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Cornelius 28031
21216 Rio Oro Drive
$3,750,000
● House - For Sale

21216 Rio Oro Drive

Cornelius, NC 28031
bedrooms
5 Beds
bathrooms
5 Baths, 1 Half Bath
square feet
5,188 Ft²
Upcoming Open House
2PM - 4PM, Sat, Nov 7 -
Book now
$18,420
Est. Monthly
$6
HOA / Fees

About This Property

Waterfront living on Lake Norman takes on a whole new meaning in this exceptional custom home in Cornelius. Designed with incredible attention to detail, every level has been thoughtfully planned and the quality is unmistakable. Soaring 12-foot ceilings, wide-plank European white oak floors, custom millwork, a striking wine wall, a diamond-coffered ceiling, and an oversized arched opening set the tone, while expansive quad-stack sliders create a seamless connection between the home, outdoor living spaces, and the water beyond.
At the heart of the home, the kitchen pairs high-end design with exceptional functionality. A 2.5-inch mitered-edge Azurra Bay quartzite island, custom two-tone inset cabinetry, white oak accents, a substantial panel-ready appliance package, and an oversized Venetian plaster range hood create a beautiful gathering space overlooking the lake. Just beyond is a hidden pantry/scullery with custom cabinetry, a full-size refrigerator, second dishwasher, microwave, and abundant storage.
The main level also features a private guest suite with its own finished en-suite bath and oversized walk-in shower, ideal for multigenerational living, long-term guests, or a private retreat. Upstairs, the primary suite feels like a true escape, with sliders to a private balcony overlooking the lake, two oversized custom closets with integrated LED lighting, and a spa-inspired bath with marble tile, floor-to-ceiling glass shower, custom cabinetry, dual vanities, and gold fixtures. Three additional bedrooms and a generously sized laundry room with extensive cabinetry and storage complete the upper level.
The lower level is a finished basement built as an extension of the home's entertaining space, with a full custom golf simulator, built-in sauna, private home office, second laundry room, and a kitchenette with ice maker and wine cooler. Quad-stack sliders and a pass-through window from the kitchenette open the indoor/outdoor space to the lower terrace, with room for a future pool just outside. It was designed for lake days, pool parties, game days, and evenings with friends.
Outside, professionally landscaped grounds lead to a private dock on a peaceful Lake Norman cove. The three covered rear porches offer places to relax, dine, and enjoy the setting, with a future pool area just steps from your door.
Located in Bahia Bay in Cornelius, minutes from dining, shopping, and medical care, this home delivers the Lake Norman lifestyle in one of the area's most sought-after waterfront locations. Exceptional craftsmanship, thoughtful design, and waterfront living come together in a home that truly needs to be experienced in person
Unit Size
5,188 Ft²
Days on Market
-
Land Size
0.23 acres
Price per sqft
$723
Property Type
House
Property Taxes
-
HOA Dues
$6
Year Built
1978

Listed By

Lori Jackson
Ivester Jackson Properties

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Last updated: 23 hours ago (CANOPYMLS #CAR4439919)

Price History

Date / Event Date Event Price
Nov 3, 2026 Temporarily off market -
Temporarily off market
Nov 2, 2026 Listed by Ivester Jackson Christie's $3,750,000
Listed by Ivester Jackson Christie's
Oct 16, 2026 Price Decreased $3,750,000
↓ $225K (5.7%)
Price Decreased
Sep 17, 2026 Listed by Adams and Collins Realty LLC $3,975,000
Listed by Adams and Collins Realty LLC
Waterfront living on Lake Norman takes on a whole new meaning in this exceptional custom home in Cornelius. Designed for the way you actually want to live, entertain, work, and unwind, every level of this home has been thoughtfully planned with incredible attention to detail. From the moment you enter through the dramatic 10-foot custom Clark Hall steel door, the quality is unmistakable. Soaring 12-foot ceilings, wide-plank European white oak floors, custom millwork, a striking wine wall, diamond-coffered ceiling, and oversized arched openings set the tone, while expansive quad-stack sliders create a seamless connection between the home, outdoor living spaces, and water beyond. At the heart of the home, the kitchen combines high-end design with exceptional functionality. Custom two-tone inset cabinetry, white oak accents, a substantial Azurra Bay quartzite island with 2.5-inch mitered edge, panel-ready appliances, and an oversized Venetian plaster range hood create a beautiful gathering space overlooking the lake. Just beyond is a hidden pantry/scullery that feels like a second kitchen, complete with custom cabinetry, a full-size refrigerator, second dishwasher, microwave, and abundant storage. One of the most thoughtfully designed features of the main level is the private guest suite with its own beautifully finished en-suite bath and oversized walk-in shower. Whether hosting family, long-term guests, or creating a private space for multigenerational living, guests can enjoy their own retreat without sacrificing privacy. Upstairs, the primary suite feels like a true escape, with gorgeous sliders leading to a private balcony overlooking the lake. It's the perfect spot to unwind at night. Two oversized custom closets with integrated LED lighting, and a spa-inspired bath with marble tile, floor-to-ceiling glass shower, custom cabinetry, dual vanities, and beautiful gold fixtures complete this retreat. Three additional bedrooms and a generously sized laundry room with extensive cabinetry and storage complete the upper level. But the lower level is where this home truly becomes something special. Designed as an extension of the home’s entertaining space rather than simply a finished basement, it includes a full custom golf simulator, built-in sauna, private home office, second laundry room, and a beautifully appointed kitchenette with ice maker and wine cooler. Quad-stack sliders open the entire space to the lower terrace, while an accordion-style pass-through window from the kitchenette makes indoor/outdoor entertaining effortless. With room for a future pool just outside, this level was designed with lake days, pool parties, game days, and evenings with friends in mind. The second laundry room is an especially thoughtful addition for lake and future pool towels without carrying everything through the home. Outside, professionally landscaped grounds lead to a peaceful Lake Norman cove and new private dock, putting the water just steps from your door. The 3 covered rear porch provides another place to relax, dine, and enjoy the setting, while the future pool area offers the opportunity to create a complete waterfront resort experience. From two laundry rooms and exceptional storage to the hidden scullery, private office, golf simulator, sauna, guest suite, custom architectural details, and multiple indoor/outdoor entertaining spaces, no detail feels like an afterthought. This is a home designed not simply to look beautiful, but to live beautifully. Located in Bahia Bay in Cornelius, this is an opportunity to enjoy the Lake Norman lifestyle in one of the area’s most sought-after waterfront locations—minutes from dining, shopping, medical care, and everything Cornelius has to offer. Exceptional craftsmanship, thoughtful design, and waterfront living come together in a home that truly needs to be experienced in person.
Sep 15, 2026 Temporarily off market -
Temporarily off market
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Property Highlights

Garage
Air Conditioning
Fireplace
With View
Parking Details
Has Garage
Parking Features: Attached, Garage Faces Front, Driveway
Garage Spaces: 2
Interior Details
Half Bathrooms: 1
Full Bathrooms: 5
Interior Features: Wet Bar, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Sauna, Storage, Walk-In Closet(s), Drop Zone, Walk-In Pantry
Appliances: Microwave, Bar Fridge, Dishwasher, Disposal, Double Oven, Freezer, Gas Cooktop, Gas Water Heater, Ice Maker, Exhaust Hood
Flooring Type: Wood, Tile
Door Features: Sliding Doors, Pocket Doors
Laundry Features: Laundry Room, In Basement, Upper Level
Has Fireplace
Fireplace Features: Gas, Family Room
Basement: Walk-Out Access, Daylight, Exterior Entry, Finished
Exterior Details
Square Footage: 5188
Security Features: Carbon Monoxide Detector(s)
Year Built: 2026
Waterfront Features: Dock, Boat Ramp – Community, Boat Slip (Deed)
Waterbody Name: Lake Norman
Builder Name: BWA Builders LLC
Builder Model: custom
Levels: Two
Window Features: Insulated Windows
Construction Materials: Stucco, Fiber Cement
Patio and Porch Features: Rear Porch, Covered
Lot Features: Waterfront, Cleared
Lot Size Area: 0.23
Lot Size Units: Acres
Lot Size Acres: 0.23
Lot Size Square Feet: 10018.8
Water Source: Public
Financial Details
Tax Assessed Value: $877,500
Utilities Details
Cooling Type: Central Air
Heating Type: Heat Pump, Natural Gas
Sewer : Public Sewer
Location Details
HOA/Condo/Coop Amenities: Picnic Area
HOA Fee: $75
HOA Fee Frequency: Annually

Building Info

Overview

    General

  • Year Built: 1978
  • Effective Year Built: 1980
  • Building Count: 1
  • Total Rooms: 5
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Condition: 6
  • Building Quality: 7
  • Construction Type: 0
  • Building Style: 28
  • Exterior Walls Type: 17
  • Interior Walls Type: 0
  • Roof Shape Type: 1
  • Roof Cover Type: 15
  • Floor Count: 100
  • Living Units: 1
  • Floor Cover: 0
  • Basement Type: 0
  • Basement Area: 0
  • Garage Type: 0
  • Parking Space Count: 0
  • Patio Type: 0
  • Porch Type: 0
  • Pool Type: 0
  • Location Influence Type: 164

    Dimensions

  • Lot Size Square Feet: 10,019
  • Total Building Area: 1,236
  • Gross Building Area: 1,236
  • Building Area: 1,236
  • Building Area Measurement: L

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: 1
  • Heating: 8
  • Heated Square Feet: 1,236
  • Heating Fuel Type: 2

    Utilities

  • Sewer System: 0
  • Water Service: 0

Building

  • Building Type: 0
  • Property Class: R
  • Subdivision: BAHIA BAY
  • Land Acres: 0000000230
  • Standard Land Use Code: 1001
  • County Land Use Code: R122
  • Legal Description 1: L16 M12-563

Neighborhood

  • School District Name: Charlotte-Mecklenburg Schools
  • School Tax School District: CORNELIUS
  • Census Tract: 006217

Zoning

  • Zoning: GR

Geography

  • Assessors Map Reference: 001-29
  • District: 3
  • Parcel: 001-297-40
  • Block: 7
  • Lot: 16
  • Municipality: CORNELIUS
  • Latitude: 35.497
  • Longitude: -80.8883

    Address

  • Full Address: 21216 Rio Oro Dr
  • Address - House Number: 21216
  • Address - Street Name: Rio Oro
  • Address - Suffix Type: Dr
  • State: NC
  • City Name: Cornelius
  • Carrier Code: R010
  • 4-Digit Zip Code: 6718
  • Zip Code: 28031

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $407,370
  • Tax Rate Code Area: 02

    Appraisal Valuation

  • Standard Deviation: 0.1659
  • Valuation Date: Jun 28, 2023
  • Confidence Score: 79
  • Final Value: 752,294
  • High Value: 877,111
  • Low Value: 627,478

    Market Valuation

  • Market Total Value: $877,500
  • Market Land Value: $675,000
  • Market Improvement Value: $202,500

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $877,500
  • Assessed Land Value: $675,000
  • Assessed Improvements Value: $202,500

    Sales

  • Current Sale Contract Date: May 01, 2017
  • Current Sale Recording Date: May 02, 2017
  • Current Sale Price:
  • Current Sale Document Type: 71
  • Current Sale Input Document Number: 2017057165
  • Previous Sale Recording Date: Dec 28, 1994
  • Previous Sale Contract Date: Dec 28, 1994
  • Previous Sale Document Type: 27
Data used for valuation calculations is provided by RealtyHop, and other third party sources

Comparables

Unit
Status
Type
Beds
Baths
ft²
Price/ft²
Asking Price
Listed On
Closing Price
Sold On
HOA + Taxes

About Cornelius


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Frequently Asked Questions

When was property at 21216 Rio Oro Drive built and last sold?
The property at 21216 Rio Oro Drive was built in 1978 and last sold on May 1, 2017 for $325,000.
How much is this home worth?
The estimated value of the home located at 21216 Rio Oro Drive is $3,787,500.
What are some comparable homes to 21216 Rio Oro Drive?
There are currently no comparable homes to 21216 Rio Oro Drive.