VA Assumable Loan at 3.25% for qualified buyers.  Located in the highly desirable Hammock Bay community in Freeport, Florida, this 5-bedroom, 3-bath home offers 3,466 sq ft and features the popular Monaco floor plan by Holiday Builders. New LVP flooring flows into a spacious family room with coffered ceilings and a fireplace. The updated kitchen includes newer appliances, a new gas stove, and an oversized island ideal for entertaining. Recent updates include HVAC (2024) and water heater (2025). Enjoy resort-style Hammock Bay amenities, parks, pools, trails, and convenient access to 30A beaches, Destin, and Eglin AFB. The dining room makes a statement with dramatic 12-foot coffered ceilings that elevate every occasion.  A spacious front office with French doors, provides room for dual workstations, ideal for today's flexible lifestyle. The versatile fifth bedroom offers endless possibilities for a media room, playroom, guest suite, or additional office space. Everyday functionality shines with a separate mudroom and an oversized laundry room complete with a utility sink that every family can appreciate.  Privately tucked away, the oversized primary suite offers tranquil preserve views and a true retreat-like feel, featuring dual vanities, a soaking tub, an expansive walk-in shower, and an oversized walk-in closet.  

Outdoor living is equally impressive. Enjoy a screened porch with convenient bathroom access, a built-in gas grill hookup, an extended paver patio, and a fully fenced backyard backing to a peaceful preservation area.  The perfect setting for relaxing or entertaining.  

As a resident of Hammock Bay, you'll enjoy resort-style amenities including multiple pools, a fitness center, tennis and pickleball courts, scenic walking trails, a general store, brewery, clubhouse, and bay access.  

Homes offering this layout, level of upgrades, and private preserve setting are rarely available. Schedule your private showing today.