Flood insurance is not required.  Experience the perfect blend of luxury and serene lakefront living in this stunning rancher. Situated on a picturesque lake, this property offers riparian rights (water ownership), providing you with exclusive access to the water and ensuring a private waterfront experience. The breathtaking views are complemented by a range of outdoor amenities designed for relaxation and entertainment, including a dock,  large deck, large covered patio, and open front porch, all perfect for enjoying the natural beauty of the surroundings.  Step inside to find a beautifully appointed kitchen featuring granite countertops and stainless steel appliances, ideal for both everyday cooking and entertaining guests. The home boasts elegant hardwood floors, adding warmth and sophistication to the living spaces. Two cozy fireplaces create warm and inviting atmospheres for family gatherings or quiet evenings at home.  The primary bedroom is a luxurious retreat with its own private bath and numerous closets, providing ample storage and convenience. The home includes a total of three full bathrooms, ensuring comfort and privacy for all family members and guests.  The lower level of the home includes a newly renovated kitchen and bathroom, making it perfect for a possible in-law suite or guest quarters. This additional living space offers flexibility and convenience for multi-generational living or hosting visitors.  Practical features of this home include a two-car garage, providing ample space for vehicles and additional storage. Multiple storage areas and closets throughout the property ensure you have plenty of space to keep your belongings organized and easily accessible.  Outside, a meditation garden area offers a peaceful retreat where you can unwind and connect with nature. The lush landscaping and thoughtfully designed outdoor spaces create a serene environment that enhances the overall appeal of this exceptional lakefront property.  This beautiful home offers the perfect combination of comfort, modern amenities, and a tranquil lakefront lifestyle, making it an ideal retreat for those seeking both luxury and relaxation.  Do wait, call today for your private tour!