute to the home's guest capacity. Built-in shelving, a wet bar and an owner's closet add functionality for both personal stays and rental use.

The property is offered fully furnished with a two-car garage and additional driveway parking. Emerald Waters Village is a gated, short-term-rental-friendly community with two community pools, including one just steps from the home. Positioned on a cul-de-sac and steps from the beach pedestrian gate to the deeded beach access. The golf-cart-friendly location sits between Destin and 30A, with Grand Boulevard, Baytowne Wharf, Silver Sands and the restaurants, shopping and entertainment of the Emerald Coast within easy reach.

With a private pool at the heart of the architecture, accommodations for up to 16 and an established rental setup, the home combines the features of a coastal retreat with the practical advantages of a turnkey second home or investment property.
Unit Size
3,155 Ft²
Days on Market
80 days
Land Size
0.09 acres
Price per sqft
$555
Property Type
House
Property Taxes
$842
HOA Dues
$530
Year Built
2019

Listed By

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Last updated: 2 days ago (ECAR #1009982)

Price History

Date / Event Date Event Price
Sep 23, 2026 Price Decreased $1,750,000
↓ $50K (2.8%)
Price Decreased
Aug 16, 2026 Listed by Compass $1,800,000
Listed by Compass
Sep 13, 2022 No longer available -
No longer available
Sep 12, 2022 Sold
Sold
Aug 10, 2022 Listed by Compass $1,935,000
Listed by Compass
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Property Highlights

Garage
Fireplace
Parking Details
Has Garage
Attached Garage
Parking Features: Garage, Guest
Garage Spaces: 2
Interior Details
Half Bathrooms: 1
Full Bathrooms: 3
Interior Features: Breakfast Bar, Bookcases, Kitchen Island, Pantry, Wet Bar, Ceiling Raised, Fireplace, Lighting Recessed, Lighting Track, Owner's Closet, Shelving, Split Bedroom, Washer/Dryer Hookup
Appliances: Dishwasher, Disposal, Dryer, Ice Maker, Microwave, Range Hood, Refrigerator, Washer, Water Heater, Auto Garage Door Opn, Oven Self Cleaning, Smoke Detector, Smooth Stovetop Rnge, Stove/Oven Electric, Stove/Oven Gas
Flooring Type: Hardwood, Vinyl, Floor Tile
Door Features: Storm Door(s)
Rooms: 17
Exterior Details
Square Footage: 3155
Property Condition: Construction Complete
Architectural Style: Contemporary
Year Built: 2019
Building Area Total: 3155
Window Features: Double Pane Windows, Storm Window(s), Window Treatment All
Construction Materials: Frame, Stucco, Roof Pitched, Trim Vinyl
Patio and Porch Features: Porch
Pool Features: Heated, Pool - In-Ground, Pool Type
Pool is Private
Lot Features: Cul-De-Sac, Covenants, Easements, Irregular, Restrictions, Survey Available, Within 1/2 Mile to Water
Lot Size Area: 0.09
Lot Size Units: Acres
Lot Size Acres: 0.09
Lot Size Square Feet: 3920.4
Lot Size Dimensions: 50' X 80' (IRR)
Water Source: Public
Financial Details
Tax Annual Amount: $10,104
Utilities Details
Cooling Type: Ceiling Fan(s)
Heating Type: Heat Pump A/A Two +
Location Details
HOA/Condo/Coop Fee Includes: Security, Accounting, Ground Keeping, Management, Master Association, Recreational Faclty
HOA Fee: $530
HOA Fee Frequency: Quarterly

Building Info

Overview

    General

  • Year Built: 2019
  • Effective Year Built: 2019
  • Building Count: 1
  • Bedroom Count: 5
  • Bathroom Count: 4
  • Full Bathrooms: 3
  • Partial Bathrooms: 4
  • Bathroom Plumbing Fixtures: 14
  • Building Condition: 0
  • Building Quality: 1
  • Construction Type: 6
  • Building Style: 0
  • Exterior Walls Type: 12
  • Interior Walls Type: 14
  • Roof Shape Type: 9
  • Roof Cover Type: 14
  • Floor Count: 200
  • Floor Cover: 15
  • Basement Type: 0
  • Basement Area: 0
  • Parking Type: 5
  • Garage Type: 1
  • Garage Square Area: 472
  • Parking Space Count: 0
  • Patio Type: 0
  • Porch Type: 126
  • Pool Type: 8

    Dimensions

  • Lot Size Square Feet: 3,964
  • Lot Size Depth Feet: 800
  • Lot Size Frontage Feet: 500
  • Total Building Area: 3,608
  • Gross Building Area: 3,608
  • Building Area: 3,136
  • Building Area Measurement: L

    Heating and Cooling

  • Air Conditioning: 1
  • Heating: 4
  • Heated Square Feet: 3,136
  • Heating Fuel Type: 0

    Utilities

  • Sewer System: 0
  • Water Service: 0

Building

  • Building Type: 0
  • Property Class: R
  • Subdivision: EMERALD WATERS VILLAGE
  • Land Acres: 0000000091
  • Standard Land Use Code: 1001
  • County Land Use Code: 0100
  • Legal Description 1: LOT 7 EMERALD WATERS VILLAGE PB 13-27 OR 2469-1077 OR 2703-2127 OR 3054-2293 OR 3144-1967 OR 3266-1440

Neighborhood

  • School District Name: Walton County School District
  • Census Tract: 950609

Geography

  • Assessors Map Reference: S2-29-21
  • Parcel: 29-2S-21-42970-000-0070
  • Lot: 7
  • Meridian: SEC 29 TWN 02S RNG 021
  • Municipality: SOUTH WALTON FIRE
  • Latitude: 30.3827
  • Longitude: -86.3796

    Address

  • Full Address: 220 Saint Francis Dr N
  • Address - House Number: 220
  • Street Segment Direction: N
  • Address - Street Name: Saint Francis
  • Address - Suffix Type: Dr
  • State: FL
  • City Name: Miramar Beach
  • Carrier Code: C015
  • 4-Digit Zip Code: 8215
  • Zip Code: 32550

Valuation

    Tax

  • Total Area: 3,473
  • Tax Year: 2022
  • Tax Amount: $873,594
  • Tax Rate Code Area: 007

    Appraisal Valuation

  • Standard Deviation: 0.2715
  • Valuation Date: Jan 10, 2024
  • Confidence Score: 61
  • Final Value: 1,784,969
  • High Value: 2,269,702
  • Low Value: 1,300,237

    Market Valuation

  • Market Total Value: $1,041,529
  • Market Land Value: $146,226
  • Market Improvement Value: $895,303

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $1,041,529
  • Assessed Land Value: $146,226
  • Assessed Improvements Value: $895,303

    Sales

  • Current Sale Contract Date: Sep 09, 2022
  • Current Sale Recording Date: Sep 12, 2022
  • Current Sale Price:
  • Current Sale Document Type: 71
  • Current Sale Input Document Number: 40813
  • Previous Sale Recording Date: May 28, 2020
  • Previous Sale Contract Date: May 22, 2020
  • Previous Sale Amount: $975,000
  • Previous Sale Document Type: 71

    Financing

  • First Mortgage Financing Type: ADJ
Data used for valuation calculations is provided by RealtyHop, and other third party sources

Comparables

Unit
Status
Type
Beds
Baths
ft²
Price/ft²
Asking Price
Listed On
Closing Price
Sold On
HOA + Taxes

About Miramar Beach


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Frequently Asked Questions

When was property at 220 St Francis Drive North built and last sold?
The property at 220 St Francis Drive North was built in 2019 and last sold on Sep 9, 2022 for $1,935,000.
How much is this home worth?
The estimated value of the home located at 220 St Francis Drive North is $1,773,797.
What are some comparable homes to 220 St Francis Drive North?
There are currently no comparable homes to 220 St Francis Drive North.