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$925,000
● House - For Sale

20644 CUTWATER PLACE

STERLING, VA 20165
bedrooms
4 Beds
bathrooms
2 Baths, 2 Half Baths
square feet
3,170 Ft²
$5,240
Est. Monthly
$99
HOA / Fees

About This Property

Spacious and beautifully maintained, this 4-bedroom, 2 full and 2 half bath home is nestled in the sought-after Potomac Lakes section of the Cascades community. Offering the perfect blend of comfort, functionality, and style, the main level features gleaming hardwood floors and a bright, inviting layout with generous living and dining spaces ideal for both everyday living and entertaining. The updated kitchen boasts modern finishes, ample cabinetry, and flows seamlessly into the family room, where a gas fireplace creates a warm and welcoming centerpiece. A stunning wall of outward-opening windows fills the breakfast room and family room with natural light while framing peaceful views of the backyard and creating a seamless connection to the outdoors. Step outside to the expansive multi-level deck and screened gazebo, perfect for relaxing or hosting gatherings.

Upstairs, you'll find four generously sized bedrooms, including a comfortable primary suite with an updated private full bath. Additional bathrooms have also been tastefully updated. The finished lower level provides versatile living space ideal for a recreation room, home office, or gym and includes a convenient wet bar and half bath.

As part of the Cascades community, residents enjoy access to pools, trails, and recreational facilities, all conveniently located near Dulles Town Center, theaters, shopping, restaurants, Algonkian Regional Park, Potomac Lakes Sportsplex, golf courses, and the Potomac River. With its thoughtful layout, modern updates, exceptional natural light, and inviting indoor-outdoor living, this home is a fantastic opportunity you won't want to miss.
Unit Size
3,170 Ft²
Days on Market
-
Land Size
0.20 acres
Price per sqft
$292
Property Type
House
Property Taxes
$599
HOA Dues
$99
Year Built
1994

Listed By

Sarah A. Reynolds
Keller Williams Chantilly Ventures, LLC
Nancy Gabro
Keller Williams Chantilly Ventures, LLC

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Last updated: 5 months ago (Bright MLS #VALO2121114)

Price History

Date / Event Date Event Price
Sep 24, 2026 Sold
Sold
Aug 27, 2026 In contract -
In contract
Aug 7, 2026 Price Decreased $899,999
↓ $25K (2.7%)
Price Decreased
Jul 1, 2026 Listed by Keller Williams Realty $925,000
Listed by Keller Williams Realty
Gorgeous NVHomes built single family detached in 20165 for under $900K! Uprgraded, Updated and Ready for new owner. What an opportunity! Tucked within the beloved Potomac Lakes enclave of Cascades, this delightful home blends everyday comfort with spaces designed for gathering, celebrating, and making memories. Offering over 3,100 square feet across three finished levels, this beautifully maintained residence features four bedrooms, two full bathrooms, and two half bathrooms, thoughtfully designed to support both everyday living and effortless entertaining. Perfectly positioned on one of the community's most desirable streets, this special setting is among the few in Cascades featuring sidewalks on both sides of the street, creating a welcoming atmosphere for evening strolls, bike rides, and neighborly connections. Just up the street, residents enjoy easy access to the Stone House swimming and tennis complex, Cascades Marketplace, and the Cascades Library. Adding to the neighborhood's distinctive character, Cutwater Place was originally part of Cascades' Builder Model Row when the community was first introduced. As a result, the streetscape showcases a beautiful variety of architectural styles and front elevations, creating a sense of individuality rarely found in newer communities. Thoughtfully maintained and updated, the home offers peace of mind with a new water heater and furnace installed in 2026, a new roof in 2022, and AC in 2021. Sunlight dances across rich hardwood floors on the main level, where gracious living and dining rooms create the perfect backdrop for everything from holiday dinners to quiet evenings at home. At the heart of the home, the beautifully updated kitchen offers abundant cabinetry, stylish finishes, and an effortless connection to the adjoining family room. Here, a cozy gas fireplace anchors the space while expansive casement windows bathe the breakfast area and family room in natural light, framing tranquil backyard views and creating a seamless connection to the outdoors. Step outside to discover a backyard sanctuary designed for lingering conversations and carefree afternoons. An expansive multi-level deck and charming screened gazebo create enchanting spaces for morning coffee, summer gatherings, or simply enjoying the gentle breeze. Upstairs, the spacious primary suite serves as a peaceful retreat, offering generous proportions, abundant natural light, a large walk-in closet, and a beautifully updated private bath designed for comfort and relaxation. Additional bedrooms are generously sized and well-appointed, while an updated secondary bathroom provides style and convenience for family and guests. The finished lower level offers exceptional versatility and valuable additional living space. Whether envisioned as a recreation room, media lounge, fitness studio, home office, playroom, or creative retreat, this expansive level easily adapts to your lifestyle. A wet bar and convenient half bath make it equally suited for entertaining guests, hosting game nights, or simply enjoying everyday living beyond the main level. Life in Cascades is part of the magic. Residents enjoy access to five swimming pool complexes, tennis and pickleball courts, fitness facilities, playgrounds, sports courts, and miles of scenic trails. Nearby Algonkian Regional Park offers golf, boating, riverfront trails, and stunning Potomac River views, while shopping, dining, entertainment, and major commuter routes are all just minutes away. Filled with natural light, thoughtfully updated, and designed for seamless indoor-outdoor living, this is more than a house; it's a place where everyday moments feel just a little more magical.
May 15, 2026 Price Decreased $925,000
↓ $25K (2.6%)
Price Decreased
Show More

Property Highlights

Garage
Parking Available
Air Conditioning
Fireplace
Parking Details
Has Garage
Garage Spaces: 2
Interior Details
Half Bathrooms: 2
Full Bathrooms: 2
Interior Features: Ceiling Fan(s), Recessed Lighting, Wet/Dry Bar, Kitchen - Island, Formal/Separate Dining Room, Skylight(s)
Appliances: Dryer, Washer, Dishwasher, Disposal, Ice Maker, Refrigerator, Stove
Door Features: French, Storm
Has Fireplace
Fireplaces: 1
Basement: Daylight, Full, Fully Finished, Walkout Level
Exterior Details
Square Footage: 3170
Square Footage Source: $0
Architectural Style: Colonial
Year Built Source: Assessor
Year Built: 1994
Levels: 3
Other Structures: Above Grade, Below Grade
Construction Materials: Brick, Vinyl Siding
Patio and Porch Features: Screened, Deck(s)
Lot Size Area: 8712
Lot Size Units: Square Feet
Lot Size Acres: 0.2
Lot Size Square Feet: 8712
Tax Lot: 114A
Water Source: Public
Financial Details
Tax Annual Amount: $7,188
Utilities Details
Cooling Type: Central Air
Heating Type: Forced Air
Sewer : Public Sewer
Location Details
HOA/Condo/Coop Amenities: Clubhouse, Exercise Course, Fitness Center, Tennis Court(s), Basketball Courts, Bike Trail, Common Grounds, Community Center, Jog/Walk Path, Soccer Field, Swimming Pool, Tot Lots/Playground
HOA Fee: $99
HOA Fee Frequency: Monthly

Building Info

Overview

    General

  • Year Built: 1994
  • Effective Year Built: 2010
  • Bedroom Count: 4
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Bathroom Plumbing Fixtures: 12
  • Building Condition: 6
  • Building Quality: 4
  • Construction Type: 11
  • Building Style: 5
  • Exterior Walls Type: 19
  • Interior Walls Type: 0
  • Roof Shape Type: 1
  • Roof Cover Type: 15
  • Floor Count: 200
  • Floor Cover: 0
  • Basement Type: 3
  • Basement Area: 538
  • Garage Type: 17
  • Garage Square Area: 510
  • Parking Space Count: 2
  • Patio Type: 0
  • Porch Type: 7
  • Pool Type: 0

    Dimensions

  • Lot Size Square Feet: 8,712
  • Total Building Area: 2,640
  • Building Area: 2,640
  • Building Area Measurement: L

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: 1
  • Heating: 3
  • Heated Square Feet: 2,640
  • Heating Fuel Type: 3

    Utilities

  • Sewer System: 0
  • Water Service: 0

Building

  • Building Type: 0
  • Property Class: R
  • Subdivision: POTOMAC LAKES
  • Land Acres: 0000000200
  • Standard Land Use Code: 1001
  • County Land Use Code: 1
  • Legal Description 1: POTOMAC LAKES S.2C L.114A 201009010052520 200408130085102 PC A-63-6

Neighborhood

  • School District Name: Loudoun County Public Schools
  • School Tax School District: COUNTY DISTRICT
  • Census Tract: 611206

Zoning

  • Zoning: PDH4

Geography

  • Assessors Map Reference: 81/R/4///114
  • Section: 2C
  • Parcel: 018-27-5472-000
  • Lot: 114A
  • Municipality: ALGONKIAN
  • Latitude: 39.0448
  • Longitude: -77.3993

    Address

  • Full Address: 20644 Cutwater Pl
  • Address - House Number: 20644
  • Address - Street Name: Cutwater
  • Address - Suffix Type: Pl
  • State: VA
  • City Name: Sterling
  • Carrier Code: R014
  • 4-Digit Zip Code: 7339
  • Zip Code: 20165

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $682,115

    Appraisal Valuation

  • Standard Deviation: 0.0507
  • Valuation Date: Sep 21, 2023
  • Confidence Score: 99
  • Final Value: 841,896
  • High Value: 884,614
  • Low Value: 799,179

    Market Valuation

  • Market Total Value: $779,560
  • Market Land Value: $239,500
  • Market Improvement Value: $540,060

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $779,560
  • Assessed Land Value: $239,500
  • Assessed Improvements Value: $540,060

    Sales

  • Current Sale Contract Date: Jan 05, 2018
  • Current Sale Recording Date: Jan 08, 2018
  • Current Sale Price:
  • Current Sale Document Type: 71
  • Current Sale Input Document Number: 201801080001216
  • Previous Sale Recording Date: Aug 13, 2004
  • Previous Sale Contract Date: Aug 10, 2004
  • Previous Sale Amount: $608,900
  • Previous Sale Document Type: 27
Data used for valuation calculations is provided by RealtyHop, and other third party sources

Comparables

Unit
Status
Type
Beds
Baths
ft²
Price/ft²
Asking Price
Listed On
Closing Price
Sold On
HOA + Taxes

About Potomac Lakes


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Frequently Asked Questions

When was property at 20644 Cutwater Place built and last sold?
The property at 20644 Cutwater Place was built in 1994 and last sold on Jan 5, 2018 for $634,000.
How much is this home worth?
The estimated value of the home located at 20644 Cutwater Place is $935,030.
What are some comparable homes to 20644 Cutwater Place?
There are currently no comparable homes to 20644 Cutwater Place.