Welcome home to this beautifully maintained and thoughtfully updated single-family residence offering the space, privacy, and features buyers crave-at a townhouse price. Nestled in desirable Frederick, MD, this charming home delivers exceptional value with a garage and private driveway, a rare find in this price range. A pre-listing appraisal was completed at $450K, giving buyers the opportunity to walk into instant equity from day one. Even more exciting, the home features an assumable VA loan at an incredible 2.625% interest rate, creating a rare opportunity for qualified buyers to secure significantly lower monthly payments in today's market. Inside, you'll find 3 generously sized bedrooms and 1.5 baths, complemented by a warm and inviting layout ideal for both everyday living and entertaining. The fully renovated eat-in kitchen is the heart of the home, featuring modern updates and a cozy wood-burning fireplace that adds character and charm. Host memorable gatherings in the dining room, unwind in the comfortable living room filled with natural light, or enjoy additional living space in the fully finished basement, perfect for a family room, home office, gym, or guest area. Step outside to your own private retreat-a spacious deck overlooking a fully fenced backyard, ideal for outdoor dining, pets, play, or simply relaxing at the end of the day. With tasteful updates throughout, built-in equity, a below-market assumable loan opportunity, and nothing left to do but move in, this home offers the perfect blend of comfort, functionality, and financial advantage. Homes like this don't come around often-schedule your showing today before it's gone!